Union Planters Bank of Southeast Missouri in Cape Girardeau, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 01, 1997

  • Union Planters Bank of Southeast Missouri in Cape Girardeau, Missouri (MO)
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Union Planters Bank of Southeast Missouri - Overview

  • General
  • FDIC Certificate #: 26859
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Union Planters Bank of Southeast Missouri (#1614)
    Federal Reserve ID: 480648
    Date Established: November 24, 1986
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 22 (Interstate: No)
    OTS Docket #: 10526
    FDIC's unique #: 36123
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: November 24, 1986
    Last Structure Change Effective Date: December 01, 1997
    Last Structure Change Process Date: January 06, 1998
    Last Data Update: January 06, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 407 North Kingshighway, Cape Girardeau, MO 63702
    County: Cape Girardeau
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Dallas
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Combined Statistical Area (CSA): Cape Girardeau-Sikeston-Jackson, MO-IL (#164)
    Core Based Statistical Area (CBSA): Cape Girardeau-Jackson, MO-IL (#16020)
    CBSA Metro Statistical Area: Cape Girardeau-Jackson, MO-IL (#16020)
  • Financial Summary
  • Total assets: $659.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $185Total assets
  • $520,762Cash and due from depository institutions
  • $18,880Interest-bearing balances
  • $46Securities
  • $54,989Federal funds sold & reverse repurchase agreements
  • $9,225Net loans & leases
  • $416,223Loan loss allowance
  • $5,868Trading account assets
  • $0Bank premises and fixed assets
  • $11,238Other real estate owned
  • $1,350Goodwill and other intangibles
  • $7,564Life insurance assets
  • $1,293All other assets
  • $0Total liabilities and capital
  • $520,762Total liabilities
  • $485,667Total deposits
  • $464,734Interest-bearing deposits
  • $418,763Deposits held in domestic offices
  • 464734.00%% insured (estimated)
  • $91Federal funds purchased & repurchase agreements
  • $17,433Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $3,500Total equity capital
  • $3,500Total bank equity capital
  • $35,095Perpetual preferred stock
  • $0Common stock
  • $1,012Surplus
  • $26,909Undivided profits
  • Memoranda
  • $7,174Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,729Income earned, not collected on loans
  • $4,144Earning assets
  • $480,483Long-term assets (5+ years)
  • $14,378Average Assets, year-to-date
  • $568,466Average Assets, quarterly
  • $530,723Volatile liabilities
  • $45,317Insider loans
  • $9,030FHLB advances
  • $0Loans and leases held for sale
  • $1,315Unused loan commitments
  • $45,043Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $33,610Total risk weighted assets
  • $392,287Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $44,280Total interest expense
  • $23,576Net interest income
  • $20,704Provision for loan and lease losses
  • $875Total noninterest income
  • $3,015Fiduciary activities
  • $82Service charges on deposit accounts
  • $1,898Trading account gains & fees
  • $0Additional noninterest income
  • $1,035Total noninterest expense
  • $13,369Salaries and employee benefits
  • $5,592Premises and equipment expense
  • $1,326Additional noninterest expense
  • $6,451Pre-tax net operating income
  • $9,475Securities gains (losses)
  • -$37Applicable income taxes
  • $3,194Income before extraordinary items
  • $6,244Extraordinary gains - net
  • $0Net income attributable to bank
  • $6,244Net charge-offs
  • $2,662Cash dividends
  • $15,801Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.33%Cost of funding earning assets
  • 4.43%Net interest margin
  • 3.89%Noninterest income to earning assets
  • 0.57%Noninterest expense to earning assets
  • 2.51%Net operating income to assets
  • 1.10%Return on assets (ROA)
  • 1.10%Pretax return on assets
  • 1.66%Return on equity (ROE)
  • 15.54%Retained earnings to average equity (YTD only)
  • -23.78%Net charge-offs to loans
  • 0.60%Credit loss provision to net charge-offs
  • 32.87%Efficiency ratio
  • 55,479Assets per employee
  • 2.81%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 253.06%Loss allowance to loans
  • 1.39%Loss allowance to noncurrent loans
  • 339.39%Noncurrent assets plus other real estate owned to assets
  • 0.59%Noncurrent loans to loans
  • 0.41%Net loans and leases to deposits
  • 89.56%Net loans and leases to core deposits
  • 95.28%Equity capital to assets
  • 6.74%Core capital (leverage) ratio
  • 6.38%Tier 1 risk-based capital ratio
  • 8.57%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $568,466Average earning assets
  • $40,187Average equity
  • $531,618Average loans

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