Johnson Bank in Racine, Wisconsin (WI), AZ
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Johnson Bank in Racine, Wisconsin (WI), AZ
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Johnson Bank - Overview

  • General
  • FDIC Certificate #: 20296
    Status: Active
    Federal Reserve ID: 58243
    Bank Holding Company (Regulatory Top Holder): Johnson Financial Group, Inc. (RSSDID: 1490701, Location: Racine, WI)
    Date Established: November 12, 1970
    WWW: http://www.johnsonbank.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 56 (Domestic: 55, Foreign: 1, Interstate: Yes)
    OTS Docket #: 9852
    FDIC's unique #: 13970
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: Yes
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: November 12, 1970
    Last Structure Change Effective Date: June 19, 2006
    Last Structure Change Process Date: July 05, 2006
    Last Data Update: July 05, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 555 Main Street, #490, Racine, WI 53403
    County: Racine
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Milwaukee
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Racine, WI (#6600)
    Consolidated Metropolitan Statistical Area (CMSA): Milwaukee-Racine, WI (#63)
    Combined Statistical Area (CSA): Milwaukee-Racine-Waukesha, WI (#376)
    Core Based Statistical Area (CBSA): Racine, WI (#39540)
    CBSA Metro Statistical Area: Racine, WI (#39540)
  • History of Changes
  • Participated in Absorption/Consolidation/Merger
  • Financial Summary
  • Total assets: $4,144.5 mil
    Equity capital: $230.2 mil
    Deposits held in domestic offices: $3,567.4 mil
    Return on assets (ROA): -0.39% (-$16.2 mil)
    Quarterly return on assets: -0.68% (-$28.2 mil)
    Return on Equity (ROE): -7.27% (-$16.7 mil)
    Quarterly return on equity: -12.04% (-$27.7 mil)
    Net income: -$17.2 mil
    Quarterly Net income: -$7.0 mil
    Pretax return on assets: -0.55% (-$22,794.9 mil)
    Quarterly Pretax return on assets: -0.70% (-$29,011.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 901Total employees (full-time equivalent)
  • $4,144,525Total assets
  • $405,978Cash and due from depository institutions
  • $340,198Interest-bearing balances
  • $648,331Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $2,785,401Net loans & leases
  • $121,623Loan loss allowance
  • $0Trading account assets
  • $96,558Bank premises and fixed assets
  • $45,149Other real estate owned
  • $35,690Goodwill and other intangibles
  • $4,144,525Life insurance assets
  • $127,418All other assets
  • $3,914,285Total liabilities and capital
  • $3,567,383Total liabilities
  • $2,625,880Total deposits
  • $3,567,383Interest-bearing deposits
  • $83Deposits held in domestic offices
  • 269391.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $21,987Trading liabilities
  • $25,000Other borrowed funds
  • $30,524Subordinated debt
  • $230,240All other liabilities
  • $230,240Total equity capital
  • $230,240Total bank equity capital
  • $0Perpetual preferred stock
  • $3,500Common stock
  • $297,131Surplus
  • $-70,391Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $91,339Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $163,400Income earned, not collected on loans
  • $0Earning assets
  • $10,905Long-term assets (5+ years)
  • $3,773,930Average Assets, year-to-date
  • $572,704Average Assets, quarterly
  • $4,367,532Volatile liabilities
  • $4,143,461Insider loans
  • $2,836,321FHLB advances
  • $4,239,805Loans and leases held for sale
  • $59,545Unused loan commitments
  • $4,613Tier 1 (core) risk-based capital
  • $207,320Tier 2 risk-based capital
  • $54,932Total risk weighted assets
  • $0Total unused commitments
  • $736,359Restructured Loans and leases
  • $13,863Derivatives
  • $1Total assets and liabilities in foreign offices

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $173,029Total interest income
  • $41,088Total interest expense
  • $131,941Net interest income
  • $42,800Provision for loan and lease losses
  • $38,847Total noninterest income
  • $16,232Fiduciary activities
  • $8,932Service charges on deposit accounts
  • $0Trading account gains & fees
  • $13,683Additional noninterest income
  • $152,007Total noninterest expense
  • $74,435Salaries and employee benefits
  • $22,064Premises and equipment expense
  • $55,508Additional noninterest expense
  • -$24,019Pre-tax net operating income
  • -$174Securities gains (losses)
  • -$6,994Applicable income taxes
  • -$17,199Income before extraordinary items
  • $0Extraordinary gains - net
  • -$17,199Net income attributable to bank
  • $0Net charge-offs
  • -$17,199Cash dividends
  • $171,111Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.36%Yield on earning assets
  • 1.03%Cost of funding earning assets
  • 3.32%Net interest margin
  • 0.98%Noninterest income to earning assets
  • 3.83%Noninterest expense to earning assets
  • -0.39%Net operating income to assets
  • -0.39%Return on assets (ROA)
  • -0.55%Pretax return on assets
  • -7.27%Return on equity (ROE)
  • -7.27%Retained earnings to average equity (YTD only)
  • 5.26%Net charge-offs to loans
  • 25.01%Credit loss provision to net charge-offs
  • 0.11%Efficiency ratio
  • 88,656Assets per employee
  • 4.60%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 4.18%Loss allowance to noncurrent loans
  • 74.43%Noncurrent assets plus other real estate owned to assets
  • 5.03%Noncurrent loans to loans
  • 5.62%Net loans and leases to deposits
  • 78.08%Net loans and leases to core deposits
  • 87.17%Equity capital to assets
  • 5.56%Core capital (leverage) ratio
  • 4.89%Tier 1 risk-based capital ratio
  • 7.31%Total risk-based capital ratio
  • Memoranda
  • $9Average assets
  • $4,367,532Average earning assets
  • $236,503Average equity
  • $3,971,639Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $3,546,477Managed Assets
  • 1Number of Accounts
  • $2,856,306Personal trust and agency accounts
  • $1,366,929Employee benefit-defined contribution accounts
  • $67,472Employee benefit-defined benefit accounts
  • $32,603Other retirement accounts
  • $489,013Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $854,458Other fiduciary accounts
  • $45,831Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 5136Number of Accounts
  • $0Personal trust and agency accounts
  • $445,909Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $690,171Other retirement accounts
  • $36,115Corporate trust and agency accounts
  • $649,741Other fiduciary accounts
  • $4,311Fiduciary accounts held in foreign offices

List of branches

  • 1 Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    55452388George Town BranchElizabethan Square, Po Box 1959, George Town, 0January 01, 1999Full Service Brick and Mortar
  • 5 Arizona Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    4832988Camelback Office 870003131 East Camelback Road, Phoenix, AZ 85016August 22, 1985Full Service Brick and Mortar
    50259298Pinnacle Peak Branch 880008700 East Pinnacle Peak Road, Scottsdale, AZ 85255Febuary 02, 1994Full Service Brick and Mortar
    51259300Gainey Branch 890008700 N. Gainey Center Dr., Ste 100, Scottsdale, AZ 85258October 26, 1998Full Service Brick and Mortar
    54424281Summit Branch 8760032621 North Scottsdale Road, Scottsdale, AZ 85262October 06, 2003Full Service Brick and Mortar
    75481486Deer Valley Branch1902 West Parkside Lane, Phoenix, AZ 85027October 06, 2008Full Service Brick and Mortar
  • 50 Wisconsin Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    013970Johnson Bank555 Main Street, #490, Racine, WI 53403November 12, 1970Full Service Brick and Mortar
    1250678Douglas Branch 320004959 Douglas Avenue, Racine, WI 53402December 07, 1983Full Service Brick and Mortar
    214946Mt. Pleasant Branch 380005901 Durand Avenue, Racine, WI 53406June 03, 1974Full Service Brick and Mortar
    5249208West Branch 360006700 Washington Avenue, Racine, WI 53406August 16, 1984Full Service Brick and Mortar
    7250680Northwestern Branch 330006520 Northwestern Avenue, Racine, WI 53406June 01, 1987Full Service Brick and Mortar
    8250681Wind Point Branch 310004001 Main Street, Wind Point, WI 53402December 15, 1987Full Service Brick and Mortar
    912357Kenosha Midtown Branch 510003928 60th Street, Kenosha, WI 53144December 07, 1961Full Service Brick and Mortar
    11245430Kenosha South Branch 530008046 39th Avenue, Kenosha, WI 53142June 01, 1987Full Service Brick and Mortar
    1316051Mukwonago Branch 710001000 Fox Street, Mukwonago, WI 53149September 04, 1979Full Service Brick and Mortar
    14250682Milwaukee Branch 82000333 East Wisconsin Avenue, Milwaukee, WI 53202September 01, 1992Full Service Brick and Mortar
    15250683Kenosha North Branch 550002729 18th Street, Kenosha, WI 53140October 01, 1992Full Service Brick and Mortar
    16250684Kohler Branch 84000815 Woodlake Road, Kohler, WI 53044December 01, 1993Full Service Brick and Mortar
    17250685Kenosha Main Branch 560007500 Green Bay Road, Kenosha, WI 53142October 02, 1995Full Service Brick and Mortar
    187410Fort Atkinson Branch 73000200 Sherman Avenue West, Fort Atkinson, WI 53538July 24, 1909Full Service Brick and Mortar
    19362230Commercial Markets Branch 390008310 16th Street, Sturtevant, WI 53177August 01, 1998Full Service Brick and Mortar
    203564Janesville Main Office Branch 610001 South Main Street, Janesville, WI 53545October 16, 1855Full Service Brick and Mortar
    221623Holiday Drive Branch 630002021 Holiday Drive, Janesville, WI 53545January 01, 1912Full Service Brick and Mortar
    23207464Wright Road Branch 640001309 Wright Road, Janesville, WI 53546April 04, 1994Full Service Brick and Mortar
    25250687Howe Street Branch 394601525 Howe Street, Racine, WI 53403May 03, 1999Full Service Brick and Mortar
    26250688Waukesha Branch 86000N22 W23991 Ridgeview Pkwy, Waukesha, WI 53188November 02, 1998Full Service Brick and Mortar
    27361031Waxdale Branch 394708311 16th Street, Sturtevant, WI 53177May 15, 2000Full Service Brick and Mortar
    2814605Hayward Branch 1100010631 Ushwy 63, Hayward, WI 54843June 23, 1973Full Service Brick and Mortar
    29252280Hayward Marketplace Branch 1200010514 N. Main Street, Hayward, WI 54843March 01, 1994Full Service Retail
    30252281Rice Lake Marketplace 13000340 South Main Street, Rice Lake, WI 54868April 15, 1999Full Service Retail
    31334297Spooner Loan Production Office Branc329 South River Street, Spooner, WI 54801May 01, 1997Limited Service Loan Production
    32357602Spooner Branch 15000526 North River Street, Spooner, WI 54801June 12, 2000Full Service Brick and Mortar
    33363519Lake Avenue Branch 34430441 Lake Avenue, Racine, WI 53403November 26, 2001Limited Service Facility
    34363520Madison West Branch 66000525 Junction Road, Madison, WI 53717December 13, 2001Full Service Brick and Mortar
    3648165Howard Branch 75000455 Riverdale Drive, Green Bay, WI 54313November 29, 1993Full Service Brick and Mortar
    38365441Burlington Loan Production Office565 Milwaukee Avenue, Burlington, WI 53105November 01, 2002Limited Service Loan Production
    39366271De Pere Branch 76000840 Main Avenue, De Pere, WI 54115October 01, 2002Full Service Brick and Mortar
    41430162Green Bay Downtown Branch 77000318 S. Washington Street, Green Bay, WI 54301January 13, 2004Full Service Brick and Mortar
    42439998Burlington Branch 28000101 West Chestnut Street, Burlington, WI 53105April 01, 2005Full Service Brick and Mortar
    43441121Madison All Saints Branch8202 Highview Drive, Madison, WI 53719January 06, 2005Limited Service Mobile
    44442381Janesville Huntington Branch3801 N. Wright Road, Janesville, WI 53546September 11, 2002Limited Service Mobile
    46449842Appleton Branch 78000222 West College Avenue, Appleton, WI 54919March 01, 2006Full Service Brick and Mortar
    47450681Rice Lake Loan Production Office2021 Cenex Drive, Rice Lake, WI 54868March 22, 2006Limited Service Loan Production
    57454226Franklin Office 81000 Branch3001 W. Rawson Avenue, Franklin, WI 53132August 24, 2005Full Service Brick and Mortar
    59454707Whitefish Bay Branch 790005600 Lake Drive, Suite 101, Whitefish Bay, WI 53217August 16, 2006Full Service Brick and Mortar
    60456016Downtown Madison Branch 67000159 Martin Luther King Jr. Boulevard, Madison, WI 53703October 30, 2006Full Service Brick and Mortar
    61461047Brookview Meadows1740 Condor Lane, Green Bay, WI 54313Febuary 20, 2007Limited Service Mobile
    62464161Parkview Branch5215 Douglas Avenue, Racine, WI 53402May 21, 2007Limited Service Mobile
    66466674St Catherine Commons Branch3524 7th Avenue, Kenosha, WI 53140September 12, 2005Limited Service Mobile
    67466675Lake Oaks Branch1916 Wisconsin Avenue, Racine, WI 53403Febuary 06, 2006Limited Service Mobile
    68466676Strawberry Creek 57000 Branch7401 144th Avenue, Kenosha, WI 53142June 18, 2007Full Service Brick and Mortar
    69467068Rice Lake Main 18000 Branch2019 Cenex Drive, Rice Lake, WI 54868June 01, 2007Full Service Brick and Mortar
    71479850Brookfield Branch 82100 Branch14000 W. North Avenue, Brookfield, WI 53005June 02, 2008Full Service Brick and Mortar
    73479852Janesville Cedar Crest Branch1702 South River Road, Janesville, WI 53545October 03, 2007Limited Service Mobile
    74480040South River Street Branch700 South River Street, Spooner, WI 54801August 04, 2008Full Service Brick and Mortar
    77501642Terrace Drive Madison Branch5201 East Terrace Drive, Madison, WI 53718January 11, 2010Full Service Brick and Mortar

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