FDIC Certificate #: 13956 Status: Active Federal Reserve ID: 925859 Bank Holding Company (Regulatory Top Holder): Southeast Bancshares, Inc. (RSSDID: 2124795, Location: Chanute, KS) Date Established: January 01, 1901 WWW:http://www.csb-ks.com Trust Powers Granted: Yes Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB) Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 8730 Numeric code: 13 Regulator: FED Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Agricultural lending institution: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: Yes Asset Concentration Hierarchy: Agricultural Specialization Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 409 Maple Street, Chetopa, KS 67336 County: Labette Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Springfield Mo Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western Core Based Statistical Area (CBSA): Parsons, KS (#37660) CBSA Micro Statistical Area: Yes
History of Changes
Corrections
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $28.6 mil Equity capital: $2.6 mil Deposits held in domestic offices: $25.9 mil Return on assets (ROA): 1.28% ($0.4 mil) Quarterly return on assets: 1.25% ($0.4 mil) Return on Equity (ROE): 14.73% ($0.4 mil) Quarterly return on equity: 13.85% ($0.4 mil) Net income: $0.4 mil Quarterly Net income: $0.1 mil Pretax return on assets: 1.33% ($380.1 mil) Quarterly Pretax return on assets: 1.31% ($374.4 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
7Total employees (full-time equivalent)
$28,582Total assets
$3,552Cash and due from depository institutions
$3,136Interest-bearing balances
$8,979Securities
$0Federal funds sold & reverse repurchase agreements
$15,149Net loans & leases
$260Loan loss allowance
$0Trading account assets
$430Bank premises and fixed assets
$121Other real estate owned
$0Goodwill and other intangibles
$28,582Life insurance assets
$351All other assets
$25,938Total liabilities and capital
$25,868Total liabilities
$22,248Total deposits
$25,868Interest-bearing deposits
$87Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$70Subordinated debt
$2,644All other liabilities
$2,644Total equity capital
$2,644Total bank equity capital
$0Perpetual preferred stock
$100Common stock
$800Surplus
$1,744Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$160Long-term assets (5+ years)
$27,264Average Assets, year-to-date
$1,020Average Assets, quarterly
$29,087Volatile liabilities
$28,700Insider loans
$15,940FHLB advances
$29,516Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$2,644Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$1,573Restructured Loans and leases
$0Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$1,141Total interest income
$205Total interest expense
$936Net interest income
$0Provision for loan and lease losses
$181Total noninterest income
$0Fiduciary activities
$165Service charges on deposit accounts
$0Trading account gains & fees
$16Additional noninterest income
$730Total noninterest expense
$319Salaries and employee benefits
$102Premises and equipment expense
$309Additional noninterest expense
$387Pre-tax net operating income
$0Securities gains (losses)
$16Applicable income taxes
$371Income before extraordinary items
$0Extraordinary gains - net
$371Net income attributable to bank
$0Net charge-offs
$371Cash dividends
$4Sale, conversion, retirement of capital stock, net
$157Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.10%Yield on earning assets
0.74%Cost of funding earning assets
3.36%Net interest margin
0.65%Noninterest income to earning assets
2.62%Noninterest expense to earning assets
1.28%Net operating income to assets
1.28%Return on assets (ROA)
1.33%Pretax return on assets
14.73%Return on equity (ROE)
8.50%Retained earnings to average equity (YTD only)
0.03%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
96.75%Efficiency ratio
65,354Assets per employee
4.08%Cash dividends to net income (YTD only)
Condition Ratios (%)
42.32%Loss allowance to loans
1.69%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.42%Noncurrent loans to loans
0.00%Net loans and leases to deposits
58.56%Net loans and leases to core deposits
61.00%Equity capital to assets
9.25%Core capital (leverage) ratio
8.96%Tier 1 risk-based capital ratio
16.59%Total risk-based capital ratio
Memoranda
$18Average assets
$29,087Average earning assets
$2,519Average equity
$27,836Average loans
List of branches
1 Kansas Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
8730
Chetopa State Bank & Trust Co.
409 Maple Street, Chetopa, KS 67336
January 01, 1901
Full Service Brick and Mortar
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Chetopa State Bank & Trust Co..
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: