American Union Savings and Loan Association, S.B. - Overview
General
FDIC Certificate #: 30713 Status: Active Federal Reserve ID: 365875 Date Established: January 01, 1925 Trust Powers Granted: No Bank Charter Class: Savings banks, state charter, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) OTS Docket #: 5789 FDIC's unique #: 43547 Numeric code: 42 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) FDIC Insured: Yes Insured Savings Institution: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Mortgage Lending Specialization Date of Deposit Insurance: August 23, 1954 Last Structure Change Effective Date: January 01, 2007 Last Structure Change Process Date: January 12, 2007 Last Data Update: January 12, 2007 Data Source Date: April 05, 2012
Location
Address: 2601 W Division Street, Chicago, IL 60622 County: Cook Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Chicago Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Metropolitan Statistical Area (MSA): Chicago, IL (#1600) Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14) Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176) Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980) CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980) Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
History of Changes
Name Change
Change in Primary Regulatory Agency
Change in Entity Type
Change in Supervisory Agency
Financial Summary
Total assets: $6.8 mil Equity capital: $0.8 mil Deposits held in domestic offices: $6.0 mil Return on assets (ROA): 0.31% ($0.0 mil) Quarterly return on assets: 0.77% ($0.1 mil) Return on Equity (ROE): 2.62% ($0.0 mil) Quarterly return on equity: 6.44% ($0.1 mil) Net income: $0.0 mil Quarterly Net income: $0.0 mil Pretax return on assets: 0.31% ($21.2 mil) Quarterly Pretax return on assets: 0.77% ($52.6 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
3Total employees (full-time equivalent)
$6,827Total assets
$1,295Cash and due from depository institutions
$629Interest-bearing balances
$2,441Securities
$0Federal funds sold & reverse repurchase agreements
$2,851Net loans & leases
$0Loan loss allowance
$0Trading account assets
$125Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$6,827Life insurance assets
$115All other assets
$6,013Total liabilities and capital
$5,984Total liabilities
$5,957Total deposits
$5,984Interest-bearing deposits
$100Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$29Subordinated debt
$814All other liabilities
$814Total equity capital
$814Total bank equity capital
$0Perpetual preferred stock
$0Common stock
$0Surplus
$814Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$16Long-term assets (5+ years)
$5,921Average Assets, year-to-date
$5,210Average Assets, quarterly
$6,777Volatile liabilities
$6,752Insider loans
$3,616FHLB advances
$6,752Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$814Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$0Restructured Loans and leases
$0Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$279Total interest income
$14Total interest expense
$265Net interest income
$0Provision for loan and lease losses
$4Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$4Additional noninterest income
$248Total noninterest expense
$149Salaries and employee benefits
$36Premises and equipment expense
$63Additional noninterest expense
$21Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$21Income before extraordinary items
$0Extraordinary gains - net
$21Net income attributable to bank
$0Net charge-offs
$21Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.65%Yield on earning assets
0.23%Cost of funding earning assets
4.42%Net interest margin
0.07%Noninterest income to earning assets
4.14%Noninterest expense to earning assets
0.31%Net operating income to assets
0.31%Return on assets (ROA)
0.31%Pretax return on assets
2.62%Return on equity (ROE)
2.62%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
92,193Assets per employee
2.28%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.00%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
47.64%Net loans and leases to core deposits
47.64%Equity capital to assets
11.92%Core capital (leverage) ratio
12.06%Tier 1 risk-based capital ratio
22.51%Total risk-based capital ratio
Memoranda
$23Average assets
$6,777Average earning assets
$800Average equity
$5,996Average loans
List of branches
1 Illinois Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
43547
American Union Savings And Loan Association, S.B.
2601 W Division Street, Chicago, IL 60622
January 01, 1925
Full Service Brick and Mortar
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