UMB Security State Bank in Fort Scott, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 02, 1994

UMB Security State Bank in Fort Scott, Kansas (KS)
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UMB Security State Bank - Overview

General
FDIC Certificate #: 18488
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: UMB Bank Kansas, National Association (#8109)
Federal Reserve ID: 657655
Date Established: March 10, 1962
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Interstate: No)
FDIC's unique #: 12383
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: March 10, 1962
Last Structure Change Effective Date: May 02, 1994
Last Structure Change Process Date: May 23, 1994
Last Data Update: May 23, 1994
Data Source Date: April 05, 2012
Location
Address: Fourth And National, Fort Scott, KS 66701
County: Bourbon
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Springfield Mo
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Financial Summary
Total assets: $41.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

Dollar figures in thousands
0Total employees (full-time equivalent)
$25Total assets
$41,727Cash and due from depository institutions
$2,467Interest-bearing balances
$197Securities
$18,017Federal funds sold & reverse repurchase agreements
$200Net loans & leases
$17,139Loan loss allowance
$721Trading account assets
$0Bank premises and fixed assets
$1,152Other real estate owned
$553Goodwill and other intangibles
$610Life insurance assets
$1,589All other assets
$0Total liabilities and capital
$41,727Total liabilities
$36,733Total deposits
$36,462Interest-bearing deposits
$32,063Deposits held in domestic offices
36462.00%% insured (estimated)
$100Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$271Total equity capital
$271Total bank equity capital
$4,994Perpetual preferred stock
$0Common stock
$225Surplus
$4,688Undivided profits
Memoranda
$81Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$864Income earned, not collected on loans
$173Earning assets
$35,553Long-term assets (5+ years)
$2,584Average Assets, year-to-date
$42,053Average Assets, quarterly
$42,167Volatile liabilities
$2,466Insider loans
$10FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$1,064Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$3,405Total risk weighted assets
$19,110Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1993)

Dollar figures in thousands
$0Total interest income
$1,379Total interest expense
$676Net interest income
$703Provision for loan and lease losses
$0Total noninterest income
$181Fiduciary activities
$0Service charges on deposit accounts
$154Trading account gains & fees
$0Additional noninterest income
$27Total noninterest expense
$779Salaries and employee benefits
$340Premises and equipment expense
$107Additional noninterest expense
$332Pre-tax net operating income
$105Securities gains (losses)
$29Applicable income taxes
$44Income before extraordinary items
$90Extraordinary gains - net
$0Net income attributable to bank
$90Net charge-offs
$146Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1993)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
3.79%Cost of funding earning assets
1.86%Net interest margin
1.93%Noninterest income to earning assets
0.50%Noninterest expense to earning assets
2.14%Net operating income to assets
0.17%Return on assets (ROA)
0.21%Pretax return on assets
0.32%Return on equity (ROE)
2.22%Retained earnings to average equity (YTD only)
2.22%Net charge-offs to loans
0.73%Credit loss provision to net charge-offs
0.00%Efficiency ratio
79,412Assets per employee
1.67%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
4.04%Loss allowance to noncurrent loans
83.45%Noncurrent assets plus other real estate owned to assets
3.40%Noncurrent loans to loans
4.84%Net loans and leases to deposits
47.01%Net loans and leases to core deposits
50.41%Equity capital to assets
11.97%Core capital (leverage) ratio
8.29%Tier 1 risk-based capital ratio
17.82%Total risk-based capital ratio
Memoranda
$19Average assets
$42,053Average earning assets
$4,062Average equity
$36,417Average loans

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