McGehee Bank in city_name, state_name - Detailed Financial Reports, Location

McGehee Bank in Mcgehee, Arkansas (AR)
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McGehee Bank routing number info

McGehee Bank - Overview

General
FDIC Certificate #: 11242
Status: Active
Federal Reserve ID: 897648
Bank Holding Company (Regulatory Top Holder): Mcgehee Bank Employee Stock Ownership Plan The (RSSDID: 3487965, Location: Mcgehee, AR)
Date Established: December 06, 1933
WWW: http://www.mcgeheebank.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 5 (Domestic: 5, Interstate: No)
OTS Docket #: 13681
FDIC's unique #: 7174
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 301 North Second Street, Mcgehee, AR 71654
County: Desha
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Little Rock
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $115.5 mil
Equity capital: $17.7 mil
Deposits held in domestic offices: $96.8 mil
Return on assets (ROA): 1.46% ($1.7 mil)
Quarterly return on assets: 1.55% ($1.8 mil)
Return on Equity (ROE): 9.50% ($1.7 mil)
Quarterly return on equity: 10.33% ($1.9 mil)
Net income: $1.6 mil
Quarterly Net income: $0.5 mil
Pretax return on assets: 1.46% ($1,685.8 mil)
Quarterly Pretax return on assets: 1.55% ($1,789.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
33Total employees (full-time equivalent)
$115,468Total assets
$24,451Cash and due from depository institutions
$17,086Interest-bearing balances
$17,701Securities
$10,000Federal funds sold & reverse repurchase agreements
$59,023Net loans & leases
$1,312Loan loss allowance
$0Trading account assets
$568Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$115,468Life insurance assets
$3,725All other assets
$97,752Total liabilities and capital
$96,784Total liabilities
$71,637Total deposits
$96,784Interest-bearing deposits
$77Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$968Subordinated debt
$17,716All other liabilities
$17,716Total equity capital
$17,716Total bank equity capital
$0Perpetual preferred stock
$80Common stock
$2,620Surplus
$15,016Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$1,173Long-term assets (5+ years)
$103,810Average Assets, year-to-date
$8,684Average Assets, quarterly
$111,545Volatile liabilities
$116,695Insider loans
$116,952FHLB advances
$113,665Loans and leases held for sale
$1,325Unused loan commitments
$1,325Tier 1 (core) risk-based capital
$17,669Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$0Restructured Loans and leases
$2,163Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$4,302Total interest income
$482Total interest expense
$3,820Net interest income
$0Provision for loan and lease losses
$886Total noninterest income
$240Fiduciary activities
$232Service charges on deposit accounts
$0Trading account gains & fees
$414Additional noninterest income
$3,079Total noninterest expense
$2,128Salaries and employee benefits
$271Premises and equipment expense
$680Additional noninterest expense
$1,627Pre-tax net operating income
$0Securities gains (losses)
$1Applicable income taxes
$1,626Income before extraordinary items
$0Extraordinary gains - net
$1,626Net income attributable to bank
$0Net charge-offs
$1,626Cash dividends
-$65Sale, conversion, retirement of capital stock, net
$888Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.26%Yield on earning assets
0.48%Cost of funding earning assets
3.79%Net interest margin
0.88%Noninterest income to earning assets
3.05%Noninterest expense to earning assets
1.46%Net operating income to assets
1.46%Return on assets (ROA)
1.46%Pretax return on assets
9.50%Return on equity (ROE)
4.31%Retained earnings to average equity (YTD only)
-0.10%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
65,427Assets per employee
3.50%Cash dividends to net income (YTD only)
Condition Ratios (%)
54.61%Loss allowance to loans
2.17%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
60.98%Net loans and leases to core deposits
66.66%Equity capital to assets
15.34%Core capital (leverage) ratio
15.54%Tier 1 risk-based capital ratio
15.11%Total risk-based capital ratio
Memoranda
$16Average assets
$111,545Average earning assets
$17,123Average equity
$100,919Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$70,732Managed Assets
1Number of Accounts
$17,118Personal trust and agency accounts
$16,357Employee benefit-defined contribution accounts
$761Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
237Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$53,614Other retirement accounts
$30,511Corporate trust and agency accounts
$11,283Other fiduciary accounts
$11,817Fiduciary accounts held in foreign offices

List of branches

5 Arkansas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	7174	Mcgehee Bank	301 North Second Street, Mcgehee, AR 71654	December 06, 1933	Full Service Brick and Mortar
1	224182	Teller's Window Branch	Highway 4, Arkansas City, AR 71630	July 01, 1937	Limited Service Facility
2	224183	Teller's Window Branch	Highway 1, Watson, AR 71674	December 01, 1955	Limited Service Facility
3	224184	Highway 65 Branch	Highway 65 South, Mcgehee, AR 71654	March 18, 1974	Limited Service Facility
4	224185	Mcgehee Branch	Highway 65 North, Tillar, AR 71670	December 14, 1983	Limited Service Facility

McGehee Bank in Mcgehee, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

McGehee Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

McGehee Bank in Mcgehee, Arkansas (AR)Overview, Financial Summary, Detailed Financial Reports, Branches

McGehee Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

McGehee Bank in Mcgehee, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches