The City National Bank and Trust Company of Guymon - Overview
General
FDIC Certificate #: 4107 Status: Active Federal Reserve ID: 131155 Bank Holding Company (Regulatory Top Holder): Docking Bancshares, Inc. (RSSDID: 3094121, Location: Arkansas City, KS) Date Established: October 01, 1901 WWW:http://www.cnbguymon.com Trust Powers Granted: Yes Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 1 (Domestic: 1, Interstate: No) OTS Docket #: 13283 FDIC's unique #: 2678 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: No Subchapter S Corporations: Yes Asset Concentration Hierarchy: Mortgage Lending Specialization Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 601 North Main Street, Guymon, OK 73942 County: Texas Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Kansas City FDIC Field Office: Oklahoma City Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Core Based Statistical Area (CBSA): Guymon, OK (#25100) CBSA Micro Statistical Area: Yes
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $171.2 mil Equity capital: $14.7 mil Deposits held in domestic offices: $142.8 mil Return on assets (ROA): 1.65% ($2.8 mil) Quarterly return on assets: 1.48% ($2.5 mil) Return on Equity (ROE): 19.49% ($2.9 mil) Quarterly return on equity: 17.29% ($2.6 mil) Net income: $2.8 mil Quarterly Net income: $0.6 mil Pretax return on assets: 1.65% ($2,824.6 mil) Quarterly Pretax return on assets: 1.48% ($2,533.6 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
35Total employees (full-time equivalent)
$171,188Total assets
$6,351Cash and due from depository institutions
$383Interest-bearing balances
$96,114Securities
$4,578Federal funds sold & reverse repurchase agreements
$57,036Net loans & leases
$871Loan loss allowance
$0Trading account assets
$2,423Bank premises and fixed assets
$0Other real estate owned
$230Goodwill and other intangibles
$171,188Life insurance assets
$4,456All other assets
$156,494Total liabilities and capital
$142,850Total liabilities
$117,468Total deposits
$142,850Interest-bearing deposits
$70Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$10,262Trading liabilities
$0Other borrowed funds
$3,382Subordinated debt
$14,694All other liabilities
$14,694Total equity capital
$14,694Total bank equity capital
$0Perpetual preferred stock
$1,000Common stock
$1,000Surplus
$12,694Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$31Income earned, not collected on loans
$0Earning assets
$747Long-term assets (5+ years)
$158,111Average Assets, year-to-date
$115,258Average Assets, quarterly
$170,370Volatile liabilities
$170,721Insider loans
$74,382FHLB advances
$167,166Loans and leases held for sale
$2,394Unused loan commitments
$2,394Tier 1 (core) risk-based capital
$14,621Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$6,606Restructured Loans and leases
$350Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$7,379Total interest income
$1,280Total interest expense
$6,099Net interest income
$0Provision for loan and lease losses
$929Total noninterest income
$230Fiduciary activities
$419Service charges on deposit accounts
$0Trading account gains & fees
$280Additional noninterest income
$4,219Total noninterest expense
$2,724Salaries and employee benefits
$269Premises and equipment expense
$1,226Additional noninterest expense
$2,809Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$2,809Income before extraordinary items
$0Extraordinary gains - net
$2,809Net income attributable to bank
$0Net charge-offs
$2,809Cash dividends
$104Sale, conversion, retirement of capital stock, net
$1,954Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.65%Yield on earning assets
0.81%Cost of funding earning assets
3.84%Net interest margin
0.59%Noninterest income to earning assets
2.66%Noninterest expense to earning assets
1.65%Net operating income to assets
1.65%Return on assets (ROA)
1.65%Pretax return on assets
19.49%Return on equity (ROE)
5.93%Retained earnings to average equity (YTD only)
0.18%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
27.01%Efficiency ratio
60,031Assets per employee
4.89%Cash dividends to net income (YTD only)
Condition Ratios (%)
69.56%Loss allowance to loans
1.50%Loss allowance to noncurrent loans
2809.68%Noncurrent assets plus other real estate owned to assets
0.02%Noncurrent loans to loans
0.05%Net loans and leases to deposits
39.93%Net loans and leases to core deposits
44.27%Equity capital to assets
8.58%Core capital (leverage) ratio
8.75%Tier 1 risk-based capital ratio
19.66%Total risk-based capital ratio
Memoranda
$21Average assets
$170,370Average earning assets
$14,414Average equity
$158,796Average loans
Total Fiduciary and Related Assets (December 31, 2011)
Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
The City National Bank and Trust Company of Guymon
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