International Bank of Commerce in Laredo, Texas (TX), OK
Overview, Financial Summary, Detailed Financial Reports, Branches


International Bank of Commerce - Overview

  • General
  • FDIC Certificate #: 19629
    Status: Active
    Federal Reserve ID: 1001152
    Bank Holding Company (Regulatory Top Holder): International Bancshares Corporation (RSSDID: 1104231, Location: Laredo, TX)
    Date Established: September 02, 1966
    WWW: http://www.ibc.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 197 (Domestic: 197, Interstate: Yes)
    OTS Docket #: 10788
    FDIC's unique #: 13428
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: September 02, 1966
    Last Structure Change Effective Date: March 16, 2007
    Last Structure Change Process Date: March 28, 2007
    Last Data Update: March 28, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 1200 San Bernardo Avenue, Laredo, TX 78040
    County: Webb
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Laredo, TX (#4080)
    Core Based Statistical Area (CBSA): Laredo, TX (#29700)
    CBSA Metro Statistical Area: Laredo, TX (#29700)
  • History of Changes
  • Participated in Absorption/Consolidation/Merger
  • Financial Summary
  • Total assets: $9,621.9 mil
    Equity capital: $1,310.0 mil
    Deposits held in domestic offices: $6,548.8 mil
    Return on assets (ROA): 1.16% ($111.6 mil)
    Quarterly return on assets: 1.20% ($115.5 mil)
    Return on Equity (ROE): 9.00% ($117.9 mil)
    Quarterly return on equity: 8.79% ($115.1 mil)
    Net income: $113.4 mil
    Quarterly Net income: $28.7 mil
    Pretax return on assets: 1.75% ($168,384.0 mil)
    Quarterly Pretax return on assets: 1.79% ($172,232.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 2,887Total employees (full-time equivalent)
  • $9,621,944Total assets
  • $236,885Cash and due from depository institutions
  • $48,805Interest-bearing balances
  • $4,085,723Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $4,279,505Net loans & leases
  • $59,994Loan loss allowance
  • $0Trading account assets
  • $392,725Bank premises and fixed assets
  • $45,482Other real estate owned
  • $278,133Goodwill and other intangibles
  • $9,621,944Life insurance assets
  • $303,491All other assets
  • $8,311,930Total liabilities and capital
  • $6,548,802Total liabilities
  • $4,853,373Total deposits
  • $6,548,802Interest-bearing deposits
  • $79Deposits held in domestic offices
  • 1341903.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $350,000Trading liabilities
  • $0Other borrowed funds
  • $71,225Subordinated debt
  • $1,310,014All other liabilities
  • $1,310,014Total equity capital
  • $1,310,014Total bank equity capital
  • $0Perpetual preferred stock
  • $6,967Common stock
  • $487,557Surplus
  • $815,490Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $3,203Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $93,746Income earned, not collected on loans
  • $811Earning assets
  • $26,760Long-term assets (5+ years)
  • $8,414,033Average Assets, year-to-date
  • $4,021,570Average Assets, quarterly
  • $9,757,492Volatile liabilities
  • $9,582,384Insider loans
  • $5,224,293FHLB advances
  • $9,056,583Loans and leases held for sale
  • $210,621Unused loan commitments
  • $101,673Tier 1 (core) risk-based capital
  • $964,128Tier 2 risk-based capital
  • $55,240Total risk weighted assets
  • $53,708Total unused commitments
  • $1,002,106Restructured Loans and leases
  • $52,782Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $351,699Total interest income
  • $74,249Total interest expense
  • $277,450Net interest income
  • $7,943Provision for loan and lease losses
  • $156,836Total noninterest income
  • $231Fiduciary activities
  • $82,469Service charges on deposit accounts
  • $0Trading account gains & fees
  • $74,136Additional noninterest income
  • $266,866Total noninterest expense
  • $112,055Salaries and employee benefits
  • $65,665Premises and equipment expense
  • $89,146Additional noninterest expense
  • $159,477Pre-tax net operating income
  • $10,840Securities gains (losses)
  • $56,917Applicable income taxes
  • $113,400Income before extraordinary items
  • $0Extraordinary gains - net
  • $113,400Net income attributable to bank
  • $0Net charge-offs
  • $113,400Cash dividends
  • $13,893Sale, conversion, retirement of capital stock, net
  • $43,300Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.12%Yield on earning assets
  • 0.87%Cost of funding earning assets
  • 3.25%Net interest margin
  • 1.84%Noninterest income to earning assets
  • 3.13%Noninterest expense to earning assets
  • 1.09%Net operating income to assets
  • 1.16%Return on assets (ROA)
  • 1.75%Pretax return on assets
  • 9.00%Return on equity (ROE)
  • 5.56%Retained earnings to average equity (YTD only)
  • 0.31%Net charge-offs to loans
  • 57.17%Credit loss provision to net charge-offs
  • 12.05%Efficiency ratio
  • 60,284Assets per employee
  • 3.33%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 38.18%Loss allowance to loans
  • 1.38%Loss allowance to noncurrent loans
  • 64.00%Noncurrent assets plus other real estate owned to assets
  • 1.45%Noncurrent loans to loans
  • 2.16%Net loans and leases to deposits
  • 65.35%Net loans and leases to core deposits
  • 76.67%Equity capital to assets
  • 13.61%Core capital (leverage) ratio
  • 10.65%Tier 1 risk-based capital ratio
  • 18.45%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $9,757,492Average earning assets
  • $1,260,122Average equity
  • $8,530,132Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $81,869Managed Assets
  • 1Number of Accounts
  • $81,869Personal trust and agency accounts
  • $18,221Employee benefit-defined contribution accounts
  • $63,648Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 41Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices

Bank Assets Sold and Securitized (December 31, 2010)

  • Dollar figures in thousands
  • Principal balance with servicing or other recourse retained
  • $6,0301-4 family residential loans
  • $0Home equity lines
  • $0Credit cards receivables
  • $0Auto loans
  • $0Other consumer loans
  • $0Commercial and industrial loans

List of branches

  • 54 Oklahoma Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    14241376Oklahoma Branch3817 Nw Expressway, Oklahoma City, OK 73112January 01, 1908Full Service Brick and Mortar
    143268268May Avenue Branch5701 N. May Avenue, Oklahoma City, OK 73112January 01, 1908Full Service Brick and Mortar
    144268270Midwest City Air Depot Branch414 Air Depot Drive, Midwest City, OK 73110January 01, 1908Full Service Brick and Mortar
    146268272Bethany Branch7723 N W 23, Bethany, OK 73008January 01, 1908Full Service Brick and Mortar
    147268273Penn South Branch10500 S. Pennsylvania Ave., Oklahoma City, OK 73170January 01, 1908Full Service Brick and Mortar
    148268274Quail Creek Branch12241 N May, Oklahoma City, OK 73120January 01, 1908Full Service Brick and Mortar
    149268275Portland Branch2301 N. Portland Ave., Oklahoma City, OK 73107January 01, 1908Full Service Brick and Mortar
    150268276Purcell Branch430 W Lincoln Street, Purcell, OK 73080January 01, 1908Full Service Brick and Mortar
    151268277Chandler Branch3108 East First Street, Chandler, OK 74834January 01, 1908Full Service Brick and Mortar
    152268278Edmond Branch1812 E. 15th St., Edmond, OK 73013January 01, 1908Full Service Brick and Mortar
    153268279Yukon Branch1203 Cornwell St, Yukon, OK 73099January 01, 1908Full Service Brick and Mortar
    154268280Shawnee Branch2512 N Harrison, Shawnee, OK 74801January 01, 1908Full Service Brick and Mortar
    155268281Lindsay Branch209 E. Cherokee St., Lindsay, OK 73052January 01, 1908Full Service Brick and Mortar
    156268283Moore Branch513 Ne 12th, Moore, OK 73160January 01, 1908Full Service Brick and Mortar
    157268267Park Avenue Branch100 W. Park Avenue, Oklahoma City, OK 73102January 01, 1908Full Service Brick and Mortar
    158268286Crown Heights Branch4902 North Western Ave., Oklahoma City, OK 73118January 01, 1908Full Service Brick and Mortar
    15945738Weatherford Branch109 East Franklin Street, Weatherford, OK 73096October 26, 1989Full Service Brick and Mortar
    160270095Clinton Branch1002 W Frisco, Clinton, OK 73601January 01, 1922Full Service Brick and Mortar
    16142860Duncan Downtown Branch1006 Main Street, Duncan, OK 73533January 01, 1921Full Service Brick and Mortar
    162278375Sulphur Branch2009 W. Broadway, Sulphur, OK 73086January 01, 1921Full Service Brick and Mortar
    164269222Chickasha Branch628 Grand Avenue, Chickasha, OK 73018January 01, 1921Full Service Brick and Mortar
    16641568Ardmore Branch313 W Broadway, Ardmore, OK 73401January 01, 1907Full Service Brick and Mortar
    16741482Elk City Branch200 E Broadway, Elk City, OK 73644January 01, 1920Full Service Brick and Mortar
    168274167Pauls Valley Branch700 W. Grant, Pauls Valley, OK 73075June 30, 1988Full Service Brick and Mortar
    170253887Lawton Central Mall Branch#10 Central Mall, Lawton, OK 73501July 02, 1984Full Service Brick and Mortar
    171253888Lawton Financial Center Branch6425 North West Cache Road, Lawton, OK 73505September 05, 1989Full Service Brick and Mortar
    1722538891461 24th Avenue Branch1461 24th Avenue Nw, Norman, OK 73072Febuary 19, 1996Full Service Brick and Mortar
    17445436Tulsa Midtown Village Branch5302 E. Skelly, Tulsa, OK 74135August 31, 1988Full Service Brick and Mortar
    175269696Tulsa Branch1 West 5th St., Tulsa, OK 74103January 01, 1916Full Service Brick and Mortar
    177269698Tulsa Yale Branch1951 South Yale, Tulsa, OK 74112January 01, 1916Full Service Brick and Mortar
    178269699Broken Arrow Branch3359 South Elm Place, Broken Arrow, OK 74012January 01, 1916Full Service Brick and Mortar
    17941390Sand Springs Branch800 East Charles Page Blvd, Sand Springs, OK 74063January 01, 1922Full Service Brick and Mortar
    180269700Sand Springs South Branch3973 Highway 97, Sand Springs, OK 74063January 01, 1916Full Service Brick and Mortar
    181269701Tulsa Memorial Branch8202 East 71st Street, Tulsa, OK 74133January 01, 1916Full Service Brick and Mortar
    182269702Sapulpa Branch911 East Taft, Sapulpa, OK 74066January 01, 1916Full Service Brick and Mortar
    18444911Tulsa Lewis Branch2250 East 73rd Street, Tulsa, OK 74136March 02, 1981Full Service Brick and Mortar
    186271971Claremore Branch1050 N. Lynn Riggs Blvd, Claremore, OK 74017June 30, 1986Full Service Brick and Mortar
    189277738Grove Branch100 East Third Street, Grove, OK 74344January 01, 1917Full Service Brick and Mortar
    191268289Edmond Santa Fe Branch412 S. Santa Fe, Edmond, OK 73003Febuary 19, 1998Full Service Brick and Mortar
    19343206Guthrie Branch120 North Division, Guthrie, OK 73044January 01, 1906Full Service Brick and Mortar
    19460770Midwest City Douglas Branch2200 South Douglas Boulevard, Midwest City, OK 73130December 02, 1997Full Service Brick and Mortar
    228445999Delaware Branch2808 E. 101st Street, Tulsa, OK 74137October 13, 2005Full Service Brick and Mortar
    246456139Gailardia Branch14001 N. Macarthur, Oklahoma City, OK 73142March 20, 2006Full Service Retail
    251456145Moore South Branch906 Sw 19th Street, Moore, OK 73160November 07, 2006Full Service Brick and Mortar
    254456150Tulsa Garnett Branch4202 S. Garnett Rd., Tulsa, OK 74146October 30, 2006Full Service Brick and Mortar
    259461396Ardmore North Branch2302 12th Ave., N.W., Ardmore, OK 73401Febuary 15, 2007Full Service Brick and Mortar
    260461397Stillwater Oklahoma Branch1900 North Perkins Rd., Stillwater, OK 74075January 16, 2007Full Service Brick and Mortar
    265463719Bailey Ranch Branch9350 North Garnett Rd., Owasso, OK 74055April 16, 2007Full Service Brick and Mortar
    266464000Miami Branch2520 North Main Street, Miami, OK 74354April 23, 2007Full Service Brick and Mortar
    307474213Lawton Gore - Downtown Branch2101 W. Gore Blvd., Lawton, OK 73501May 05, 2008Full Service Brick and Mortar
    318482605Tulsa Union Branch8112 Garnett Rd., Tulsa, OK 74133September 29, 2008Full Service Brick and Mortar
    333494068Bixby Branch11880 South Memorial Drive, Bixby, OK 74008May 18, 2009Limited Service Facility
    338494384Bixby Branch11886 S. Memorial, Bixby, OK 74008May 18, 2009Full Service Brick and Mortar
    341512298Muskogee Branch3143 Azalea Park Drive, Muskogee, OK 74401July 20, 2009Full Service Brick and Mortar
  • 143 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    013428International Bank Of Commerce1200 San Bernardo Avenue, Laredo, TX 78040September 02, 1966Full Service Brick and Mortar
    1249015Detached Facility1320 San Dario Ave, Laredo, TX 78040August 08, 1980Limited Service Facility
    317258Loop 410 (Sa 1500)1500 Northeast Loop 410, San Antonio, TX 78209December 12, 1983Full Service Brick and Mortar
    445735Mcallen Branch Main#1 South Broadway St, Mcallen, TX 78501October 19, 1989Full Service Brick and Mortar
    6273316North 10th St Branch3600 N 10th St, Mcallen, TX 78501October 01, 1934Full Service Brick and Mortar
    7273317Pharr Branch401 South Cage Blvd, Pharr, TX 78577October 01, 1934Full Service Brick and Mortar
    8273318Edinburg Branch400 South Closner, Edinburg, TX 78539October 01, 1934Full Service Brick and Mortar
    10273320La Plaza Mall Branch East2200 S 10th St, Mcallen, TX 78501October 01, 1934Full Service Brick and Mortar
    12273322Mission Branch900 Bryan Road, Mission, TX 78572June 30, 1987Full Service Brick and Mortar
    152624256630 Callaghan Rd Branch6630 Callaghan Rd, San Antonio, TX 78229January 01, 1927Full Service Brick and Mortar
    17249017Laredo Branch Downtown1002 Matamoros Street, Laredo, TX 78042June 29, 1992Full Service Brick and Mortar
    1817349Castle Hills Branch Motor Bank2101 Nw Military Hwy, San Antonio, TX 78213March 19, 1984Limited Service Facility
    19249018El Banquito Branch301 South 10th, Mcallen, TX 78501April 04, 1990Full Service Brick and Mortar
    20249019East Travis Branch Downown Centre130 East Travis, San Antonio, TX 78205March 01, 1993Full Service Brick and Mortar
    246629Bay City Branch1916 Seventh Street, Bay City, TX 77414September 01, 1898Full Service Brick and Mortar
    25249021Walzem Branch5300 Walzem, San Antonio, TX 78217August 15, 1994Full Service Brick and Mortar
    26249022Service Center2416 Ceegee Street, San Antonio, TX 78217September 15, 1994Limited Service Administrative
    2717012Corpus Christi Main Branch221 South Shoreline Boulevard, Corpus Christi, TX 78403May 16, 1983Full Service Brick and Mortar
    28257435Esplanade Branch6130 South Staples, Corpus Christi, TX 78413Febuary 03, 1988Full Service Brick and Mortar
    2932045Rockport Branch2701 Highway 35 North, Rockport, TX 78382December 07, 1984Full Service Brick and Mortar
    3217054Stone Oak Branch18750 Stone Oak Parkway, San Antonio, TX 78258June 01, 1983Full Service Brick and Mortar
    33249024Huebner Branch Independence Hill20450 Huebner Road, San Antonio, TX 78258March 14, 1996Limited Service Mobile
    35285297Nolana Branch2225 Nolana, Mcallen, TX 78504January 01, 1969Full Service Brick and Mortar
    37288221Weslaco Branch606 South Texas Avenue, Weslaco, TX 78596June 27, 1996Full Service Brick and Mortar
    40268977Castle Hills Branch2201 Northwest Military Highway, San Antonio, TX 78213January 01, 1889Full Service Brick and Mortar
    44249028San Dario Branch Mall No. 15300 San Dario, Ste 440d, Laredo, TX 78041November 26, 1996Full Service Retail
    45249029Main Motor Bank1301 West Ash, Mcallen, TX 78501January 13, 1996Limited Service Facility
    46283191Angleton Branch200 East Mulberry, Angleton, TX 77515January 01, 1957Full Service Brick and Mortar
    48280409Freeport Branch1208 North Brazosport, Freeport, TX 77541December 30, 1949Full Service Brick and Mortar
    49280412Lake Jackson Branch212 That Way, Lake Jackson, TX 77566December 30, 1949Full Service Brick and Mortar
    54101215615 Kirby Drive Branch (Main)5615 Kirby Drive, Houston, TX 77005April 01, 1942Full Service Brick and Mortar
    5513943Alief Facility8203 South Kirkwood Road, Houston, TX 77072October 05, 1970Full Service Brick and Mortar
    57235720Sage Road Facility1777 Sage Road, Houston, TX 77056July 11, 1986Full Service Brick and Mortar
    63249037Banquito Del Mar7002 San Bernardo, Laredo, TX 78040January 15, 1996Full Service Brick and Mortar
    66249040Plantation Branch7909 Mcpherson Ave., Laredo, TX 78045March 31, 1998Full Service Brick and Mortar
    67249041Instore Walmart Edinburg1724 West University Drive, Edinburg, TX 78539March 04, 1998Full Service Retail
    73249047In-Store Walmart Las Tiendas Mcallen1200 East Jackson, Mcallen, TX 78503October 21, 1998Full Service Retail
    77249051Laredo South Branch2415 South Zapata Highway, Laredo, TX 78046March 17, 1997Full Service Brick and Mortar
    8024905420935 Us Highway 281 Branch20935 U.S. Highway 281 North, San Antonio, TX 78258May 20, 1998Full Service Retail
    84249058Perrin-Beitel Branch12018 Perrin-Beitel, San Antonio, TX 78217March 08, 1997Full Service Retail
    85249059In-Store Walmart Mission2410 East Highway 83, Mission, TX 78572March 18, 1998Full Service Retail
    87357551Alamo Heights Branch5029 Broadway, San Antonio, TX 78209January 04, 2000Full Service Brick and Mortar
    91361750In-Store Walmart Aransas Pass2501 West Wheeler, Aransas Pass, TX 78336March 26, 2001Full Service Brick and Mortar
    922043Main Branch439 Main Street, Eagle Pass, TX 78852January 01, 1890Full Service Brick and Mortar
    93196129East Branch2538 Main Street, Eagle Pass, TX 78852December 18, 1995Full Service Brick and Mortar
    946870Marble Falls Branch2401 Hwy. 281, Marble Falls, TX 78654January 01, 1925Full Service Brick and Mortar
    95196130Hwy 281 North Branch12400 Highway 281 North, San Antonio, TX 78216March 01, 1999Full Service Brick and Mortar
    968454Luling Branch200 South Pecan Street, Luling, TX 78648December 30, 1933Full Service Brick and Mortar
    97229636San Marcos Branch1081 Wonderworld Drive, San Marcos, TX 78666March 02, 1998Full Service Brick and Mortar
    106364229In-Store Walmart Nolana4001 N. 23rd - Wal-Mart, Mcallen, TX 78504June 13, 2001Full Service Retail
    107364230In-Store Walmart Del Rio2410 Dodson - Wal-Mart, Del Rio, TX 78840May 15, 2002Full Service Retail
    109364977Tesoro Service Center Branch8770 Tesoro, San Antonio, TX 78217November 30, 2001Limited Service Administrative
    110364978In-Store H.E.b Mission200 E. Griffin Parkway, Mission, TX 78572October 02, 1996Full Service Retail
    111364979Victoria Navarro Branch6411 N. Navarro, Victoria, TX 77904August 31, 2000Full Service Brick and Mortar
    112364980El Banquito Mines Rd Branch9710 Mines Rd, Laredo, TX 78045September 30, 1998Full Service Brick and Mortar
    113364981Wal-Mart Instore San Bernardo Branch5610 San Bernardo, Laredo, TX 78041March 28, 2001Full Service Retail
    114364982Galleria Mall Branch5085 Westheimer Suite 4640, Houston, TX 77056March 31, 2001Full Service Brick and Mortar
    115364983In-Store Astrodome Branch7747 Kirby Dr., Houston, TX 77030July 10, 2001Full Service Retail
    116364984In-Store Friendswood Branch3135 Fm 528, Friendswood, TX 77546August 09, 2000Full Service Retail
    117365075In-Store Eldridge Branch12400 Fm 1960 West, Houston, TX 77065December 06, 2000Full Service Retail
    118365076In-Store W. Airport Branch1565 State Hwy 6 S., Sugar Land, TX 77478Febuary 28, 2001Full Service Retail
    1193651188503 Nw Military Hwy Branch8503 Nw Military Highway, San Antonio, TX 78231September 18, 1996Full Service Retail
    120365119Downtown Branch (Mckinney)1001 Mckinney Suite 150, Houston, TX 77002July 31, 2000Full Service Brick and Mortar
    121365315El Banquito Heights Branch1300 Guadalupe Street, Laredo, TX 78040June 30, 2002Full Service Brick and Mortar
    122365316El Banquito North Branch4501 San Bernardo, Laredo, TX 78041June 30, 2002Full Service Brick and Mortar
    124418534San Isidro Branch2442 San Isidro Parkway, Laredo, TX 78045March 07, 2003Full Service Brick and Mortar
    125418617In-Store Mall De Las Aguilas455 South Bibb Street, #502, Eagle Pass, TX 78852April 11, 2003Full Service Retail
    126420027Wall Mart Instore Loop 20 Branch2320 Bob Bullock Loop 20, Laredo, TX 78046March 06, 2003Full Service Retail
    127420028San Dario Branch Mall No. 25300 San Dario Ste. 202, Laredo, TX 78041July 17, 2002Full Service Retail
    128420029In-Store Ingram Park Mall Branch6301 Nw Lp. 410 Ste. P3, San Antonio, TX 78238June 27, 2002Full Service Retail
    129420030In-Store North Star Mall Branch7400 San Pedro, San Antonio, TX 78216November 05, 2002Full Service Retail
    130420031In-Store Rolling Oaks Mall Branch6909 N. Lp 1604 E. Ste. Eo-1, San Antonio, TX 78266August 15, 2002Full Service Retail
    131420032In-Store South Park Mall Branch2310 Sw Military Dr. Ste. 216, San Antonio, TX 78224May 29, 2002Full Service Retail
    132420033In-Store Lincoln Heights (Basse)999 E. Basse Rd. Ste 150, San Antonio, TX 78209August 16, 2002Full Service Retail
    134420035Richmond Branch (Rosenburg)5250 Fm 1640, Richmond, TX 77469August 11, 2001Full Service Brick and Mortar
    135420036La Plaza Mall West Branch2200 S. 10th St. La Plaza Mall, Mcallen, TX 78502November 03, 2000Full Service Retail
    1364223815706 Kirby Branch (Motor Bank)5706 Kirby, Houston, TX 77005July 01, 2002Limited Service Facility
    137422382Kelvin @ Nottingham (Motor Bank)Kelvin Dr & Nottingham St, Houston, TX 77005July 01, 2002Limited Service Facility
    139424269Everhart Branch4622 Everhart Road, Corpus Christi, TX 78411December 17, 2003Full Service Brick and Mortar
    140426744Jacaman Rd Branch2418 Jacaman, Laredo, TX 78041March 15, 2004Full Service Brick and Mortar
    195429686Congress Avenue Branch-Downtown816 Congress Ave., Suite 100, Austin, TX 78701July 06, 2004Full Service Brick and Mortar
    196429687Round Rock - Randalls Instore1850 Gattis School Rd., Round Rock, TX 78664July 06, 2004Full Service Retail
    197429688Bandera & 1604 - Helotes Branch11831 Bandera Road, Helotes, TX 78023July 06, 2004Full Service Brick and Mortar
    198430267Banquito Las Minas Branch2305 Del Rio Blvd., Eagle Pass, TX 78852April 18, 2004Full Service Brick and Mortar
    200430269In-Store Walmart Alamo Branch1421 West Frontage Rd, Alamo, TX 78516January 15, 2004Full Service Retail
    201431697Gulf Gate Center Mall Branch1300 Gulf Gate Center Mall, Houston, TX 77087August 02, 2004Full Service Retail
    202431740Northwest Blvd Branch14066 Northwest Blvd., Corpus Christi, TX 78410July 06, 2004Full Service Brick and Mortar
    203432583I Road Pharr Branch1007 North I Road, Pharr, TX 78577October 15, 2004Full Service Brick and Mortar
    204432584Ibc - Eagle Pass - Downtown2329 Main Street, Eagle Pass, TX 78852October 06, 2004Full Service Brick and Mortar
    205432668Woodbridge - W. Bellfort Branch10570 State Hwy. 6, Sugar Land, TX 77478October 12, 2004Full Service Brick and Mortar
    207432870Rockport Instore Branch2431 Hwy 35, Rockport, TX 78382October 27, 2004Full Service Brick and Mortar
    208432871Uvalde Instore Wal-Mart Branch3100 E. Main, Uvalde, TX 78801October 27, 2004Full Service Brick and Mortar
    209439647San Pedro Ave. Branch10200 San Pedro Ave., San Antonio, TX 78216Febuary 28, 2005Full Service Brick and Mortar
    210440410Veterans Blvd Branch1507 Veterans Blvd., Del Rio, TX 78840May 16, 2005Full Service Brick and Mortar
    211440421In-Store Wal-Mart Palmhurst Branch215 East Mile 3 Road, Palmhurst, TX 78574April 20, 2005Full Service Brick and Mortar
    212440422Blanco Rd - Wedgewood Branch6701 Blanco Rd., San Antonio, TX 78216April 20, 2005Limited Service Mobile
    213441374Galveston Branch500 Seawall Boulevard, Building 2, Suite C, Galveston, TX 77550May 31, 2005Full Service Brick and Mortar
    218442469Physician/S Plaza - Tower Ii Branch8042 Wurzback, Suite 105, San Antonio, TX 78229Febuary 01, 2005Full Service Brick and Mortar
    219442470Hidalgo Branch1023 S. Bridge, Hidalgo, TX 78557May 16, 2005Full Service Brick and Mortar
    220442471Instore - Wal-Mart Weslaco1310 N. Texas, Weslaco, TX 78596May 18, 2005Full Service Retail
    221444979La Cantera Parkway Branch15900 La Cantera Parkway, Building #10, Suite 10005, San Antonio, TX 78256September 16, 2005Full Service Brick and Mortar
    22344498223rd & Trenton Branch23rd & Trenton, Mcallen, TX 78504August 22, 2005Full Service Brick and Mortar
    224444983Dickenson Branch2304 West Fm 646, League City, TX 77573September 06, 2005Full Service Brick and Mortar
    225444984Grand Parkway Branch544 W. Grand Parkway South, Katy, TX 77494September 21, 2005Full Service Brick and Mortar
    226444987Brooks Corner Branch3119 S.E. Military Drive, San Antonio, TX 78223September 15, 2005Full Service Brick and Mortar
    227444996River Place Fm 2222 Branch10405 Fm 2222, Austin, TX 78730September 15, 2005Full Service Brick and Mortar
    229446020Instore Junior's Supermarket100 E. 495, San Juan, TX 78589November 24, 2005Full Service Retail
    232448922Schertz Branch3800 Fm-3009, Schertz, TX 78154November 21, 2005Full Service Brick and Mortar
    233448932College Lane - Uvalde Branch2065 East Main, Uvalde, TX 78801November 28, 2005Full Service Brick and Mortar
    234448933Cedar Park Branch301 W. Whitestone, Cedar Park, TX 78613March 01, 2006Full Service Brick and Mortar
    236451188Briar Forest Branch1545 Eldridge Parkway, Houston, TX 77077April 17, 2006Full Service Brick and Mortar
    237451190Inwood Branch16339 Huebner, San Antonio, TX 78248April 16, 2006Full Service Brick and Mortar
    240455085Parmer Ridge Branch12625 North Ih 35 Svrd Nb, Austin, TX 78753September 01, 2006Full Service Brick and Mortar
    242455638Wal-Mart Instore So. Hwy 834401 Hwy 83 South, Laredo, TX 78046August 16, 2006Full Service Brick and Mortar
    243455639Highland Mall6001 Airport Blvd., #2390, Austin, TX 78752August 21, 2006Full Service Retail
    250456143Portland Branch1800 U.S. Highway 181, Portland, TX 78374July 24, 2006Full Service Brick and Mortar
    255458024Lakeline Mall - Cedar Park Branch11200 Lakeline Mall Drive, Cedar Park, TX 78613January 10, 2007Full Service Brick and Mortar
    256460589Leander H-E-b Instore Branch651 North Us Hwy 183, Leander, TX 78641Febuary 23, 2007Full Service Retail
    258461395Roosevelt Branch938 South Military Dr., San Antonio, TX 78214Febuary 20, 2007Full Service Brick and Mortar
    262835Sinton Branch301 West Sinton Street, Sinton, TX 78387Febuary 01, 1909Full Service Brick and Mortar
    263188007Sinton Drive - Thru217 West Sinton Street, Sinton, TX 78387June 05, 1972Limited Service Facility
    277466813Instore Wal-Mart Mccoll Branch4104 Mccoll, Edinburg, TX 78539October 18, 2006Full Service Retail
    279466815Instore Heb - Eagle Pass Branch2135 E. Main, Eagle Pass, TX 78852June 25, 2007Full Service Retail
    282466818Richland Hills Branch327 S.W. Loop 410, San Antonio, TX 78245December 18, 2006Full Service Brick and Mortar
    284466820South Park Meadows Branch9900 South Ih 35, Austin, TX 78748May 11, 2007Full Service Brick and Mortar
    290466826Pleasanton - Heb Instore Branch735 S.W. Military Dr, San Antonio, TX 78221April 16, 2007Full Service Retail
    292467070Heb Instore Spencer Hwy Branch1630 Spencer Hwy, South Houston, TX 77587April 25, 2007Full Service Brick and Mortar
    301470283Heb Instore - Pearland Branch2805 Business Center Dr., Pearland, TX 77581November 07, 2007Full Service Brick and Mortar
    303471095Edinburg 107 Branch2205 W. University Drive, Edinburg, TX 78541July 23, 2007Full Service Brick and Mortar
    304471126Alamo Ranch Branch11002 Culebra Rd., San Antonio, TX 78253July 23, 2007Full Service Brick and Mortar
    305473609Fairmont Parkway Branch6210 Fairmont Parkway, Pasadena, TX 77505March 13, 2008Full Service Brick and Mortar
    306473610Del Mar Heb Branch210 W. Del Mar Blvd, Laredo, TX 78041March 03, 2008Full Service Brick and Mortar
    310479843Palms Crossing - Mcallen Branch2900 W. Expressway 83, Mcallen, TX 78501Febuary 22, 2008Full Service Brick and Mortar
    312479845Montrose Branch3939 Montrose, Houston, TX 77006September 19, 2005Full Service Brick and Mortar
    314479847Domain Branch11400 Burnet Rd. Bldg. 46, Austin, TX 78758Febuary 11, 2008Full Service Brick and Mortar
    317482604Houston Branch9710 Katy Freeway, Houston, TX 77055November 07, 2008Full Service Brick and Mortar
    322490957Corpus Christi Branch Flour Bluff1317 Waldron Rd., Corpus Christi, TX 78418March 16, 2009Full Service Brick and Mortar
    323490958Victoria Branch - Heb Instore1505 E. Rio Grande St., Victoria, TX 77901April 08, 2009Full Service Retail
    326491078Penitas Branch - Wal-MartExpressway 83, Penitas, TX 78576April 29, 2009Full Service Retail
    331491608Del Rio - Plaza Del Sol Mall2205 Veterans Blvd., Del Rio, TX 78840May 01, 2009Full Service Brick and Mortar
    334494380Instore Mccreless - Heb Branch4100 S. New Braunfels, San Antonio, TX 78223August 01, 2008Full Service Brick and Mortar
    339501275Austin Branch2817 E. Cesar Chavez Street, Austin, TX 78702January 25, 2010Full Service Brick and Mortar
    340502044Bastrop Branch701 W. Highway 71, Bastrop, TX 78602Febuary 08, 2010Full Service Brick and Mortar

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