Community Bank in city_name, state_name - Detailed Financial Reports, Location

Community Bank in Muscatine, Iowa (IA)
Show street view No street view available for this location

Community Bank routing number info

Community Bank - Overview

General
FDIC Certificate #: 23189
Status: Active
Federal Reserve ID: 1015841
Bank Holding Company (Regulatory Top Holder): C-B-g, Inc. (RSSDID: 1201448, Location: West Liberty, IA)
Date Established: August 11, 1980
WWW: http://www.commbk.net
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 5 (Domestic: 5, Interstate: No)
OTS Docket #: 10076
FDIC's unique #: 16245
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: August 11, 1980
Last Structure Change Effective Date: October 20, 2008
Last Structure Change Process Date: September 17, 2009
Last Data Update: September 17, 2009
Data Source Date: April 05, 2012
Location
Address: 615 Cedar Street, Muscatine, IA 52761
County: Muscatine
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Cedar Rapids
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Core Based Statistical Area (CBSA): Muscatine, IA (#34700)
CBSA Micro Statistical Area: Yes
History of Changes
Office Purchased
Financial Summary
Total assets: $241.0 mil
Equity capital: $24.7 mil
Deposits held in domestic offices: $215.3 mil
Return on assets (ROA): 0.89% ($2.1 mil)
Quarterly return on assets: 1.17% ($2.8 mil)
Return on Equity (ROE): 8.72% ($2.2 mil)
Quarterly return on equity: 11.43% ($2.9 mil)
Net income: $2.1 mil
Quarterly Net income: $0.7 mil
Pretax return on assets: 0.92% ($2,217.2 mil)
Quarterly Pretax return on assets: 1.23% ($2,964.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
63Total employees (full-time equivalent)
$241,002Total assets
$11,400Cash and due from depository institutions
$4,843Interest-bearing balances
$49,416Securities
$0Federal funds sold & reverse repurchase agreements
$160,601Net loans & leases
$1,612Loan loss allowance
$0Trading account assets
$6,861Bank premises and fixed assets
$498Other real estate owned
$5,294Goodwill and other intangibles
$241,002Life insurance assets
$6,932All other assets
$216,300Total liabilities and capital
$215,344Total liabilities
$185,678Total deposits
$215,344Interest-bearing deposits
$89Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$280Trading liabilities
$0Other borrowed funds
$676Subordinated debt
$24,702All other liabilities
$24,702Total equity capital
$24,702Total bank equity capital
$0Perpetual preferred stock
$1,775Common stock
$13,954Surplus
$8,973Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$3,523Income earned, not collected on loans
$87Earning assets
$1,843Long-term assets (5+ years)
$214,860Average Assets, year-to-date
$25,591Average Assets, quarterly
$235,873Volatile liabilities
$238,728Insider loans
$165,818FHLB advances
$235,447Loans and leases held for sale
$3,787Unused loan commitments
$3,787Tier 1 (core) risk-based capital
$18,322Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$15,948Restructured Loans and leases
$1,660Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$10,718Total interest income
$3,106Total interest expense
$7,612Net interest income
$406Provision for loan and lease losses
$908Total noninterest income
$215Fiduciary activities
$336Service charges on deposit accounts
$0Trading account gains & fees
$357Additional noninterest income
$5,963Total noninterest expense
$3,273Salaries and employee benefits
$843Premises and equipment expense
$1,847Additional noninterest expense
$2,151Pre-tax net operating income
$9Securities gains (losses)
$63Applicable income taxes
$2,097Income before extraordinary items
$0Extraordinary gains - net
$2,097Net income attributable to bank
$0Net charge-offs
$2,097Cash dividends
$303Sale, conversion, retirement of capital stock, net
$1,224Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.09%Yield on earning assets
1.48%Cost of funding earning assets
3.62%Net interest margin
0.43%Noninterest income to earning assets
2.83%Noninterest expense to earning assets
0.89%Net operating income to assets
0.89%Return on assets (ROA)
0.92%Pretax return on assets
8.72%Return on equity (ROE)
3.63%Retained earnings to average equity (YTD only)
0.20%Net charge-offs to loans
133.99%Credit loss provision to net charge-offs
8.44%Efficiency ratio
69,225Assets per employee
3.83%Cash dividends to net income (YTD only)
Condition Ratios (%)
58.37%Loss allowance to loans
0.99%Loss allowance to noncurrent loans
45.76%Noncurrent assets plus other real estate owned to assets
1.67%Noncurrent loans to loans
2.17%Net loans and leases to deposits
74.58%Net loans and leases to core deposits
81.31%Equity capital to assets
10.25%Core capital (leverage) ratio
7.78%Tier 1 risk-based capital ratio
11.05%Total risk-based capital ratio
Memoranda
$12Average assets
$235,873Average earning assets
$24,046Average equity
$210,500Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$85,711Managed Assets
1Number of Accounts
$20,060Personal trust and agency accounts
$19,860Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$200Non-managed Assets
695Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$65,651Other retirement accounts
$11,460Corporate trust and agency accounts
$35,405Other fiduciary accounts
$18,786Fiduciary accounts held in foreign offices

List of branches

5 Iowa Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	16245	Community Bank	615 Cedar Street, Muscatine, IA 52761	August 11, 1980	Full Service Brick and Mortar
1	256040	Park Ave Branch	2506 Park Avenue, Muscatine, IA 52761	July 01, 1985	Limited Service Facility
3	12595	Columbus Junction Branch	227-229 Main Street, Columbus Junction, IA 52738	March 25, 1963	Full Service Brick and Mortar
4	5957	Wilton Branch	210 West Fourth Street, Wilton, IA 52778	October 01, 1894	Full Service Brick and Mortar
5	267937	Wapello Branch	206 Highway 61 North, Wapello, IA 52653	January 01, 1919	Full Service Brick and Mortar

Matthew L Thompson

⚠

I want to check on status of 2 cds purchased at Wilton Savings Bank cd#9132 & cd#10517 last comunication on these cds was in 30oct1986 send information to Matthew L Thompson amish136@yahoo.com

Community Bank in Muscatine, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Community Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Community Bank in Muscatine, Iowa (IA)Overview, Financial Summary, Detailed Financial Reports, Branches

Community Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Community Bank in Muscatine, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches