First Bank & Trust Company in city_name, state_name - Detailed Financial Reports, Location

First Bank & Trust Company in Wagoner, Oklahoma (OK)
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First Bank & Trust Company - Overview

General
FDIC Certificate #: 4219
Status: Active
Federal Reserve ID: 351850
Bank Holding Company (Regulatory Top Holder): First Wagoner Corporation (RSSDID: 1050851, Location: Wagoner, OK)
Date Established: January 01, 1895
WWW: http://www.fbtwagoner.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 8 (Domestic: 8, Interstate: No)
OTS Docket #: 15944
FDIC's unique #: 2770
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: December 31, 2008
Last Structure Change Process Date: Febuary 04, 2009
Last Data Update: Febuary 04, 2009
Data Source Date: April 05, 2012
Location
Address: 111 Casaver Street, Wagoner, OK 74467
County: Wagoner
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Tulsa
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Tulsa, OK (#8560)
Combined Statistical Area (CSA): Tulsa-Bartlesville, OK (#538)
Core Based Statistical Area (CBSA): Tulsa, OK (#46140)
CBSA Metro Statistical Area: Tulsa, OK (#46140)
History of Changes
Participated in Absorption/Consolidation/Merger
Financial Summary
Total assets: $271.8 mil
Equity capital: $24.8 mil
Deposits held in domestic offices: $246.7 mil
Return on assets (ROA): 1.37% ($3.7 mil)
Quarterly return on assets: 0.80% ($2.2 mil)
Return on Equity (ROE): 13.54% ($3.4 mil)
Quarterly return on equity: 8.10% ($2.0 mil)
Net income: $3.4 mil
Quarterly Net income: $0.5 mil
Pretax return on assets: 1.37% ($3,724.1 mil)
Quarterly Pretax return on assets: 0.80% ($2,174.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
63Total employees (full-time equivalent)
$271,832Total assets
$13,184Cash and due from depository institutions
$6,429Interest-bearing balances
$3,635Securities
$45,881Federal funds sold & reverse repurchase agreements
$201,709Net loans & leases
$3,888Loan loss allowance
$0Trading account assets
$1,703Bank premises and fixed assets
$706Other real estate owned
$1,630Goodwill and other intangibles
$271,832Life insurance assets
$3,384All other assets
$247,011Total liabilities and capital
$246,736Total liabilities
$218,200Total deposits
$246,736Interest-bearing deposits
$71Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$275Subordinated debt
$24,821All other liabilities
$24,821Total equity capital
$24,821Total bank equity capital
$0Perpetual preferred stock
$675Common stock
$3,750Surplus
$20,396Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,234Income earned, not collected on loans
$0Earning assets
$1,160Long-term assets (5+ years)
$257,654Average Assets, year-to-date
$50,577Average Assets, quarterly
$246,926Volatile liabilities
$253,891Insider loans
$189,889FHLB advances
$244,278Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$23,128Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$23,520Restructured Loans and leases
$332Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$12,180Total interest income
$1,893Total interest expense
$10,287Net interest income
$1,335Provision for loan and lease losses
$485Total noninterest income
$0Fiduciary activities
$711Service charges on deposit accounts
$0Trading account gains & fees
-$226Additional noninterest income
$6,046Total noninterest expense
$3,339Salaries and employee benefits
$808Premises and equipment expense
$1,899Additional noninterest expense
$3,391Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$3,391Income before extraordinary items
$0Extraordinary gains - net
$3,391Net income attributable to bank
$0Net charge-offs
$3,391Cash dividends
$713Sale, conversion, retirement of capital stock, net
$3,270Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.24%Yield on earning assets
0.81%Cost of funding earning assets
4.42%Net interest margin
0.21%Noninterest income to earning assets
2.60%Noninterest expense to earning assets
1.37%Net operating income to assets
1.37%Return on assets (ROA)
1.37%Pretax return on assets
13.54%Return on equity (ROE)
0.48%Retained earnings to average equity (YTD only)
0.35%Net charge-offs to loans
187.24%Credit loss provision to net charge-offs
6.63%Efficiency ratio
56,127Assets per employee
4.31%Cash dividends to net income (YTD only)
Condition Ratios (%)
96.43%Loss allowance to loans
1.89%Loss allowance to noncurrent loans
315.07%Noncurrent assets plus other real estate owned to assets
0.71%Noncurrent loans to loans
0.60%Net loans and leases to deposits
81.75%Net loans and leases to core deposits
92.51%Equity capital to assets
9.13%Core capital (leverage) ratio
9.47%Tier 1 risk-based capital ratio
12.18%Total risk-based capital ratio
Memoranda
$13Average assets
$246,926Average earning assets
$25,042Average equity
$232,642Average loans

List of branches

8 Oklahoma Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	2770	First Bank & Trust Company	111 Casaver Street, Wagoner, OK 74467	January 01, 1895	Full Service Brick and Mortar
1	202413	Drive-In Facility	309-311 Church Street, Wagoner, OK 74467	August 04, 1978	Limited Service Facility
2	2699	Luther Branch	108 South Main Street, Luther, OK 73054	January 01, 1800	Full Service Brick and Mortar
3	202318	Detached Drive-In Facility	112 South Ash, Luther, OK 73054	March 05, 1982	Limited Service Facility
4	470378	East 61st Street Branch	2431 East 61st Street, Suite 425, Tulsa, OK 74136	January 07, 2008	Full Service Brick and Mortar
5	322	Ketchum Branch	110 West Ketchum Avenue, Ketchum, OK 74349	January 01, 1913	Full Service Brick and Mortar
6	181619	Disney Branch	249 E. Main, Disney, OK 74340	June 15, 1984	Full Service Brick and Mortar
7	495552	Grove Branch	1015 S. Main Street, Grove, OK 74344	October 07, 2009	Full Service Brick and Mortar

First Bank & Trust Company in Wagoner, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank & Trust Company - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

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First Bank & Trust Company in Wagoner, Oklahoma (OK)Overview, Financial Summary, Detailed Financial Reports, Branches

First Bank & Trust Company - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Bank & Trust Company in Wagoner, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches