Bank of America California, National Association - Overview
General
FDIC Certificate #: 25178 Status: Active Federal Reserve ID: 1443266 Bank Holding Company (Regulatory Top Holder): Bank Of America Corporation (RSSDID: 1073757, Location: Charlotte, NC) Date Established: May 18, 1984 WWW:http://www.bankofamerica.com Trust Powers Granted: No Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 1 (Domestic: 1, Interstate: No) OTS Docket #: 12449 FDIC's unique #: 17425 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: No Subchapter S Corporations: No Asset Concentration Hierarchy: Mortgage Lending Specialization Date of Deposit Insurance: May 18, 1984 Last Structure Change Effective Date: January 16, 2009 Last Structure Change Process Date: November 24, 2009 Last Data Update: November 24, 2009 Data Source Date: April 05, 2012
Location
Address: 555 California Street, San Francisco, CA 94104 County: San Francisco Quarterly Banking Profile Region: San Francisco FDIC Geographic Region: San Francisco FDIC Supervisory Region: Washington FDIC Field Office: San Francisco Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western Metropolitan Statistical Area (MSA): San Francisco, CA (#7360) Consolidated Metropolitan Statistical Area (CMSA): San Francisco-Oakland-San Jose, CA (#84) Combined Statistical Area (CSA): San Jose-San Francisco-Oakland, CA (#488) Core Based Statistical Area (CBSA): San Francisco-Oakland-Fremont, CA (#41860) CBSA Metro Statistical Area: San Francisco-Oakland-Fremont, CA (#41860) Core Based Statistical Division: San Francisco-San Mateo-Redwood City, CA (#41884)
History of Changes
Participated in Open Bank Assistance
Financial Summary
Total assets: $17,429.6 mil Equity capital: $2,007.2 mil Deposits held in domestic offices: $9,396.4 mil Return on assets (ROA): 1.95% ($339.9 mil) Quarterly return on assets: 2.73% ($475.8 mil) Return on Equity (ROE): 19.16% ($384.5 mil) Quarterly return on equity: 22.74% ($456.4 mil) Net income: $349.2 mil Quarterly Net income: $111.0 mil Pretax return on assets: 3.09% ($538,573.2 mil) Quarterly Pretax return on assets: 4.30% ($749,470.7 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
0Total employees (full-time equivalent)
$17,429,552Total assets
$252,615Cash and due from depository institutions
$247,820Interest-bearing balances
$0Securities
$2,099Federal funds sold & reverse repurchase agreements
$16,151,629Net loans & leases
$299,023Loan loss allowance
$0Trading account assets
$0Bank premises and fixed assets
$61,288Other real estate owned
$0Goodwill and other intangibles
$17,429,552Life insurance assets
$961,921All other assets
$15,422,379Total liabilities and capital
$9,396,400Total liabilities
$9,396,400Total deposits
$9,396,400Interest-bearing deposits
$0Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$5,850,000Trading liabilities
$0Other borrowed funds
$175,979Subordinated debt
$2,007,173All other liabilities
$2,007,173Total equity capital
$2,007,173Total bank equity capital
$0Perpetual preferred stock
$22,200Common stock
$1,354,026Surplus
$630,947Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,021,992Income earned, not collected on loans
$2,549Earning assets
$63,278Long-term assets (5+ years)
$16,401,548Average Assets, year-to-date
$12,076,552Average Assets, quarterly
$17,872,218Volatile liabilities
$16,236,590Insider loans
$10,124,672FHLB advances
$17,375,988Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$2,007,173Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$1,808Restructured Loans and leases
$0Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$821,638Total interest income
$85,749Total interest expense
$735,889Net interest income
$145,429Provision for loan and lease losses
$21,907Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$21,907Additional noninterest income
$59,730Total noninterest expense
$0Salaries and employee benefits
$0Premises and equipment expense
$59,730Additional noninterest expense
$552,637Pre-tax net operating income
$0Securities gains (losses)
$203,481Applicable income taxes
$349,156Income before extraordinary items
$0Extraordinary gains - net
$349,156Net income attributable to bank
$0Net charge-offs
$349,156Cash dividends
$251,028Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.88%Yield on earning assets
0.51%Cost of funding earning assets
4.37%Net interest margin
0.13%Noninterest income to earning assets
0.35%Noninterest expense to earning assets
1.95%Net operating income to assets
1.95%Return on assets (ROA)
3.09%Pretax return on assets
19.16%Return on equity (ROE)
19.16%Retained earnings to average equity (YTD only)
1.50%Net charge-offs to loans
57.93%Credit loss provision to net charge-offs
2.78%Efficiency ratio
7,882Assets per employee
0.00%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.82%Loss allowance to noncurrent loans
29.26%Noncurrent assets plus other real estate owned to assets
I own bank of america my tax id is 333- 268718 im also bancorp bank which supplies the fdic for insurance please its equities jacky britt just got out of prison im the brother of the girl that this account was made for my mom is donna lathrop please take jimmy off my account they've been stealing money through forex signals the same way they did in the 80s with johnsons the guys name turned to price
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