UMB North Plaza State Bank in Topeka, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 02, 1994

  • UMB North Plaza State Bank in Topeka, Kansas (KS)
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UMB North Plaza State Bank - Overview

  • General
  • FDIC Certificate #: 20600
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: UMB Bank Kansas, National Association (#8109)
    Federal Reserve ID: 609850
    Date Established: January 04, 1972
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 14216
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 04, 1972
    Last Structure Change Effective Date: May 02, 1994
    Last Structure Change Process Date: May 23, 1994
    Last Data Update: May 23, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 2014 North Topeka Avenue, Topeka, KS 66608
    County: Shawnee
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Topeka, KS (#8440)
    Core Based Statistical Area (CBSA): Topeka, KS (#45820)
    CBSA Metro Statistical Area: Topeka, KS (#45820)
  • Financial Summary
  • Total assets: $44.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $24Total assets
  • $44,171Cash and due from depository institutions
  • $952Interest-bearing balances
  • $0Securities
  • $18,564Federal funds sold & reverse repurchase agreements
  • $1,225Net loans & leases
  • $20,414Loan loss allowance
  • $373Trading account assets
  • $0Bank premises and fixed assets
  • $535Other real estate owned
  • $0Goodwill and other intangibles
  • $409Life insurance assets
  • $2,072All other assets
  • $0Total liabilities and capital
  • $44,171Total liabilities
  • $36,373Total deposits
  • $35,591Interest-bearing deposits
  • $30,605Deposits held in domestic offices
  • 35591.00%% insured (estimated)
  • $86Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $355Subordinated debt
  • $0All other liabilities
  • $427Total equity capital
  • $427Total bank equity capital
  • $7,798Perpetual preferred stock
  • $0Common stock
  • $500Surplus
  • $7,131Undivided profits
  • Memoranda
  • $167Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $177Income earned, not collected on loans
  • $129Earning assets
  • $40,203Long-term assets (5+ years)
  • $4,554Average Assets, year-to-date
  • $44,151Average Assets, quarterly
  • $44,488Volatile liabilities
  • $3,656Insider loans
  • $4,120FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $2,009Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $5,726Total risk weighted assets
  • $20,497Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,928Total interest expense
  • $710Net interest income
  • $1,218Provision for loan and lease losses
  • $0Total noninterest income
  • $165Fiduciary activities
  • $0Service charges on deposit accounts
  • $140Trading account gains & fees
  • $0Additional noninterest income
  • $25Total noninterest expense
  • $1,031Salaries and employee benefits
  • $501Premises and equipment expense
  • $121Additional noninterest expense
  • $409Pre-tax net operating income
  • $352Securities gains (losses)
  • $0Applicable income taxes
  • $155Income before extraordinary items
  • $197Extraordinary gains - net
  • $0Net income attributable to bank
  • $197Net charge-offs
  • $36Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 4.70%Cost of funding earning assets
  • 1.73%Net interest margin
  • 2.97%Noninterest income to earning assets
  • 0.40%Noninterest expense to earning assets
  • 2.52%Net operating income to assets
  • 0.45%Return on assets (ROA)
  • 0.45%Pretax return on assets
  • 0.80%Return on equity (ROE)
  • 3.03%Retained earnings to average equity (YTD only)
  • 3.03%Net charge-offs to loans
  • 0.15%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 67,390Assets per employee
  • 1.84%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.79%Loss allowance to noncurrent loans
  • 210.73%Noncurrent assets plus other real estate owned to assets
  • 0.40%Noncurrent loans to loans
  • 0.85%Net loans and leases to deposits
  • 57.36%Net loans and leases to core deposits
  • 63.22%Equity capital to assets
  • 17.65%Core capital (leverage) ratio
  • 13.15%Tier 1 risk-based capital ratio
  • 27.94%Total risk-based capital ratio
  • Memoranda
  • $29Average assets
  • $44,151Average earning assets
  • $6,503Average equity
  • $40,979Average loans

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