United Bank, National Association in Bucyrus, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 30, 2008

  • United Bank, National Association in Bucyrus, Ohio (OH)
  • Show street view No street view available for this location

United Bank, National Association - Overview

  • General
  • FDIC Certificate #: 6533
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The Park National Bank (#6653)
    Federal Reserve ID: 756316
    Date Established: July 30, 1859
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 8 (Interstate: No)
    FDIC's unique #: 4371
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: August 30, 2008
    Last Structure Change Process Date: September 29, 2008
    Last Data Update: September 29, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 401 South Sandusky Avenue, Bucyrus, OH 44820
    County: Crawford
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Mansfield, OH (#4800)
    Combined Statistical Area (CSA): Mansfield-Bucyrus, OH (#360)
    Core Based Statistical Area (CBSA): Bucyrus, OH (#15340)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $216.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2007)

  • Dollar figures in thousands
  • 83Total employees (full-time equivalent)
  • $196,254Total assets
  • $7,586Cash and due from depository institutions
  • $0Interest-bearing balances
  • $84,574Securities
  • $198Federal funds sold & reverse repurchase agreements
  • $93,882Net loans & leases
  • $1,800Loan loss allowance
  • $0Trading account assets
  • $1,778Bank premises and fixed assets
  • $96Other real estate owned
  • $548Goodwill and other intangibles
  • $3,859Life insurance assets
  • $7,592All other assets
  • $196,254Total liabilities and capital
  • $184,686Total liabilities
  • $170,048Total deposits
  • $149,241Interest-bearing deposits
  • $170,048Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $10,834Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $2,489Other borrowed funds
  • $0Subordinated debt
  • $1,315All other liabilities
  • $11,568Total equity capital
  • $11,568Total bank equity capital
  • $11,568Perpetual preferred stock
  • $0Common stock
  • $1,581Surplus
  • $6,500Undivided profits
  • Memoranda
  • $3,487Noncurrent loans and leases
  • $33,070Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $42Earning assets
  • $0Long-term assets (5+ years)
  • $960Average Assets, year-to-date
  • $178,654Average Assets, quarterly
  • $89,633Volatile liabilities
  • $207,287Insider loans
  • $199,188FHLB advances
  • $27,973Loans and leases held for sale
  • $1,672Unused loan commitments
  • $2,489Tier 1 (core) risk-based capital
  • $218Tier 2 risk-based capital
  • $45Total risk weighted assets
  • $33,070Total unused commitments
  • $0Restructured Loans and leases
  • $1,325Derivatives

Income and Expense (December 31, 2007)

  • Dollar figures in thousands
  • $12,584Total interest income
  • $5,026Total interest expense
  • $7,558Net interest income
  • $0Provision for loan and lease losses
  • $2,442Total noninterest income
  • $19Fiduciary activities
  • $1,148Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,275Additional noninterest income
  • $6,464Total noninterest expense
  • $3,342Salaries and employee benefits
  • $583Premises and equipment expense
  • $2,539Additional noninterest expense
  • $3,536Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,126Applicable income taxes
  • $2,410Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,410Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $66Sale, conversion, retirement of capital stock, net
  • $2,500Net operating income

Performance and Condition Ratios (December 31, 2007)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.65%Yield on earning assets
  • 2.65%Cost of funding earning assets
  • 3.99%Net interest margin
  • 1.29%Noninterest income to earning assets
  • 3.41%Noninterest expense to earning assets
  • 1.16%Net operating income to assets
  • 1.16%Return on assets (ROA)
  • 1.71%Pretax return on assets
  • 21.19%Return on equity (ROE)
  • -0.79%Retained earnings to average equity (YTD only)
  • 0.07%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 53.58%Efficiency ratio
  • 59,520Assets per employee
  • 2.36%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 103.73%Loss allowance to loans
  • 1.88%Loss allowance to noncurrent loans
  • 4285.71%Noncurrent assets plus other real estate owned to assets
  • 0.07%Noncurrent loans to loans
  • 0.04%Net loans and leases to deposits
  • 55.21%Net loans and leases to core deposits
  • 60.41%Equity capital to assets
  • 5.89%Core capital (leverage) ratio
  • 6.06%Tier 1 risk-based capital ratio
  • 11.38%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $207,287Average earning assets
  • $11,374Average equity
  • $189,365Average loans

Total Fiduciary and Related Assets (December 31, 2007)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $2,882Managed Assets
  • 1Number of Accounts
  • $2,882Personal trust and agency accounts
  • $2,602Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $280Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 5Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with United Bank, National Association.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents