Wichita Federal Savings and Loan Association in Wichita, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 06, 1997

Wichita Federal Savings and Loan Association in Wichita, Kansas (KS)
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Wichita Federal Savings and Loan Association - Overview

General
FDIC Certificate #: 29082
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Emprise Bank (#4789)
Federal Reserve ID: 770974
Date Established: December 15, 1934
Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
OTS Docket #: 2881
FDIC's unique #: 41916
Numeric code: 37
Regulator: OTS
Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
FDIC Insured: Yes
SAIF Insured: Yes
Insured Savings Institution: Yes
State Chartered: No
Date of Deposit Insurance: December 15, 1934
Last Structure Change Effective Date: January 06, 1997
Last Structure Change Process Date: Febuary 13, 1997
Last Data Update: Febuary 13, 1997
Data Source Date: April 05, 2012
Location
Address: 340 So Broadway, Wichita, KS 67202
County: Sedgwick
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Wichita
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Wichita, KS (#9040)
Combined Statistical Area (CSA): Wichita-Winfield, KS (#556)
Core Based Statistical Area (CBSA): Wichita, KS (#48620)
CBSA Metro Statistical Area: Wichita, KS (#48620)
Financial Summary
Total assets: $245.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

Dollar figures in thousands
0Total employees (full-time equivalent)
$64Total assets
$244,999Cash and due from depository institutions
$2,264Interest-bearing balances
$33Securities
$55,551Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$173,716Loan loss allowance
$1,624Trading account assets
$0Bank premises and fixed assets
$2,144Other real estate owned
$381Goodwill and other intangibles
$10,943Life insurance assets
$0All other assets
$0Total liabilities and capital
$244,999Total liabilities
$217,852Total deposits
$182,969Interest-bearing deposits
$182,969Deposits held in domestic offices
182969.00%% insured (estimated)
$98Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$33,915Subordinated debt
$0All other liabilities
$968Total equity capital
$968Total bank equity capital
$27,147Perpetual preferred stock
$0Common stock
$16Surplus
$26,175Undivided profits
Memoranda
$956Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$460Income earned, not collected on loans
$1,135Earning assets
$229,300Long-term assets (5+ years)
$0Average Assets, year-to-date
$267,513Average Assets, quarterly
$251,361Volatile liabilities
$41,620Insider loans
$0FHLB advances
$31,160Loans and leases held for sale
$0Unused loan commitments
$9,583Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$21,105Total risk weighted assets
$113,867Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1996)

Dollar figures in thousands
$0Total interest income
$5,513Total interest expense
$3,321Net interest income
$2,192Provision for loan and lease losses
$0Total noninterest income
$306Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$0Additional noninterest income
$306Total noninterest expense
$1,228Salaries and employee benefits
$561Premises and equipment expense
$98Additional noninterest expense
$569Pre-tax net operating income
$1,270Securities gains (losses)
$7Applicable income taxes
$538Income before extraordinary items
$739Extraordinary gains - net
$0Net income attributable to bank
$739Net charge-offs
$76Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1996)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
2.17%Cost of funding earning assets
1.31%Net interest margin
0.86%Noninterest income to earning assets
0.12%Noninterest expense to earning assets
0.48%Net operating income to assets
0.27%Return on assets (ROA)
0.28%Pretax return on assets
0.48%Return on equity (ROE)
2.60%Retained earnings to average equity (YTD only)
2.60%Net charge-offs to loans
0.04%Credit loss provision to net charge-offs
0.00%Efficiency ratio
44,235Assets per employee
3.83%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.93%Loss allowance to noncurrent loans
276.96%Noncurrent assets plus other real estate owned to assets
0.34%Noncurrent loans to loans
0.26%Net loans and leases to deposits
94.94%Net loans and leases to core deposits
99.12%Equity capital to assets
11.08%Core capital (leverage) ratio
8.84%Tier 1 risk-based capital ratio
18.53%Total risk-based capital ratio
Memoranda
$20Average assets
$267,513Average earning assets
$28,430Average equity
$253,896Average loans

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