United Carolina Bank in Whiteville, North Carolina (NC)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 19, 1997

  • United Carolina Bank in Whiteville, North Carolina (NC)
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United Carolina Bank - Overview

  • General
  • FDIC Certificate #: 2026
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Branch Banking and Trust Company (#9846)
    Federal Reserve ID: 221328
    Date Established: January 01, 1926
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 141 (Interstate: No)
    OTS Docket #: 10187
    FDIC's unique #: 1346
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: September 19, 1997
    Last Structure Change Process Date: November 03, 1997
    Last Data Update: November 03, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 622 South Madison Street, Whiteville, NC 28472
    County: Columbus
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Raleigh
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Southeast
  • Financial Summary
  • Total assets: $4,136.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $1,804Total assets
  • $4,089,533Cash and due from depository institutions
  • $199,840Interest-bearing balances
  • $353Securities
  • $798,404Federal funds sold & reverse repurchase agreements
  • $91,603Net loans & leases
  • $2,843,788Loan loss allowance
  • $42,212Trading account assets
  • $0Bank premises and fixed assets
  • $49,793Other real estate owned
  • $5,853Goodwill and other intangibles
  • $83,742Life insurance assets
  • $16,510All other assets
  • $0Total liabilities and capital
  • $4,089,533Total liabilities
  • $3,787,043Total deposits
  • $3,710,766Interest-bearing deposits
  • $2,734,633Deposits held in domestic offices
  • 3710766.00%% insured (estimated)
  • $84Federal funds purchased & repurchase agreements
  • $23,079Trading liabilities
  • $0Other borrowed funds
  • $18,872Subordinated debt
  • $0All other liabilities
  • $34,326Total equity capital
  • $34,326Total bank equity capital
  • $302,490Perpetual preferred stock
  • $0Common stock
  • $11,542Surplus
  • $67,440Undivided profits
  • Memoranda
  • $223,508Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $10,029Income earned, not collected on loans
  • $19,473Earning assets
  • $3,734,148Long-term assets (5+ years)
  • $483,070Average Assets, year-to-date
  • $3,857,627Average Assets, quarterly
  • $4,024,683Volatile liabilities
  • $326,250Insider loans
  • $57,380FHLB advances
  • $0Loans and leases held for sale
  • $8,864Unused loan commitments
  • $647,219Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $291,031Total risk weighted assets
  • $2,818,239Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $299,133Total interest expense
  • $135,261Net interest income
  • $163,872Provision for loan and lease losses
  • $7,800Total noninterest income
  • $52,514Fiduciary activities
  • $4,565Service charges on deposit accounts
  • $23,699Trading account gains & fees
  • $0Additional noninterest income
  • $24,250Total noninterest expense
  • $145,379Salaries and employee benefits
  • $77,979Premises and equipment expense
  • $16,291Additional noninterest expense
  • $51,109Pre-tax net operating income
  • $63,207Securities gains (losses)
  • -$123Applicable income taxes
  • $21,822Income before extraordinary items
  • $41,262Extraordinary gains - net
  • $0Net income attributable to bank
  • $41,262Net charge-offs
  • $5,596Cash dividends
  • $15,113Sale, conversion, retirement of capital stock, net
  • $21,868Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.49%Cost of funding earning assets
  • 3.84%Net interest margin
  • 4.65%Noninterest income to earning assets
  • 1.49%Noninterest expense to earning assets
  • 4.12%Net operating income to assets
  • 1.07%Return on assets (ROA)
  • 1.07%Pretax return on assets
  • 1.64%Return on equity (ROE)
  • 14.28%Retained earnings to average equity (YTD only)
  • 9.05%Net charge-offs to loans
  • 0.20%Credit loss provision to net charge-offs
  • 139.39%Efficiency ratio
  • 66,868Assets per employee
  • 2.27%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 36.63%Loss allowance to loans
  • 1.46%Loss allowance to noncurrent loans
  • 420.90%Noncurrent assets plus other real estate owned to assets
  • 0.39%Noncurrent loans to loans
  • 0.35%Net loans and leases to deposits
  • 76.64%Net loans and leases to core deposits
  • 83.13%Equity capital to assets
  • 7.40%Core capital (leverage) ratio
  • 7.22%Tier 1 risk-based capital ratio
  • 10.33%Total risk-based capital ratio
  • Memoranda
  • $12Average assets
  • $3,857,627Average earning assets
  • $289,042Average equity
  • $3,525,364Average loans
1
MAJDI MUSBAH ALAWAGI
⚠
Hello Dear.
I have some questions. And i need some information from you.
I have a SAVINGS ACCOUNT STATEMENT from 09/30/1983 under the name of my father MUSBAH ALI ALAWAGI .ACCOUNT NO.17-1-0116202 .
I need information about it.if you can

With regards

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