Bank of Bennington in Bennington, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Bank of Bennington in Bennington, Nebraska (NE)
  • Show street view No street view available for this location
Bank of Bennington routing number info

Bank of Bennington - Overview

  • General
  • FDIC Certificate #: 8595
    Status: Active
    Federal Reserve ID: 348159
    Bank Holding Company (Regulatory Top Holder): Hilltop Bancshares, Inc. (RSSDID: 1062126, Location: Bennington, NE)
    Date Established: January 28, 1928
    WWW: http://www.bankbenn.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 3 (Domestic: 3, Interstate: No)
    OTS Docket #: 13240
    FDIC's unique #: 5491
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 12212 North 156th Street, Bennington, NE 68007
    County: Douglas
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Omaha, NE-IA (#5920)
    Combined Statistical Area (CSA): Omaha-Council Bluffs-Fremont, NE-IA (#420)
    Core Based Statistical Area (CBSA): Omaha-Council Bluffs, NE-IA (#36540)
    CBSA Metro Statistical Area: Omaha-Council Bluffs, NE-IA (#36540)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $58.4 mil
    Equity capital: $5.8 mil
    Deposits held in domestic offices: $52.4 mil
    Return on assets (ROA): 1.28% ($0.7 mil)
    Quarterly return on assets: 2.78% ($1.6 mil)
    Return on Equity (ROE): 13.88% ($0.8 mil)
    Quarterly return on equity: 28.26% ($1.7 mil)
    Net income: $0.8 mil
    Quarterly Net income: $0.4 mil
    Pretax return on assets: 1.78% ($1,039.7 mil)
    Quarterly Pretax return on assets: 4.05% ($2,365.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 24Total employees (full-time equivalent)
  • $58,408Total assets
  • $11,906Cash and due from depository institutions
  • $10,276Interest-bearing balances
  • $5,329Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $36,995Net loans & leases
  • $736Loan loss allowance
  • $0Trading account assets
  • $1,841Bank premises and fixed assets
  • $0Other real estate owned
  • $221Goodwill and other intangibles
  • $58,408Life insurance assets
  • $2,116All other assets
  • $52,615Total liabilities and capital
  • $52,360Total liabilities
  • $43,738Total deposits
  • $52,360Interest-bearing deposits
  • $96Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $133Trading liabilities
  • $0Other borrowed funds
  • $122Subordinated debt
  • $5,793All other liabilities
  • $5,793Total equity capital
  • $5,793Total bank equity capital
  • $0Perpetual preferred stock
  • $247Common stock
  • $4,293Surplus
  • $1,253Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $654Income earned, not collected on loans
  • $0Earning assets
  • $171Long-term assets (5+ years)
  • $52,600Average Assets, year-to-date
  • $1,090Average Assets, quarterly
  • $62,387Volatile liabilities
  • $59,817Insider loans
  • $42,030FHLB advances
  • $60,678Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $5,723Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $4,239Restructured Loans and leases
  • $135Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,840Total interest income
  • $401Total interest expense
  • $2,439Net interest income
  • -$175Provision for loan and lease losses
  • $933Total noninterest income
  • $0Fiduciary activities
  • $107Service charges on deposit accounts
  • $0Trading account gains & fees
  • $826Additional noninterest income
  • $2,435Total noninterest expense
  • $1,518Salaries and employee benefits
  • $300Premises and equipment expense
  • $617Additional noninterest expense
  • $1,112Pre-tax net operating income
  • $0Securities gains (losses)
  • $315Applicable income taxes
  • $797Income before extraordinary items
  • $0Extraordinary gains - net
  • $797Net income attributable to bank
  • $0Net charge-offs
  • $797Cash dividends
  • -$69Sale, conversion, retirement of capital stock, net
  • $568Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.06%Yield on earning assets
  • 0.72%Cost of funding earning assets
  • 4.35%Net interest margin
  • 1.66%Noninterest income to earning assets
  • 4.34%Noninterest expense to earning assets
  • 1.28%Net operating income to assets
  • 1.28%Return on assets (ROA)
  • 1.78%Pretax return on assets
  • 13.88%Return on equity (ROE)
  • 3.99%Retained earnings to average equity (YTD only)
  • -0.18%Net charge-offs to loans
  • 253.62%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 72,212Assets per employee
  • 2.43%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 71.27%Loss allowance to loans
  • 1.95%Loss allowance to noncurrent loans
  • 112.54%Noncurrent assets plus other real estate owned to assets
  • 1.12%Noncurrent loans to loans
  • 1.73%Net loans and leases to deposits
  • 70.66%Net loans and leases to core deposits
  • 75.78%Equity capital to assets
  • 9.92%Core capital (leverage) ratio
  • 9.43%Tier 1 risk-based capital ratio
  • 13.62%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $62,387Average earning assets
  • $5,741Average equity
  • $56,076Average loans

List of branches

  • 3 Nebraska Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    05491Bank Of Bennington12212 North 156th Street, Bennington, NE 68007January 28, 1928Full Service Brick and Mortar
    1438908Maple Branch15645 Spaulding Street, Omaha, NE 68116Febuary 04, 2005Full Service Brick and Mortar
    3496110Mobile Branch12212 N 156th Street, Bennington, NE 68007November 03, 2009Limited Service Mobile

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Bank of Bennington.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents