National City Bank of Kentucky in city_name, state_name - Detailed Financial Reports, Location

National City Bank of Kentucky in Louisville, Kentucky (KY)
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National City Bank of Kentucky - Overview

General
FDIC Certificate #: 2756
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: National City Bank (#6557)
Federal Reserve ID: 374149
Date Established: January 01, 1863
WWW: http://www.nationalcity.com
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 102 (Interstate: No)
FDIC's unique #: 1794
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: July 22, 2006
Last Structure Change Process Date: August 09, 2006
Last Data Update: August 09, 2006
Data Source Date: April 05, 2012
Location
Address: 101 South Fifth Street, Louisville, KY 40232
County: Jefferson
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Elizabethtown
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Southeast
Metropolitan Statistical Area (MSA): Louisville, KY-IN (#4520)
Combined Statistical Area (CSA): Louisville-Jefferson County-Elizabethtown-Scottsburg, KY-IN (#350)
Core Based Statistical Area (CBSA): Louisville-Jefferson County, KY-IN (#31140)
CBSA Metro Statistical Area: Louisville-Jefferson County, KY-IN (#31140)
Financial Summary
Total assets: $8,585.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)

Dollar figures in thousands
1,147Total employees (full-time equivalent)
$9,518,959Total assets
$1,114,224Cash and due from depository institutions
$750,200Interest-bearing balances
$1,158,705Securities
$23,052Federal funds sold & reverse repurchase agreements
$6,866,908Net loans & leases
$139,502Loan loss allowance
$0Trading account assets
$90,383Bank premises and fixed assets
$5,796Other real estate owned
$33,607Goodwill and other intangibles
$0Life insurance assets
$226,284All other assets
$9,518,959Total liabilities and capital
$8,816,199Total liabilities
$5,757,015Total deposits
$4,391,178Interest-bearing deposits
$4,906,982Deposits held in domestic offices
0.00%% insured (estimated)
$1,430,878Federal funds purchased & repurchase agreements
$0Trading liabilities
$1,015,729Other borrowed funds
$211,699Subordinated debt
$400,878All other liabilities
$702,760Total equity capital
$702,760Total bank equity capital
$702,760Perpetual preferred stock
$0Common stock
$21,000Surplus
$53,828Undivided profits
Memoranda
$627,932Noncurrent loans and leases
$2,360,649Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$140,583Earning assets
$170Long-term assets (5+ years)
$50,587Average Assets, year-to-date
$8,798,865Average Assets, quarterly
$2,266,496Volatile liabilities
$10,190,185Insider loans
$10,589,646FHLB advances
$2,995,173Loans and leases held for sale
$50Unused loan commitments
$0Tier 1 (core) risk-based capital
$1,327,456Tier 2 risk-based capital
$24Total risk weighted assets
$2,360,649Total unused commitments
$0Restructured Loans and leases
$295,981Derivatives
$1Total assets and liabilities in foreign offices

Income and Expense (December 31, 2005)

Dollar figures in thousands
$527,781Total interest income
$231,199Total interest expense
$296,582Net interest income
$33,355Provision for loan and lease losses
$123,049Total noninterest income
$25,547Fiduciary activities
$58,816Service charges on deposit accounts
-$1Trading account gains & fees
$38,687Additional noninterest income
$174,371Total noninterest expense
$68,588Salaries and employee benefits
$29,602Premises and equipment expense
$76,181Additional noninterest expense
$211,905Pre-tax net operating income
-$980Securities gains (losses)
$70,107Applicable income taxes
$140,818Income before extraordinary items
$0Extraordinary gains - net
$140,818Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$31,745Sale, conversion, retirement of capital stock, net
$50,000Net operating income

Performance and Condition Ratios (December 31, 2005)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.58%Yield on earning assets
2.45%Cost of funding earning assets
3.14%Net interest margin
1.30%Noninterest income to earning assets
1.84%Noninterest expense to earning assets
1.39%Net operating income to assets
1.38%Return on assets (ROA)
2.07%Pretax return on assets
21.13%Return on equity (ROE)
13.62%Retained earnings to average equity (YTD only)
0.42%Net charge-offs to loans
105.07%Credit loss provision to net charge-offs
7.73%Efficiency ratio
41,553Assets per employee
8.30%Cash dividends to net income (YTD only)
Condition Ratios (%)
35.51%Loss allowance to loans
1.99%Loss allowance to noncurrent loans
99.23%Noncurrent assets plus other real estate owned to assets
1.54%Noncurrent loans to loans
2.01%Net loans and leases to deposits
119.28%Net loans and leases to core deposits
154.54%Equity capital to assets
7.38%Core capital (leverage) ratio
6.11%Tier 1 risk-based capital ratio
8.67%Total risk-based capital ratio
Memoranda
$13Average assets
$10,190,185Average earning assets
$666,580Average equity
$9,455,949Average loans

Total Fiduciary and Related Assets (December 31, 2005)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$12,411,631Managed Assets
1Number of Accounts
$7,699,015Personal trust and agency accounts
$7,018,543Employee benefit-defined contribution accounts
$80,892Employee benefit-defined benefit accounts
$69,181Other retirement accounts
$24,853Corporate trust and agency accounts
$12Investment management agency accounts
$349,488Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$156,046Non-managed Assets
3910Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$4,712,616Other retirement accounts
$270,425Corporate trust and agency accounts
$275,926Other fiduciary accounts
$29,801Fiduciary accounts held in foreign offices

Margaret Gordon

⚠

Sep 28, 2022 @ 8:08 am

Question. U.S. currency is in process of being reset from fiat to gold-back currency.
Are National city Banks in Louisville Kentucky making the change--over to gold-backed currencies?

National City Bank of Kentucky in Louisville, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches

National City Bank of Kentucky - Overview

Assets and Liabilities (December 31, 2005)

Income and Expense (December 31, 2005)

Performance and Condition Ratios (December 31, 2005)

Total Fiduciary and Related Assets (December 31, 2005)

Comment about this bank, ask questions, or add new information about it:

National City Bank of Kentucky in Louisville, Kentucky (KY)Overview, Financial Summary, Detailed Financial Reports, Branches

National City Bank of Kentucky - Overview

Assets and Liabilities (December 31, 2005)

Income and Expense (December 31, 2005)

Performance and Condition Ratios (December 31, 2005)

Total Fiduciary and Related Assets (December 31, 2005)

Comment about this bank, ask questions, or add new information about it:

National City Bank of Kentucky in Louisville, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches