First National Bank of Muskogee in city_name, state_name - Detailed Financial Reports, Location

First National Bank of Muskogee in Muskogee, Oklahoma (OK)
Show street view No street view available for this location

First National Bank of Muskogee routing number info

First National Bank of Muskogee - Overview

General
FDIC Certificate #: 57183
Status: Active
Federal Reserve ID: 2981813
Bank Holding Company (Regulatory Top Holder): First Muskogee Financial Corp. (RSSDID: 3017915, Location: Muskogee, OK)
Date Established: July 16, 2001
WWW: http://www.fnbmuskogee.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 3 (Domestic: 3, Interstate: No)
OTS Docket #: 52022
FDIC's unique #: 359092
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: July 16, 2001
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 510 North Main Street, Muskogee, OK 74401
County: Muskogee
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Tulsa
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Muskogee, OK (#34780)
CBSA Micro Statistical Area: Yes
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $175.0 mil
Equity capital: $13.8 mil
Deposits held in domestic offices: $158.4 mil
Return on assets (ROA): 1.98% ($3.5 mil)
Quarterly return on assets: 1.91% ($3.3 mil)
Return on Equity (ROE): 23.85% ($3.3 mil)
Quarterly return on equity: 23.19% ($3.2 mil)
Net income: $3.3 mil
Quarterly Net income: $0.8 mil
Pretax return on assets: 1.98% ($3,465.0 mil)
Quarterly Pretax return on assets: 1.91% ($3,342.5 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
42Total employees (full-time equivalent)
$175,000Total assets
$21,142Cash and due from depository institutions
$16,589Interest-bearing balances
$14,856Securities
$0Federal funds sold & reverse repurchase agreements
$130,165Net loans & leases
$1,987Loan loss allowance
$0Trading account assets
$4,724Bank premises and fixed assets
$1,463Other real estate owned
$258Goodwill and other intangibles
$175,000Life insurance assets
$2,392All other assets
$161,174Total liabilities and capital
$158,425Total liabilities
$117,277Total deposits
$158,425Interest-bearing deposits
$71Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$2,564Trading liabilities
$0Other borrowed funds
$185Subordinated debt
$13,826All other liabilities
$13,826Total equity capital
$13,826Total bank equity capital
$0Perpetual preferred stock
$1,000Common stock
$6,967Surplus
$5,859Undivided profits
Memoranda
$0Noncurrent loans and leases
$2,672Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$550Income earned, not collected on loans
$0Earning assets
$589Long-term assets (5+ years)
$161,610Average Assets, year-to-date
$25,192Average Assets, quarterly
$166,064Volatile liabilities
$168,255Insider loans
$132,657FHLB advances
$163,639Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$13,142Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$26,214Restructured Loans and leases
$140Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$7,904Total interest income
$1,053Total interest expense
$6,851Net interest income
$436Provision for loan and lease losses
$2,330Total noninterest income
$0Fiduciary activities
$775Service charges on deposit accounts
$0Trading account gains & fees
$1,555Additional noninterest income
$5,453Total noninterest expense
$2,825Salaries and employee benefits
$643Premises and equipment expense
$1,985Additional noninterest expense
$3,292Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$3,292Income before extraordinary items
$0Extraordinary gains - net
$3,292Net income attributable to bank
$0Net charge-offs
$3,292Cash dividends
$48Sale, conversion, retirement of capital stock, net
$2,850Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.13%Yield on earning assets
0.68%Cost of funding earning assets
4.45%Net interest margin
1.51%Noninterest income to earning assets
3.54%Noninterest expense to earning assets
1.98%Net operating income to assets
1.98%Return on assets (ROA)
1.98%Pretax return on assets
23.85%Return on equity (ROE)
3.20%Retained earnings to average equity (YTD only)
0.04%Net charge-offs to loans
908.33%Credit loss provision to net charge-offs
77.67%Efficiency ratio
59,394Assets per employee
4.17%Cash dividends to net income (YTD only)
Condition Ratios (%)
86.57%Loss allowance to loans
1.50%Loss allowance to noncurrent loans
361.27%Noncurrent assets plus other real estate owned to assets
1.15%Noncurrent loans to loans
0.42%Net loans and leases to deposits
82.16%Net loans and leases to core deposits
89.84%Equity capital to assets
7.90%Core capital (leverage) ratio
8.03%Tier 1 risk-based capital ratio
9.91%Total risk-based capital ratio
Memoranda
$11Average assets
$166,064Average earning assets
$13,805Average equity
$154,100Average loans

Total Fiduciary and Related Assets (December 31, 2010)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$397Managed Assets
1Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
1Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$397Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

3 Oklahoma Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	359092	First National Bank Of Muskogee	510 North Main Street, Muskogee, OK 74401	July 16, 2001	Full Service Brick and Mortar
1	443465	Chandler Branch	2215 Chandler, Muskogee, OK 74401	March 07, 2005	Full Service Brick and Mortar
3	469190	First National Bank Of Muskogee Bran	10124b South Sheridan Road, Tulsa, OK 74133	October 22, 2007	Full Service Brick and Mortar

First National Bank of Muskogee in Muskogee, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Muskogee - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2010)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank of Muskogee in Muskogee, Oklahoma (OK)Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Muskogee - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2010)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank of Muskogee in Muskogee, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches