FDIC Certificate #: 4123 Status: Active Federal Reserve ID: 816256 Bank Holding Company (Regulatory Top Holder): Hooker National Bancshares, Inc. (RSSDID: 1140060, Location: Hooker, OK) Date Established: June 23, 1914 WWW:http://www.hookerbank.com Trust Powers Granted: No Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 1 (Domestic: 1, Interstate: No) OTS Docket #: 14385 FDIC's unique #: 2689 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Agricultural lending institution: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: No Subchapter S Corporations: No Asset Concentration Hierarchy: Agricultural Specialization Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 119 North Broadway, Hooker, OK 73945 County: Texas Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Oklahoma City Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Core Based Statistical Area (CBSA): Guymon, OK (#25100) CBSA Micro Statistical Area: Yes
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $63.3 mil Equity capital: $8.5 mil Deposits held in domestic offices: $52.8 mil Return on assets (ROA): 1.20% ($0.8 mil) Quarterly return on assets: 1.17% ($0.7 mil) Return on Equity (ROE): 9.04% ($0.7 mil) Quarterly return on equity: 8.53% ($0.7 mil) Net income: $0.7 mil Quarterly Net income: $0.2 mil Pretax return on assets: 1.29% ($816.9 mil) Quarterly Pretax return on assets: 1.26% ($797.9 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
21Total employees (full-time equivalent)
$63,324Total assets
$2,360Cash and due from depository institutions
$36Interest-bearing balances
$34,752Securities
$1,081Federal funds sold & reverse repurchase agreements
$22,733Net loans & leases
$268Loan loss allowance
$0Trading account assets
$723Bank premises and fixed assets
$68Other real estate owned
$0Goodwill and other intangibles
$63,324Life insurance assets
$1,607All other assets
$54,840Total liabilities and capital
$52,759Total liabilities
$41,067Total deposits
$52,759Interest-bearing deposits
$91Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$2,081Subordinated debt
$8,484All other liabilities
$8,484Total equity capital
$8,484Total bank equity capital
$0Perpetual preferred stock
$200Common stock
$200Surplus
$8,084Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$11Income earned, not collected on loans
$0Earning assets
$837Long-term assets (5+ years)
$58,602Average Assets, year-to-date
$29,388Average Assets, quarterly
$59,943Volatile liabilities
$61,595Insider loans
$33,236FHLB advances
$60,641Loans and leases held for sale
$206Unused loan commitments
$206Tier 1 (core) risk-based capital
$7,243Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$9,970Restructured Loans and leases
$949Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$2,769Total interest income
$383Total interest expense
$2,386Net interest income
$1Provision for loan and lease losses
$292Total noninterest income
$0Fiduciary activities
$139Service charges on deposit accounts
$0Trading account gains & fees
$153Additional noninterest income
$1,903Total noninterest expense
$1,272Salaries and employee benefits
$187Premises and equipment expense
$444Additional noninterest expense
$774Pre-tax net operating income
$0Securities gains (losses)
$56Applicable income taxes
$718Income before extraordinary items
$0Extraordinary gains - net
$718Net income attributable to bank
$0Net charge-offs
$718Cash dividends
-$1Sale, conversion, retirement of capital stock, net
$500Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.90%Yield on earning assets
0.68%Cost of funding earning assets
4.22%Net interest margin
0.52%Noninterest income to earning assets
3.37%Noninterest expense to earning assets
1.20%Net operating income to assets
1.20%Return on assets (ROA)
1.29%Pretax return on assets
9.04%Return on equity (ROE)
2.75%Retained earnings to average equity (YTD only)
-0.00%Net charge-offs to loans
-100.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
71,060Assets per employee
3.02%Cash dividends to net income (YTD only)
Condition Ratios (%)
69.64%Loss allowance to loans
1.17%Loss allowance to noncurrent loans
2436.36%Noncurrent assets plus other real estate owned to assets
0.12%Noncurrent loans to loans
0.05%Net loans and leases to deposits
43.09%Net loans and leases to core deposits
44.84%Equity capital to assets
13.40%Core capital (leverage) ratio
11.94%Tier 1 risk-based capital ratio
21.79%Total risk-based capital ratio
Memoranda
$23Average assets
$59,943Average earning assets
$7,941Average equity
$56,518Average loans
List of branches
1 Oklahoma Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
2689
The First National Bank Of Hooker
119 North Broadway, Hooker, OK 73945
June 23, 1914
Full Service Brick and Mortar
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