Village Bank in Port Chester, New York (NY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 11, 1993

  • Village Bank in Port Chester, New York (NY)
  • Show street view No street view available for this location

Village Bank - Overview

  • General
  • FDIC Certificate #: 16071
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Fidelity Bank, National Association (#33601)
    Federal Reserve ID: 739515
    Date Established: June 15, 1865
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 9 (Interstate: No)
    OTS Docket #: 9298
    FDIC's unique #: 10293
    Numeric code: 41
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 01, 1943
    Last Structure Change Effective Date: August 11, 1993
    Last Structure Change Process Date: August 30, 1993
    Last Data Update: August 30, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 133 North Main Street, Port Chester, NY 10573
    County: Westchester
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: New York City
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): New York, NY (#5600)
    Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70)
    Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408)
    Core Based Statistical Area (CBSA): New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    CBSA Metro Statistical Area: New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    Core Based Statistical Division: New York-White Plains-Wayne, NY-NJ (#35644)
  • Financial Summary
  • Total assets: $771.8 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $153Total assets
  • $813,093Cash and due from depository institutions
  • $11,614Interest-bearing balances
  • $0Securities
  • $419,477Federal funds sold & reverse repurchase agreements
  • $14,800Net loans & leases
  • $335,521Loan loss allowance
  • $7,000Trading account assets
  • $0Bank premises and fixed assets
  • $2,717Other real estate owned
  • $8,657Goodwill and other intangibles
  • $20,307Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $813,093Total liabilities
  • $762,130Total deposits
  • $567,275Interest-bearing deposits
  • $541,125Deposits held in domestic offices
  • 567275.00%% insured (estimated)
  • $97Federal funds purchased & repurchase agreements
  • $82,307Trading liabilities
  • $0Other borrowed funds
  • $105,000Subordinated debt
  • $0All other liabilities
  • $7,548Total equity capital
  • $7,548Total bank equity capital
  • $50,963Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $22,347Undivided profits
  • Memoranda
  • $28,616Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $10,572Income earned, not collected on loans
  • $1,950Earning assets
  • $769,798Long-term assets (5+ years)
  • $188,220Average Assets, year-to-date
  • $843,244Average Assets, quarterly
  • $843,976Volatile liabilities
  • $239,237Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $716Unused loan commitments
  • $22,993Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $50,963Total risk weighted assets
  • $400,381Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $63,180Total interest expense
  • $36,725Net interest income
  • $26,455Provision for loan and lease losses
  • $7,500Total noninterest income
  • $1,655Fiduciary activities
  • $0Service charges on deposit accounts
  • $772Trading account gains & fees
  • $100Additional noninterest income
  • $783Total noninterest expense
  • $16,572Salaries and employee benefits
  • $5,645Premises and equipment expense
  • $1,833Additional noninterest expense
  • $9,094Pre-tax net operating income
  • $4,038Securities gains (losses)
  • $6,089Applicable income taxes
  • $5,368Income before extraordinary items
  • $4,759Extraordinary gains - net
  • -$238Net income attributable to bank
  • $4,521Net charge-offs
  • $4,500Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.73%Cost of funding earning assets
  • 4.49%Net interest margin
  • 3.24%Noninterest income to earning assets
  • 0.20%Noninterest expense to earning assets
  • 2.03%Net operating income to assets
  • 0.10%Return on assets (ROA)
  • 0.54%Pretax return on assets
  • 1.17%Return on equity (ROE)
  • 9.63%Retained earnings to average equity (YTD only)
  • 9.63%Net charge-offs to loans
  • 1.39%Credit loss provision to net charge-offs
  • 166.67%Efficiency ratio
  • 58,954Assets per employee
  • 5.31%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.04%Loss allowance to noncurrent loans
  • 66.21%Noncurrent assets plus other real estate owned to assets
  • 2.36%Noncurrent loans to loans
  • 3.09%Net loans and leases to deposits
  • 59.15%Net loans and leases to core deposits
  • 65.11%Equity capital to assets
  • 6.27%Core capital (leverage) ratio
  • 5.75%Tier 1 risk-based capital ratio
  • 12.73%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $843,244Average earning assets
  • $46,958Average equity
  • $817,140Average loans
1
jay cohen
⚠
how do i contact to withdraw money from newly found savings account book?

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