American Interstate Bank in Elkhorn, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • American Interstate Bank in Elkhorn, Nebraska (NE)
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American Interstate Bank routing number info

American Interstate Bank - Overview

  • General
  • FDIC Certificate #: 1439
    Status: Active
    Federal Reserve ID: 547251
    Bank Holding Company (Regulatory Top Holder): American Interstate Bancorporation, Inc. (RSSDID: 1210459, Location: Omaha, NE)
    Date Established: March 29, 1915
    WWW: http://www.americaninterstatebank.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: No)
    OTS Docket #: 12419
    FDIC's unique #: 956
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: May 27, 2008
    Last Structure Change Process Date: June 04, 2008
    Last Data Update: June 04, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 3331 N 204th Street, Elkhorn, NE 68022
    County: Douglas
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Omaha, NE-IA (#5920)
    Combined Statistical Area (CSA): Omaha-Council Bluffs-Fremont, NE-IA (#420)
    Core Based Statistical Area (CBSA): Omaha-Council Bluffs, NE-IA (#36540)
    CBSA Metro Statistical Area: Omaha-Council Bluffs, NE-IA (#36540)
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $110.5 mil
    Equity capital: $9.2 mil
    Deposits held in domestic offices: $101.0 mil
    Return on assets (ROA): 2.36% ($2.6 mil)
    Quarterly return on assets: 2.39% ($2.6 mil)
    Return on Equity (ROE): 27.75% ($2.5 mil)
    Quarterly return on equity: 28.48% ($2.6 mil)
    Net income: $2.6 mil
    Quarterly Net income: $0.7 mil
    Pretax return on assets: 2.40% ($2,652.0 mil)
    Quarterly Pretax return on assets: 2.43% ($2,685.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 17Total employees (full-time equivalent)
  • $110,498Total assets
  • $15,084Cash and due from depository institutions
  • $13,582Interest-bearing balances
  • $10,079Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $82,318Net loans & leases
  • $1,496Loan loss allowance
  • $0Trading account assets
  • $1,687Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $110,498Life insurance assets
  • $1,330All other assets
  • $101,278Total liabilities and capital
  • $101,036Total liabilities
  • $85,174Total deposits
  • $101,036Interest-bearing deposits
  • $96Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $242Subordinated debt
  • $9,220All other liabilities
  • $9,220Total equity capital
  • $9,220Total bank equity capital
  • $0Perpetual preferred stock
  • $340Common stock
  • $7,660Surplus
  • $1,220Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $403Income earned, not collected on loans
  • $0Earning assets
  • $413Long-term assets (5+ years)
  • $105,979Average Assets, year-to-date
  • $229Average Assets, quarterly
  • $110,805Volatile liabilities
  • $108,998Insider loans
  • $81,059FHLB advances
  • $110,606Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $9,220Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $11,072Restructured Loans and leases
  • $106Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,289Total interest income
  • $1,011Total interest expense
  • $4,278Net interest income
  • $50Provision for loan and lease losses
  • $324Total noninterest income
  • $0Fiduciary activities
  • $185Service charges on deposit accounts
  • $0Trading account gains & fees
  • $139Additional noninterest income
  • $1,894Total noninterest expense
  • $926Salaries and employee benefits
  • $382Premises and equipment expense
  • $586Additional noninterest expense
  • $2,658Pre-tax net operating income
  • $0Securities gains (losses)
  • $48Applicable income taxes
  • $2,610Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,610Net income attributable to bank
  • $0Net charge-offs
  • $2,610Cash dividends
  • $98Sale, conversion, retirement of capital stock, net
  • $2,750Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.98%Yield on earning assets
  • 0.95%Cost of funding earning assets
  • 4.03%Net interest margin
  • 0.31%Noninterest income to earning assets
  • 1.78%Noninterest expense to earning assets
  • 2.36%Net operating income to assets
  • 2.36%Return on assets (ROA)
  • 2.40%Pretax return on assets
  • 27.75%Return on equity (ROE)
  • -1.49%Retained earnings to average equity (YTD only)
  • 0.12%Net charge-offs to loans
  • 51.02%Credit loss provision to net charge-offs
  • 27.63%Efficiency ratio
  • 41,156Assets per employee
  • 6.50%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 105.36%Loss allowance to loans
  • 1.78%Loss allowance to noncurrent loans
  • 371.22%Noncurrent assets plus other real estate owned to assets
  • 0.36%Noncurrent loans to loans
  • 0.48%Net loans and leases to deposits
  • 81.47%Net loans and leases to core deposits
  • 84.27%Equity capital to assets
  • 8.34%Core capital (leverage) ratio
  • 8.34%Tier 1 risk-based capital ratio
  • 11.37%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $110,805Average earning assets
  • $9,405Average equity
  • $106,129Average loans

List of branches

  • 3 Nebraska Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    0956American Interstate Bank3331 N 204th Street, Elkhorn, NE 68022March 29, 1915Full Service Brick and Mortar
    6360623Elkhorn Branch3331 N. 204th Street, Elkhorn, NE 68022July 01, 2000Limited Service Mobile
    11453049Maple Branch15909 West Maple Road, Omaha, NE 68116June 07, 2006Full Service Brick and Mortar

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