Crestwood State Bank in Crestwood, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 01, 1994

  • Crestwood State Bank in Crestwood, Kentucky (KY)
  • Show street view No street view available for this location

Crestwood State Bank - Overview

  • General
  • FDIC Certificate #: 17152
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: National City Bank of Kentucky (#2756)
    Federal Reserve ID: 841043
    Date Established: August 14, 1893
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    FDIC's unique #: 11189
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: October 10, 1952
    Last Structure Change Effective Date: April 01, 1994
    Last Structure Change Process Date: May 06, 1994
    Last Data Update: May 06, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: Highway 146, Crestwood, KY 40014
    County: Oldham
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Elizabethtown
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Louisville, KY-IN (#4520)
    Combined Statistical Area (CSA): Louisville-Jefferson County-Elizabethtown-Scottsburg, KY-IN (#350)
    Core Based Statistical Area (CBSA): Louisville-Jefferson County, KY-IN (#31140)
    CBSA Metro Statistical Area: Louisville-Jefferson County, KY-IN (#31140)
  • Financial Summary
  • Total assets: $92.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $48Total assets
  • $93,711Cash and due from depository institutions
  • $2,448Interest-bearing balances
  • $0Securities
  • $985Federal funds sold & reverse repurchase agreements
  • $2,315Net loans & leases
  • $80,744Loan loss allowance
  • $985Trading account assets
  • $0Bank premises and fixed assets
  • $967Other real estate owned
  • $0Goodwill and other intangibles
  • $573Life insurance assets
  • $5,679All other assets
  • $0Total liabilities and capital
  • $93,711Total liabilities
  • $80,749Total deposits
  • $76,301Interest-bearing deposits
  • $62,880Deposits held in domestic offices
  • 76301.00%% insured (estimated)
  • $91Federal funds purchased & repurchase agreements
  • $3,950Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $498Total equity capital
  • $498Total bank equity capital
  • $12,962Perpetual preferred stock
  • $0Common stock
  • $144Surplus
  • $12,568Undivided profits
  • Memoranda
  • $250Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $440Income earned, not collected on loans
  • $478Earning assets
  • $84,044Long-term assets (5+ years)
  • $10,697Average Assets, year-to-date
  • $90,222Average Assets, quarterly
  • $92,544Volatile liabilities
  • $8,201Insider loans
  • $1,058FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $9,522Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $7,283Total risk weighted assets
  • $63,189Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $6,105Total interest expense
  • $2,066Net interest income
  • $4,039Provision for loan and lease losses
  • $255Total noninterest income
  • $892Fiduciary activities
  • $0Service charges on deposit accounts
  • $472Trading account gains & fees
  • $0Additional noninterest income
  • $420Total noninterest expense
  • $3,231Salaries and employee benefits
  • $1,347Premises and equipment expense
  • $204Additional noninterest expense
  • $1,680Pre-tax net operating income
  • $1,445Securities gains (losses)
  • $0Applicable income taxes
  • $623Income before extraordinary items
  • $822Extraordinary gains - net
  • $0Net income attributable to bank
  • $822Net charge-offs
  • $141Cash dividends
  • $1,200Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.63%Cost of funding earning assets
  • 2.58%Net interest margin
  • 5.05%Noninterest income to earning assets
  • 1.11%Noninterest expense to earning assets
  • 4.04%Net operating income to assets
  • 0.91%Return on assets (ROA)
  • 0.91%Pretax return on assets
  • 1.60%Return on equity (ROE)
  • 6.09%Retained earnings to average equity (YTD only)
  • -2.80%Net charge-offs to loans
  • 0.19%Credit loss provision to net charge-offs
  • 180.85%Efficiency ratio
  • 50,112Assets per employee
  • 1.95%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 145.99%Loss allowance to loans
  • 1.21%Loss allowance to noncurrent loans
  • 223.86%Noncurrent assets plus other real estate owned to assets
  • 0.47%Noncurrent loans to loans
  • 0.54%Net loans and leases to deposits
  • 105.82%Net loans and leases to core deposits
  • 112.07%Equity capital to assets
  • 13.83%Core capital (leverage) ratio
  • 8.29%Tier 1 risk-based capital ratio
  • 11.53%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $90,222Average earning assets
  • $13,488Average equity
  • $80,008Average loans
1
Joseph Crabtree
⚠
How can I find checks from 1983-1989? I am trying to locate a check I used to pay off Commonwealth Life Insurance before the end of 1989.

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