Anchor D Bank in city_name, state_name - Detailed Financial Reports, Location

Anchor D Bank in Texhoma, Oklahoma (OK)
Show street view No street view available for this location

Anchor D Bank routing number info

Other nearby banks
The City National Bank and Trust Company of Guymon
Bank of the Panhandle
High Plains Bank
The First National Bank of Hooker
The First State Bank
The First Security Bank

Anchor D Bank - Overview

General
FDIC Certificate #: 4208
Status: Active
Federal Reserve ID: 327556
Bank Holding Company (Regulatory Top Holder): Texhoma Bancshares, Inc. (RSSDID: 1866306, Location: Texhoma, OK)
Date Established: Febuary 23, 1906
WWW: http://www.anchordbank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 3 (Domestic: 3, Interstate: No)
OTS Docket #: 15757
FDIC's unique #: 2760
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: December 31, 2011
Last Structure Change Process Date: January 09, 2012
Last Data Update: January 09, 2012
Data Source Date: April 05, 2012
Location
Address: 222 West Main Street, Texhoma, OK 73949
County: Texas
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Oklahoma City
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Guymon, OK (#25100)
CBSA Micro Statistical Area: Yes
History of Changes
Name Change
Change in Primary Regulatory Agency
Change in Supervisory Agency
Financial Summary
Total assets: $151.0 mil
Equity capital: $15.3 mil
Deposits held in domestic offices: $133.9 mil
Return on assets (ROA): 1.38% ($2.1 mil)
Quarterly return on assets: 0.52% ($0.8 mil)
Return on Equity (ROE): 13.82% ($2.1 mil)
Quarterly return on equity: 4.91% ($0.7 mil)
Net income: $2.0 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 1.38% ($2,084.3 mil)
Quarterly Pretax return on assets: 0.52% ($785.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
46Total employees (full-time equivalent)
$151,037Total assets
$4,050Cash and due from depository institutions
$595Interest-bearing balances
$68,754Securities
$393Federal funds sold & reverse repurchase agreements
$69,264Net loans & leases
$1,107Loan loss allowance
$0Trading account assets
$3,525Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$151,037Life insurance assets
$5,051All other assets
$135,696Total liabilities and capital
$133,941Total liabilities
$114,342Total deposits
$133,941Interest-bearing deposits
$86Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$1,409Trading liabilities
$0Other borrowed funds
$346Subordinated debt
$15,341All other liabilities
$15,341Total equity capital
$15,341Total bank equity capital
$0Perpetual preferred stock
$100Common stock
$2,200Surplus
$13,041Undivided profits
Memoranda
$0Noncurrent loans and leases
$423Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$9Income earned, not collected on loans
$0Earning assets
$1,361Long-term assets (5+ years)
$139,006Average Assets, year-to-date
$57,284Average Assets, quarterly
$147,261Volatile liabilities
$149,818Insider loans
$83,857FHLB advances
$149,866Loans and leases held for sale
$1,933Unused loan commitments
$1,933Tier 1 (core) risk-based capital
$13,478Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$32,971Restructured Loans and leases
$424Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$6,129Total interest income
$1,328Total interest expense
$4,801Net interest income
$10Provision for loan and lease losses
$1,051Total noninterest income
$0Fiduciary activities
$531Service charges on deposit accounts
$0Trading account gains & fees
$520Additional noninterest income
$4,153Total noninterest expense
$2,341Salaries and employee benefits
$432Premises and equipment expense
$1,380Additional noninterest expense
$1,689Pre-tax net operating income
$345Securities gains (losses)
$0Applicable income taxes
$2,034Income before extraordinary items
$0Extraordinary gains - net
$2,034Net income attributable to bank
$0Net charge-offs
$2,034Cash dividends
-$266Sale, conversion, retirement of capital stock, net
$1,806Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.56%Yield on earning assets
0.99%Cost of funding earning assets
3.57%Net interest margin
0.78%Noninterest income to earning assets
3.09%Noninterest expense to earning assets
1.15%Net operating income to assets
1.38%Return on assets (ROA)
1.38%Pretax return on assets
13.82%Return on equity (ROE)
1.55%Retained earnings to average equity (YTD only)
-0.35%Net charge-offs to loans
-3.76%Credit loss provision to net charge-offs
0.00%Efficiency ratio
70,967Assets per employee
3.28%Cash dividends to net income (YTD only)
Condition Ratios (%)
88.79%Loss allowance to loans
1.57%Loss allowance to noncurrent loans
12300.00%Noncurrent assets plus other real estate owned to assets
0.01%Noncurrent loans to loans
0.01%Net loans and leases to deposits
51.71%Net loans and leases to core deposits
68.44%Equity capital to assets
10.16%Core capital (leverage) ratio
8.99%Tier 1 risk-based capital ratio
16.07%Total risk-based capital ratio
Memoranda
$17Average assets
$147,261Average earning assets
$14,721Average equity
$134,530Average loans

List of branches

3 Oklahoma Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	2760	Anchor D Bank	222 West Main Street, Texhoma, OK 73949	Febuary 23, 1906	Full Service Brick and Mortar
1	202384	Goodwell Branch	124 South Main, Goodwell, OK 73939	Febuary 12, 1996	Full Service Brick and Mortar
2	457257	First National Bank Guymon Branch	1903 N. Highway 64, Guymon, OK 73942	September 05, 2006	Full Service Brick and Mortar

Anchor D Bank in Texhoma, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

Anchor D Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Anchor D Bank in Texhoma, Oklahoma (OK)Overview, Financial Summary, Detailed Financial Reports, Branches

Anchor D Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Anchor D Bank in Texhoma, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches