First State Bank of Porter in city_name, state_name - Detailed Financial Reports, Location

First State Bank of Porter in Porter, Oklahoma (OK)
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First State Bank of Porter routing number info

First State Bank of Porter - Overview

General
FDIC Certificate #: 4180
Status: Active
Federal Reserve ID: 521251
Bank Holding Company (Regulatory Top Holder): Porter Bancshares, Inc. (RSSDID: 2006453, Location: Porter, OK)
Date Established: January 01, 1905
WWW: http://www.fsbporter.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Domestic: 3, Interstate: No)
OTS Docket #: 10778
FDIC's unique #: 2735
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: Febuary 03, 2011
Last Structure Change Process Date: Febuary 03, 2011
Last Data Update: Febuary 03, 2011
Data Source Date: April 05, 2012
Location
Address: 541 S. Main, Porter, OK 74454
County: Wagoner
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Tulsa
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Tulsa, OK (#8560)
Combined Statistical Area (CSA): Tulsa-Bartlesville, OK (#538)
Core Based Statistical Area (CBSA): Tulsa, OK (#46140)
CBSA Metro Statistical Area: Tulsa, OK (#46140)
History of Changes
Change in Location
Financial Summary
Total assets: $34.4 mil
Equity capital: $5.6 mil
Deposits held in domestic offices: $28.4 mil
Return on assets (ROA): 2.65% ($0.9 mil)
Quarterly return on assets: 2.95% ($1.0 mil)
Return on Equity (ROE): 17.66% ($1.1 mil)
Quarterly return on equity: 18.78% ($1.1 mil)
Net income: $0.9 mil
Quarterly Net income: $0.3 mil
Pretax return on assets: 2.65% ($910.3 mil)
Quarterly Pretax return on assets: 2.95% ($1,013.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
21Total employees (full-time equivalent)
$34,352Total assets
$3,341Cash and due from depository institutions
$1,825Interest-bearing balances
$16Securities
$1,220Federal funds sold & reverse repurchase agreements
$27,911Net loans & leases
$281Loan loss allowance
$0Trading account assets
$1,007Bank premises and fixed assets
$19Other real estate owned
$0Goodwill and other intangibles
$34,352Life insurance assets
$838All other assets
$28,794Total liabilities and capital
$28,372Total liabilities
$21,831Total deposits
$28,372Interest-bearing deposits
$100Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$422Subordinated debt
$5,558All other liabilities
$5,558Total equity capital
$5,558Total bank equity capital
$0Perpetual preferred stock
$100Common stock
$1,721Surplus
$3,737Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$34Income earned, not collected on loans
$0Earning assets
$227Long-term assets (5+ years)
$30,972Average Assets, year-to-date
$529Average Assets, quarterly
$34,959Volatile liabilities
$34,634Insider loans
$28,064FHLB advances
$35,726Loans and leases held for sale
$449Unused loan commitments
$449Tier 1 (core) risk-based capital
$5,558Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$1,091Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$2,380Total interest income
$181Total interest expense
$2,199Net interest income
$53Provision for loan and lease losses
$360Total noninterest income
$0Fiduciary activities
$226Service charges on deposit accounts
$0Trading account gains & fees
$134Additional noninterest income
$1,580Total noninterest expense
$907Salaries and employee benefits
$152Premises and equipment expense
$521Additional noninterest expense
$926Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$926Income before extraordinary items
$0Extraordinary gains - net
$926Net income attributable to bank
$0Net charge-offs
$926Cash dividends
$63Sale, conversion, retirement of capital stock, net
$435Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.63%Yield on earning assets
0.58%Cost of funding earning assets
7.05%Net interest margin
1.15%Noninterest income to earning assets
5.06%Noninterest expense to earning assets
2.65%Net operating income to assets
2.65%Return on assets (ROA)
2.65%Pretax return on assets
17.66%Return on equity (ROE)
9.36%Retained earnings to average equity (YTD only)
0.22%Net charge-offs to loans
84.13%Credit loss provision to net charge-offs
15.54%Efficiency ratio
61,743Assets per employee
1.64%Cash dividends to net income (YTD only)
Condition Ratios (%)
46.98%Loss allowance to loans
1.00%Loss allowance to noncurrent loans
826.47%Noncurrent assets plus other real estate owned to assets
0.15%Noncurrent loans to loans
0.12%Net loans and leases to deposits
98.38%Net loans and leases to core deposits
131.24%Equity capital to assets
16.18%Core capital (leverage) ratio
15.56%Tier 1 risk-based capital ratio
19.80%Total risk-based capital ratio
Memoranda
$21Average assets
$34,959Average earning assets
$5,244Average equity
$31,201Average loans

List of branches

3 Oklahoma Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	2735	First State Bank Of Porter	541 S. Main, Porter, OK 74454	January 01, 1905	Full Service Brick and Mortar
1	334351	Locust Grove Branch	724 East Main, Locust Grove, OK 74352	April 10, 2000	Full Service Brick and Mortar
2	430426	Chouteau Branch	51 East Main Street, Chouteau, OK 74337	June 15, 2004	Full Service Brick and Mortar

First State Bank of Porter in Porter, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank of Porter - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First State Bank of Porter in Porter, Oklahoma (OK)Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank of Porter - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First State Bank of Porter in Porter, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches