Simmons First Bank of South Arkansas in city_name, state_name

Simmons First Bank of South Arkansas in Lake Village, Arkansas (AR)
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Simmons First Bank of South Arkansas routing number info

Simmons First Bank of South Arkansas - Overview

General
FDIC Certificate #: 18590
Status: Active
Federal Reserve ID: 355746
Bank Holding Company (Regulatory Top Holder): Simmons First National Corporation (RSSDID: 1094828, Location: Pine Bluff, AR)
Date Established: September 19, 1962
WWW: http://www.simmonsfirst.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 5 (Domestic: 5, Interstate: No)
FDIC's unique #: 12476
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: September 19, 1962
Last Structure Change Effective Date: December 16, 2010
Last Structure Change Process Date: January 04, 2011
Last Data Update: January 04, 2011
Data Source Date: April 05, 2012
Location
Address: 417 Main Street, Lake Village, AR 71653
County: Chicot
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Little Rock
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
History of Changes
Change in Primary Regulatory Agency
Change in Supervisory Agency
Institution Becomes a Member of FRS (Federal Reserve System)
Financial Summary
Total assets: $190.7 mil
Equity capital: $17.3 mil
Deposits held in domestic offices: $162.7 mil
Return on assets (ROA): 1.53% ($2.9 mil)
Quarterly return on assets: 1.37% ($2.6 mil)
Return on Equity (ROE): 15.93% ($2.7 mil)
Quarterly return on equity: 14.75% ($2.5 mil)
Net income: $2.7 mil
Quarterly Net income: $0.6 mil
Pretax return on assets: 2.23% ($4,253.2 mil)
Quarterly Pretax return on assets: 1.99% ($3,795.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
42Total employees (full-time equivalent)
$190,727Total assets
$49,117Cash and due from depository institutions
$41,737Interest-bearing balances
$50,907Securities
$0Federal funds sold & reverse repurchase agreements
$81,168Net loans & leases
$1,529Loan loss allowance
$0Trading account assets
$3,357Bank premises and fixed assets
$0Other real estate owned
$1,357Goodwill and other intangibles
$190,727Life insurance assets
$4,821All other assets
$173,476Total liabilities and capital
$162,715Total liabilities
$111,111Total deposits
$162,715Interest-bearing deposits
$91Deposits held in domestic offices
1625.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$7,985Trading liabilities
$0Other borrowed funds
$1,151Subordinated debt
$17,251All other liabilities
$17,251Total equity capital
$17,251Total bank equity capital
$0Perpetual preferred stock
$15Common stock
$5,105Surplus
$12,131Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$63Income earned, not collected on loans
$0Earning assets
$1,242Long-term assets (5+ years)
$173,812Average Assets, year-to-date
$36,628Average Assets, quarterly
$176,418Volatile liabilities
$185,255Insider loans
$95,498FHLB advances
$190,296Loans and leases held for sale
$2,209Unused loan commitments
$1,793Tier 1 (core) risk-based capital
$16,255Tier 2 risk-based capital
$0Total risk weighted assets
$416Total unused commitments
$23,216Restructured Loans and leases
$7,256Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$6,477Total interest income
$992Total interest expense
$5,485Net interest income
$197Provision for loan and lease losses
$2,228Total noninterest income
$0Fiduciary activities
$1,721Service charges on deposit accounts
$0Trading account gains & fees
$507Additional noninterest income
$3,574Total noninterest expense
$2,059Salaries and employee benefits
$472Premises and equipment expense
$1,043Additional noninterest expense
$3,942Pre-tax net operating income
$0Securities gains (losses)
$1,246Applicable income taxes
$2,696Income before extraordinary items
$0Extraordinary gains - net
$2,696Net income attributable to bank
$0Net charge-offs
$2,696Cash dividends
$134Sale, conversion, retirement of capital stock, net
$1,995Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.13%Yield on earning assets
0.63%Cost of funding earning assets
3.50%Net interest margin
1.42%Noninterest income to earning assets
2.28%Noninterest expense to earning assets
1.53%Net operating income to assets
1.53%Return on assets (ROA)
2.23%Pretax return on assets
15.93%Return on equity (ROE)
4.14%Retained earnings to average equity (YTD only)
0.15%Net charge-offs to loans
147.01%Credit loss provision to net charge-offs
30.89%Efficiency ratio
46,273Assets per employee
4.54%Cash dividends to net income (YTD only)
Condition Ratios (%)
74.00%Loss allowance to loans
1.85%Loss allowance to noncurrent loans
2426.98%Noncurrent assets plus other real estate owned to assets
0.03%Noncurrent loans to loans
0.08%Net loans and leases to deposits
49.88%Net loans and leases to core deposits
53.34%Equity capital to assets
9.04%Core capital (leverage) ratio
8.54%Tier 1 risk-based capital ratio
17.02%Total risk-based capital ratio
Memoranda
$18Average assets
$176,418Average earning assets
$16,921Average equity
$156,819Average loans

List of branches

5 Arkansas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	12476	Simmons First Bank Of South Arkansas	417 Main Street, Lake Village, AR 71653	September 19, 1962	Full Service Brick and Mortar
1	264408	Dermott Branch	108 East Speedway, Dermott, AR 71638	January 01, 1920	Full Service Brick and Mortar
2	14841	Simmons First Bank Of Dumas Branch	Highway 65 Near Highway 54, Dumas, AR 71639	March 04, 1974	Full Service Brick and Mortar
3	45523	Monticello Branch	Main Street, Monticello, AR 71655	July 27, 1989	Full Service Brick and Mortar
4	419446	Lake Village Highway Branch	728 Highway 65 & 82 South, Lake Village, AR 71653	July 17, 2002	Full Service Brick and Mortar

Simmons First Bank of South Arkansas in Lake Village, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

Simmons First Bank of South Arkansas - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Simmons First Bank of South Arkansas in Lake Village, Arkansas (AR)Overview, Financial Summary, Detailed Financial Reports, Branches

Simmons First Bank of South Arkansas - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Simmons First Bank of South Arkansas in Lake Village, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches