All America Bank in Oklahoma City, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • All America Bank in Oklahoma City, Oklahoma (OK)
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All America Bank - Overview

  • General
  • FDIC Certificate #: 20093
    Status: Active
    Federal Reserve ID: 25357
    Date Established: December 22, 1969
    WWW: http://www.allamericabank.net
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 16002
    FDIC's unique #: 13803
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: December 22, 1969
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 200 South Rockwell Avenue, Oklahoma City, OK 73128
    County: Oklahoma
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Oklahoma City, OK (#5880)
    Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416)
    Core Based Statistical Area (CBSA): Oklahoma City, OK (#36420)
    CBSA Metro Statistical Area: Oklahoma City, OK (#36420)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $125.8 mil
    Equity capital: $10.8 mil
    Deposits held in domestic offices: $109.1 mil
    Return on assets (ROA): 0.86% ($1.1 mil)
    Quarterly return on assets: 1.51% ($1.9 mil)
    Return on Equity (ROE): 9.92% ($1.1 mil)
    Quarterly return on equity: 17.16% ($1.9 mil)
    Net income: $1.1 mil
    Quarterly Net income: $0.5 mil
    Pretax return on assets: 0.86% ($1,082.0 mil)
    Quarterly Pretax return on assets: 1.51% ($1,899.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 48Total employees (full-time equivalent)
  • $125,815Total assets
  • $3,570Cash and due from depository institutions
  • $0Interest-bearing balances
  • $70,031Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $45,636Net loans & leases
  • $1,437Loan loss allowance
  • $0Trading account assets
  • $1,330Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $125,815Life insurance assets
  • $5,248All other assets
  • $114,973Total liabilities and capital
  • $109,136Total liabilities
  • $90,728Total deposits
  • $109,136Interest-bearing deposits
  • $90Deposits held in domestic offices
  • 980.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $4,750Trading liabilities
  • $0Other borrowed funds
  • $107Subordinated debt
  • $10,842All other liabilities
  • $10,842Total equity capital
  • $10,842Total bank equity capital
  • $0Perpetual preferred stock
  • $573Common stock
  • $7,695Surplus
  • $2,574Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $4,285Income earned, not collected on loans
  • $0Earning assets
  • $340Long-term assets (5+ years)
  • $115,667Average Assets, year-to-date
  • $57,196Average Assets, quarterly
  • $126,381Volatile liabilities
  • $125,796Insider loans
  • $87,565FHLB advances
  • $125,407Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $10,742Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $11,812Restructured Loans and leases
  • $44Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,832Total interest income
  • $1,623Total interest expense
  • $4,209Net interest income
  • $306Provision for loan and lease losses
  • $1,018Total noninterest income
  • $0Fiduciary activities
  • $347Service charges on deposit accounts
  • $0Trading account gains & fees
  • $671Additional noninterest income
  • $3,787Total noninterest expense
  • $2,117Salaries and employee benefits
  • $542Premises and equipment expense
  • $1,128Additional noninterest expense
  • $1,134Pre-tax net operating income
  • -$46Securities gains (losses)
  • $0Applicable income taxes
  • $1,088Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,088Net income attributable to bank
  • $0Net charge-offs
  • $1,088Cash dividends
  • -$586Sale, conversion, retirement of capital stock, net
  • $849Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.00%Yield on earning assets
  • 1.39%Cost of funding earning assets
  • 3.61%Net interest margin
  • 0.87%Noninterest income to earning assets
  • 3.25%Noninterest expense to earning assets
  • 0.90%Net operating income to assets
  • 0.86%Return on assets (ROA)
  • 0.86%Pretax return on assets
  • 9.92%Return on equity (ROE)
  • 2.18%Retained earnings to average equity (YTD only)
  • -1.20%Net charge-offs to loans
  • -52.22%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 72,451Assets per employee
  • 2.62%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 78.03%Loss allowance to loans
  • 3.05%Loss allowance to noncurrent loans
  • 33.54%Noncurrent assets plus other real estate owned to assets
  • 3.41%Noncurrent loans to loans
  • 9.10%Net loans and leases to deposits
  • 41.82%Net loans and leases to core deposits
  • 43.10%Equity capital to assets
  • 8.62%Core capital (leverage) ratio
  • 8.57%Tier 1 risk-based capital ratio
  • 12.27%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $126,381Average earning assets
  • $10,969Average equity
  • $116,577Average loans

List of branches

  • 2 Oklahoma Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    013803All America Bank200 South Rockwell Avenue, Oklahoma City, OK 73128December 22, 1969Full Service Brick and Mortar
    1250273Mustang Branch11700 Southwest 74th Street, Mustang, OK 73064October 28, 1996Full Service Brick and Mortar

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