FDIC Certificate #: 9302 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Community Bank (#23189) Federal Reserve ID: 146243 Date Established: October 01, 1894 WWW:http://www.wiltonbank.com Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Interstate: No) OTS Docket #: 15854 FDIC's unique #: 5957 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: January 03, 2006 Last Structure Change Process Date: January 11, 2006 Last Data Update: January 11, 2006 Data Source Date: April 05, 2012
Location
Address: 210 West Fourth Street, Wilton, IA 52778 County: Muscatine Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Cedar Rapids Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western Core Based Statistical Area (CBSA): Muscatine, IA (#34700) CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $81.0 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2005)
Dollar figures in thousands
17Total employees (full-time equivalent)
$81,026Total assets
$2,414Cash and due from depository institutions
$0Interest-bearing balances
$29,598Securities
$6,775Federal funds sold & reverse repurchase agreements
$39,186Net loans & leases
$393Loan loss allowance
$0Trading account assets
$905Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$2,148All other assets
$81,026Total liabilities and capital
$73,573Total liabilities
$72,606Total deposits
$64,354Interest-bearing deposits
$72,606Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$343Other borrowed funds
$0Subordinated debt
$624All other liabilities
$7,453Total equity capital
$7,453Total bank equity capital
$7,453Perpetual preferred stock
$0Common stock
$800Surplus
$1,700Undivided profits
Memoranda
$4,953Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$0Long-term assets (5+ years)
$879Average Assets, year-to-date
$75,559Average Assets, quarterly
$5,708Volatile liabilities
$77,593Insider loans
$78,847FHLB advances
$9,964Loans and leases held for sale
$508Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$0Restructured Loans and leases
$393Derivatives
Income and Expense (December 31, 2005)
Dollar figures in thousands
$3,822Total interest income
$1,163Total interest expense
$2,659Net interest income
$38Provision for loan and lease losses
$304Total noninterest income
$81Fiduciary activities
$112Service charges on deposit accounts
$0Trading account gains & fees
$111Additional noninterest income
$1,711Total noninterest expense
$1,143Salaries and employee benefits
$177Premises and equipment expense
$391Additional noninterest expense
$1,214Pre-tax net operating income
$0Securities gains (losses)
$59Applicable income taxes
$1,155Income before extraordinary items
$0Extraordinary gains - net
$1,155Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$7Sale, conversion, retirement of capital stock, net
$886Net operating income
Performance and Condition Ratios (December 31, 2005)
Dollar figures in thousands
Performance Ratios (%, annualized)
5.29%Yield on earning assets
1.61%Cost of funding earning assets
3.68%Net interest margin
0.42%Noninterest income to earning assets
2.37%Noninterest expense to earning assets
1.49%Net operating income to assets
1.49%Return on assets (ROA)
1.56%Pretax return on assets
15.37%Return on equity (ROE)
3.58%Retained earnings to average equity (YTD only)
0.02%Net charge-offs to loans
542.86%Credit loss provision to net charge-offs
178.86%Efficiency ratio
57,746Assets per employee
4.77%Cash dividends to net income (YTD only)
Condition Ratios (%)
76.71%Loss allowance to loans
0.99%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
53.97%Net loans and leases to core deposits
62.21%Equity capital to assets
9.20%Core capital (leverage) ratio
9.86%Tier 1 risk-based capital ratio
16.11%Total risk-based capital ratio
Memoranda
$17Average assets
$77,593Average earning assets
$7,512Average equity
$72,261Average loans
Total Fiduciary and Related Assets (December 31, 2005)
Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
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