York State Bank in city_name, state_name - Detailed Financial Reports, Location

York State Bank in York, Nebraska (NE)
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York State Bank routing number info

York State Bank - Overview

General
FDIC Certificate #: 16079
Status: Active
Federal Reserve ID: 731050
Bank Holding Company (Regulatory Top Holder): Lauritzen Corporation (RSSDID: 1066209, Location: Omaha, NE)
Date Established: July 01, 1943
WWW: http://www.yorkstatebank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 5 (Domestic: 5, Interstate: No)
FDIC's unique #: 10300
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: July 15, 1943
Last Structure Change Effective Date: June 02, 2011
Last Structure Change Process Date: June 02, 2011
Last Data Update: June 02, 2011
Data Source Date: April 05, 2012
Location
Address: 700 Lincoln Avenue, York, NE 68467
County: York
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Grand Island
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
History of Changes
Name Change
Financial Summary
Total assets: $133.7 mil
Equity capital: $15.7 mil
Deposits held in domestic offices: $113.7 mil
Return on assets (ROA): 0.92% ($1.2 mil)
Quarterly return on assets: 0.93% ($1.2 mil)
Return on Equity (ROE): 7.53% ($1.2 mil)
Quarterly return on equity: 7.70% ($1.2 mil)
Net income: $1.2 mil
Quarterly Net income: $0.3 mil
Pretax return on assets: 1.39% ($1,858.2 mil)
Quarterly Pretax return on assets: 1.42% ($1,898.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
32Total employees (full-time equivalent)
$133,686Total assets
$7,496Cash and due from depository institutions
$3,970Interest-bearing balances
$17,935Securities
$0Federal funds sold & reverse repurchase agreements
$98,732Net loans & leases
$1,212Loan loss allowance
$0Trading account assets
$2,014Bank premises and fixed assets
$0Other real estate owned
$5,098Goodwill and other intangibles
$133,686Life insurance assets
$2,411All other assets
$117,971Total liabilities and capital
$113,716Total liabilities
$96,362Total deposits
$113,716Interest-bearing deposits
$91Deposits held in domestic offices
3146.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$500Trading liabilities
$0Other borrowed funds
$609Subordinated debt
$15,715All other liabilities
$15,715Total equity capital
$15,715Total bank equity capital
$0Perpetual preferred stock
$250Common stock
$14,000Surplus
$1,465Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$292Income earned, not collected on loans
$0Earning assets
$1,646Long-term assets (5+ years)
$120,637Average Assets, year-to-date
$19,442Average Assets, quarterly
$128,545Volatile liabilities
$130,930Insider loans
$102,182FHLB advances
$124,534Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$10,452Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$22,604Restructured Loans and leases
$74Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$5,371Total interest income
$859Total interest expense
$4,512Net interest income
$50Provision for loan and lease losses
$944Total noninterest income
$22Fiduciary activities
$576Service charges on deposit accounts
$0Trading account gains & fees
$346Additional noninterest income
$3,614Total noninterest expense
$2,272Salaries and employee benefits
$372Premises and equipment expense
$970Additional noninterest expense
$1,792Pre-tax net operating income
$0Securities gains (losses)
$609Applicable income taxes
$1,183Income before extraordinary items
$0Extraordinary gains - net
$1,183Net income attributable to bank
$0Net charge-offs
$1,183Cash dividends
$15Sale, conversion, retirement of capital stock, net
$1,000Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.72%Yield on earning assets
0.76%Cost of funding earning assets
3.97%Net interest margin
0.83%Noninterest income to earning assets
3.18%Noninterest expense to earning assets
0.92%Net operating income to assets
0.92%Return on assets (ROA)
1.39%Pretax return on assets
7.53%Return on equity (ROE)
1.17%Retained earnings to average equity (YTD only)
0.02%Net charge-offs to loans
333.33%Credit loss provision to net charge-offs
122.80%Efficiency ratio
66,239Assets per employee
4.18%Cash dividends to net income (YTD only)
Condition Ratios (%)
84.53%Loss allowance to loans
1.21%Loss allowance to noncurrent loans
415.07%Noncurrent assets plus other real estate owned to assets
0.22%Noncurrent loans to loans
0.29%Net loans and leases to deposits
86.82%Net loans and leases to core deposits
88.63%Equity capital to assets
11.76%Core capital (leverage) ratio
8.39%Tier 1 risk-based capital ratio
10.23%Total risk-based capital ratio
Memoranda
$11Average assets
$128,545Average earning assets
$15,704Average equity
$113,716Average loans

Total Fiduciary and Related Assets (December 31, 2009)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$20,674Managed Assets
1Number of Accounts
$20,673Personal trust and agency accounts
$17,083Employee benefit-defined contribution accounts
$2,684Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$848Investment management agency accounts
$0Other fiduciary accounts
$58Fiduciary accounts held in foreign offices
$0Non-managed Assets
61Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$1Other retirement accounts
$0Corporate trust and agency accounts
$1Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

5 Nebraska Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	10300	York State Bank	700 Lincoln Avenue, York, NE 68467	July 01, 1943	Full Service Brick and Mortar
1	237219	Detached Tellers' Branch	729 Lincoln Avenue, York, NE 68467	May 15, 1972	Limited Service Facility
2	237220	Detached Tellers' Facility	710 South Lincoln Avenue, York, NE 68467	November 08, 1974	Limited Service Facility
3	13379	G Street Branch	1022 G Street, Geneva, NE 68361	January 03, 1966	Full Service Brick and Mortar
4	12662	Gresham Branch	Main Street, Gresham, NE 68367	September 19, 1910	Full Service Brick and Mortar

York State Bank in York, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

York State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2009)

List of branches

Comment about this bank, ask questions, or add new information about it:

York State Bank in York, Nebraska (NE)Overview, Financial Summary, Detailed Financial Reports, Branches

York State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2009)

List of branches

Comment about this bank, ask questions, or add new information about it:

York State Bank in York, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches