FDIC Certificate #: 11521 Status: Active Federal Reserve ID: 64552 Bank Holding Company (Regulatory Top Holder): Chickasaw Banc Holding Company (RSSDID: 3045721, Location: Oklahoma City, OK) Date Established: January 01, 1903 WWW:http://www.bank2online.com Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB) Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 7362 Numeric code: 13 Regulator: FED Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Commercial Lending Specialization Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 909 South Meridian, Oklahoma City, OK 73108 County: Oklahoma Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Oklahoma City Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): Oklahoma City, OK (#5880) Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416) Core Based Statistical Area (CBSA): Oklahoma City, OK (#36420) CBSA Metro Statistical Area: Oklahoma City, OK (#36420)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $101.3 mil Equity capital: $11.8 mil Deposits held in domestic offices: $86.4 mil Return on assets (ROA): 0.83% ($0.8 mil) Quarterly return on assets: 1.46% ($1.5 mil) Return on Equity (ROE): 7.07% ($0.8 mil) Quarterly return on equity: 12.81% ($1.5 mil) Net income: $0.8 mil Quarterly Net income: $0.4 mil Pretax return on assets: 1.33% ($1,347.6 mil) Quarterly Pretax return on assets: 2.49% ($2,523.0 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
44Total employees (full-time equivalent)
$101,325Total assets
$2,931Cash and due from depository institutions
$1,735Interest-bearing balances
$19,322Securities
$2,523Federal funds sold & reverse repurchase agreements
$68,044Net loans & leases
$960Loan loss allowance
$0Trading account assets
$694Bank premises and fixed assets
$0Other real estate owned
$3,489Goodwill and other intangibles
$101,325Life insurance assets
$4,322All other assets
$87,934Total liabilities and capital
$86,400Total liabilities
$74,512Total deposits
$86,400Interest-bearing deposits
$92Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$1,534Subordinated debt
$13,391All other liabilities
$11,843Total equity capital
$11,843Total bank equity capital
$0Perpetual preferred stock
$100Common stock
$8,995Surplus
$2,748Undivided profits
Memoranda
$1,548Noncurrent loans and leases
$8,172Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,749Income earned, not collected on loans
$0Earning assets
$429Long-term assets (5+ years)
$91,624Average Assets, year-to-date
$22,246Average Assets, quarterly
$96,199Volatile liabilities
$103,078Insider loans
$76,115FHLB advances
$103,358Loans and leases held for sale
$1,281Unused loan commitments
$1,281Tier 1 (core) risk-based capital
$12,740Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$4,853Restructured Loans and leases
$21Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$5,245Total interest income
$1,000Total interest expense
$4,245Net interest income
$140Provision for loan and lease losses
$3,630Total noninterest income
$0Fiduciary activities
$147Service charges on deposit accounts
$0Trading account gains & fees
$3,483Additional noninterest income
$6,754Total noninterest expense
$3,089Salaries and employee benefits
$399Premises and equipment expense
$3,266Additional noninterest expense
$981Pre-tax net operating income
$123Securities gains (losses)
$476Applicable income taxes
$628Income before extraordinary items
$0Extraordinary gains - net
$801Net income attributable to bank
-$173Net charge-offs
$628Cash dividends
$28Sale, conversion, retirement of capital stock, net
$150Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
6.02%Yield on earning assets
1.15%Cost of funding earning assets
4.88%Net interest margin
4.17%Noninterest income to earning assets
7.76%Noninterest expense to earning assets
0.57%Net operating income to assets
0.83%Return on assets (ROA)
1.33%Pretax return on assets
7.07%Return on equity (ROE)
5.74%Retained earnings to average equity (YTD only)
0.04%Net charge-offs to loans
500.00%Credit loss provision to net charge-offs
40.04%Efficiency ratio
85,625Assets per employee
2.30%Cash dividends to net income (YTD only)
Condition Ratios (%)
18.73%Loss allowance to loans
1.39%Loss allowance to noncurrent loans
54.89%Noncurrent assets plus other real estate owned to assets
1.73%Noncurrent loans to loans
2.53%Net loans and leases to deposits
78.75%Net loans and leases to core deposits
124.81%Equity capital to assets
11.69%Core capital (leverage) ratio
12.33%Tier 1 risk-based capital ratio
16.74%Total risk-based capital ratio
Memoranda
$18Average assets
$96,199Average earning assets
$11,336Average equity
$87,064Average loans
Bank Assets Sold and Securitized (December 31, 2011)
Dollar figures in thousands
Principal balance with servicing or other recourse retained
$344,6881-4 family residential loans
$0Home equity lines
$0Credit cards receivables
$0Auto loans
$0Other consumer loans
$0Commercial and industrial loans
List of branches
1 Oklahoma Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
7362
Bank 2
909 South Meridian, Oklahoma City, OK 73108
January 01, 1903
Full Service Brick and Mortar
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