Wisconsin State Bank in Random Lake, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 12, 2007

Wisconsin State Bank in Random Lake, Wisconsin (WI)
Show street view No street view available for this location

Wisconsin State Bank - Overview

General
FDIC Certificate #: 15131
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Lincoln State Bank (#13028)
Federal Reserve ID: 155441
Date Established: July 13, 1905
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Interstate: No)
OTS Docket #: 12975
FDIC's unique #: 9503
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: November 12, 2007
Last Structure Change Process Date: December 03, 2007
Last Data Update: December 03, 2007
Data Source Date: April 05, 2012
Location
Address: 201 Allen Street, Random Lake, WI 53075
County: Sheboygan
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Milwaukee
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Sheboygan, WI (#7620)
Core Based Statistical Area (CBSA): Sheboygan, WI (#43100)
CBSA Metro Statistical Area: Sheboygan, WI (#43100)
Financial Summary
Total assets: $101.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2006)

Dollar figures in thousands
37Total employees (full-time equivalent)
$97,125Total assets
$2,133Cash and due from depository institutions
$22Interest-bearing balances
$8,806Securities
$303Federal funds sold & reverse repurchase agreements
$74,729Net loans & leases
$688Loan loss allowance
$0Trading account assets
$3,651Bank premises and fixed assets
$122Other real estate owned
$4,304Goodwill and other intangibles
$1,363Life insurance assets
$3,077All other assets
$97,125Total liabilities and capital
$83,371Total liabilities
$71,446Total deposits
$64,741Interest-bearing deposits
$71,446Deposits held in domestic offices
0.00%% insured (estimated)
$472Federal funds purchased & repurchase agreements
$0Trading liabilities
$10,000Other borrowed funds
$0Subordinated debt
$1,453All other liabilities
$13,754Total equity capital
$13,754Total bank equity capital
$13,754Perpetual preferred stock
$0Common stock
$100Surplus
$13,581Undivided profits
Memoranda
$73Noncurrent loans and leases
$14,211Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$584Earning assets
$0Long-term assets (5+ years)
$408Average Assets, year-to-date
$83,860Average Assets, quarterly
$7,761Volatile liabilities
$95,327Insider loans
$95,964FHLB advances
$15,575Loans and leases held for sale
$3,861Unused loan commitments
$10,000Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$14,211Total unused commitments
$0Restructured Loans and leases
$688Derivatives

Income and Expense (December 31, 2006)

Dollar figures in thousands
$5,529Total interest income
$2,652Total interest expense
$2,877Net interest income
$0Provision for loan and lease losses
$467Total noninterest income
$0Fiduciary activities
$249Service charges on deposit accounts
$0Trading account gains & fees
$218Additional noninterest income
$2,858Total noninterest expense
$1,546Salaries and employee benefits
$387Premises and equipment expense
$925Additional noninterest expense
$486Pre-tax net operating income
$0Securities gains (losses)
$62Applicable income taxes
$424Income before extraordinary items
$0Extraordinary gains - net
$424Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$116Sale, conversion, retirement of capital stock, net
$400Net operating income

Performance and Condition Ratios (December 31, 2006)

Dollar figures in thousands
Performance Ratios (%, annualized)
6.73%Yield on earning assets
3.23%Cost of funding earning assets
3.50%Net interest margin
0.57%Noninterest income to earning assets
3.48%Noninterest expense to earning assets
0.44%Net operating income to assets
0.44%Return on assets (ROA)
0.51%Pretax return on assets
3.08%Return on equity (ROE)
0.17%Retained earnings to average equity (YTD only)
0.16%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
4.19%Efficiency ratio
83,134Assets per employee
2.63%Cash dividends to net income (YTD only)
Condition Ratios (%)
94.34%Loss allowance to loans
0.91%Loss allowance to noncurrent loans
117.81%Noncurrent assets plus other real estate owned to assets
0.73%Noncurrent loans to loans
0.77%Net loans and leases to deposits
104.60%Net loans and leases to core deposits
132.63%Equity capital to assets
14.16%Core capital (leverage) ratio
10.35%Tier 1 risk-based capital ratio
12.70%Total risk-based capital ratio
Memoranda
$14Average assets
$95,327Average earning assets
$13,754Average equity
$82,210Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Wisconsin State Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.