First Bank of Utica in city_name, state_name - Detailed Financial Reports, Location

First Bank of Utica in Utica, Nebraska (NE)
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First Bank of Utica routing number info

First Bank of Utica - Overview

General
FDIC Certificate #: 14281
Status: Active
Federal Reserve ID: 391959
Bank Holding Company (Regulatory Top Holder): First National Utica Company (RSSDID: 1065109, Location: Utica, NE)
Date Established: January 01, 1882
WWW: http://www.fbutica.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 3 (Domestic: 3, Interstate: No)
FDIC's unique #: 8923
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: April 16, 1934
Last Structure Change Effective Date: June 25, 2009
Last Structure Change Process Date: June 26, 2009
Last Data Update: June 26, 2009
Data Source Date: April 05, 2012
Location
Address: 785 D Street, Utica, NE 68456
County: Seward
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Omaha
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Lincoln, NE (#30700)
CBSA Metro Statistical Area: Lincoln, NE (#30700)
History of Changes
Corrections
Name Change
Financial Summary
Total assets: $44.5 mil
Equity capital: $4.1 mil
Deposits held in domestic offices: $37.3 mil
Return on assets (ROA): 0.50% ($0.2 mil)
Quarterly return on assets: -0.24% (-$0.1 mil)
Return on Equity (ROE): 5.49% ($0.2 mil)
Quarterly return on equity: -2.67% (-$0.1 mil)
Net income: $0.2 mil
Quarterly Net income: -$0.0 mil
Pretax return on assets: 0.64% ($284.7 mil)
Quarterly Pretax return on assets: -0.56% (-$249.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
15Total employees (full-time equivalent)
$44,477Total assets
$1,257Cash and due from depository institutions
$43Interest-bearing balances
$1,899Securities
$1,283Federal funds sold & reverse repurchase agreements
$37,614Net loans & leases
$389Loan loss allowance
$0Trading account assets
$819Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$44,477Life insurance assets
$1,605All other assets
$40,416Total liabilities and capital
$37,321Total liabilities
$31,690Total deposits
$37,321Interest-bearing deposits
$94Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$2,746Trading liabilities
$0Other borrowed funds
$349Subordinated debt
$4,061All other liabilities
$4,061Total equity capital
$4,061Total bank equity capital
$0Perpetual preferred stock
$30Common stock
$3,672Surplus
$359Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$540Income earned, not collected on loans
$0Earning assets
$797Long-term assets (5+ years)
$40,839Average Assets, year-to-date
$5,726Average Assets, quarterly
$41,483Volatile liabilities
$45,235Insider loans
$37,748FHLB advances
$45,534Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$4,010Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$10,803Restructured Loans and leases
$1,164Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$2,226Total interest income
$478Total interest expense
$1,748Net interest income
$141Provision for loan and lease losses
$83Total noninterest income
$0Fiduciary activities
$42Service charges on deposit accounts
$0Trading account gains & fees
$41Additional noninterest income
$1,424Total noninterest expense
$923Salaries and employee benefits
$178Premises and equipment expense
$323Additional noninterest expense
$266Pre-tax net operating income
$0Securities gains (losses)
$59Applicable income taxes
$207Income before extraordinary items
$0Extraordinary gains - net
$207Net income attributable to bank
$0Net charge-offs
$207Cash dividends
$161Sale, conversion, retirement of capital stock, net
$154Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.80%Yield on earning assets
1.25%Cost of funding earning assets
4.55%Net interest margin
0.22%Noninterest income to earning assets
3.71%Noninterest expense to earning assets
0.50%Net operating income to assets
0.50%Return on assets (ROA)
0.64%Pretax return on assets
5.49%Return on equity (ROE)
1.41%Retained earnings to average equity (YTD only)
0.45%Net charge-offs to loans
87.58%Credit loss provision to net charge-offs
2.53%Efficiency ratio
77,772Assets per employee
2.97%Cash dividends to net income (YTD only)
Condition Ratios (%)
74.40%Loss allowance to loans
1.02%Loss allowance to noncurrent loans
72.04%Noncurrent assets plus other real estate owned to assets
1.21%Noncurrent loans to loans
1.42%Net loans and leases to deposits
100.79%Net loans and leases to core deposits
107.06%Equity capital to assets
9.13%Core capital (leverage) ratio
8.81%Tier 1 risk-based capital ratio
10.62%Total risk-based capital ratio
Memoranda
$12Average assets
$41,483Average earning assets
$3,772Average equity
$38,377Average loans

List of branches

3 Nebraska Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	8923	First Bank Of Utica	785 D Street, Utica, NE 68456	January 01, 1882	Full Service Brick and Mortar
1	431597	Cordova Branch	390 Hector P.O. Box 77, Cordova, NE 68330	August 03, 2004	Full Service Brick and Mortar
2	517566	Bank Of Friend Branch	104 S Cherry St, Friend, NE 68359	January 18, 2011	Full Service Brick and Mortar

First Bank of Utica in Utica, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank of Utica - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Bank of Utica in Utica, Nebraska (NE)Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank of Utica - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Bank of Utica in Utica, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches