United Missouri Bank of Joplin in Joplin, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 03, 1995

United Missouri Bank of Joplin in Joplin, Missouri (MO)
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United Missouri Bank of Joplin - Overview

General
FDIC Certificate #: 19093
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: UMB Bank Southwest (#4580)
Federal Reserve ID: 780852
Date Established: April 13, 1964
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Interstate: No)
FDIC's unique #: 12925
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: April 13, 1964
Last Structure Change Effective Date: March 03, 1995
Last Structure Change Process Date: March 22, 1995
Last Data Update: March 22, 1995
Data Source Date: April 05, 2012
Location
Address: 2300 East 7th Street, Joplin, MO 64802
County: Jasper
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Springfield Mo
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Joplin, MO (#3710)
Core Based Statistical Area (CBSA): Joplin, MO (#27900)
CBSA Metro Statistical Area: Joplin, MO (#27900)
Financial Summary
Total assets: $65.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

Dollar figures in thousands
0Total employees (full-time equivalent)
$30Total assets
$65,684Cash and due from depository institutions
$4,686Interest-bearing balances
$1,400Securities
$37,385Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$21,264Loan loss allowance
$247Trading account assets
$0Bank premises and fixed assets
$835Other real estate owned
$0Goodwill and other intangibles
$1,514Life insurance assets
$0All other assets
$0Total liabilities and capital
$65,684Total liabilities
$61,212Total deposits
$54,663Interest-bearing deposits
$46,920Deposits held in domestic offices
54663.00%% insured (estimated)
$87Federal funds purchased & repurchase agreements
$4,643Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$1,906Total equity capital
$1,906Total bank equity capital
$4,472Perpetual preferred stock
$0Common stock
$750Surplus
$300Undivided profits
Memoranda
$3,422Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$20Income earned, not collected on loans
$100Earning assets
$60,049Long-term assets (5+ years)
$3,610Average Assets, year-to-date
$64,016Average Assets, quarterly
$64,477Volatile liabilities
$6,158Insider loans
$5,639FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$8,106Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$4,977Total risk weighted assets
$24,023Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1994)

Dollar figures in thousands
$0Total interest income
$3,486Total interest expense
$1,362Net interest income
$2,124Provision for loan and lease losses
$10Total noninterest income
$604Fiduciary activities
$0Service charges on deposit accounts
$480Trading account gains & fees
$0Additional noninterest income
$124Total noninterest expense
$2,049Salaries and employee benefits
$855Premises and equipment expense
$282Additional noninterest expense
$912Pre-tax net operating income
$669Securities gains (losses)
$43Applicable income taxes
$179Income before extraordinary items
$533Extraordinary gains - net
$0Net income attributable to bank
$533Net charge-offs
$27Cash dividends
$300Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1994)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
5.95%Cost of funding earning assets
2.33%Net interest margin
3.63%Noninterest income to earning assets
1.03%Noninterest expense to earning assets
3.50%Net operating income to assets
0.78%Return on assets (ROA)
0.83%Pretax return on assets
1.11%Return on equity (ROE)
11.29%Retained earnings to average equity (YTD only)
4.94%Net charge-offs to loans
0.14%Credit loss provision to net charge-offs
37.04%Efficiency ratio
75,110Assets per employee
2.19%Cash dividends to net income (YTD only)
Condition Ratios (%)
56.29%Loss allowance to loans
1.15%Loss allowance to noncurrent loans
1235.00%Noncurrent assets plus other real estate owned to assets
0.03%Noncurrent loans to loans
0.09%Net loans and leases to deposits
38.90%Net loans and leases to core deposits
40.01%Equity capital to assets
6.81%Core capital (leverage) ratio
8.15%Tier 1 risk-based capital ratio
20.72%Total risk-based capital ratio
Memoranda
$22Average assets
$64,016Average earning assets
$4,721Average equity
$58,565Average loans

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