The First National Bank of McGehee in city_name, state_name

The First National Bank of McGehee in Mcgehee, Arkansas (AR)
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The First National Bank of McGehee routing number info

The First National Bank of McGehee - Overview

General
FDIC Certificate #: 21379
Status: Active
Federal Reserve ID: 78241
Bank Holding Company (Regulatory Top Holder): First National Financial Corporation (RSSDID: 3386880, Location: Mcgehee, AR)
Date Established: January 02, 1974
WWW: http://www.fnbmcgehee.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 14790
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: No
Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
Date of Deposit Insurance: January 02, 1974
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 500 North Second Street, Mcgehee, AR 71654
County: Desha
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Little Rock
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $54.1 mil
Equity capital: $6.5 mil
Deposits held in domestic offices: $47.5 mil
Return on assets (ROA): 0.64% ($0.3 mil)
Quarterly return on assets: 0.90% ($0.5 mil)
Return on Equity (ROE): 5.19% ($0.3 mil)
Quarterly return on equity: 7.39% ($0.4 mil)
Net income: $0.3 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 0.61% ($330.3 mil)
Quarterly Pretax return on assets: 0.75% ($406.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
19Total employees (full-time equivalent)
$54,147Total assets
$1,904Cash and due from depository institutions
$106Interest-bearing balances
$26,427Securities
$5,100Federal funds sold & reverse repurchase agreements
$19,158Net loans & leases
$449Loan loss allowance
$0Trading account assets
$688Bank premises and fixed assets
$82Other real estate owned
$0Goodwill and other intangibles
$54,147Life insurance assets
$788All other assets
$47,696Total liabilities and capital
$47,462Total liabilities
$33,672Total deposits
$47,462Interest-bearing deposits
$91Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$234Subordinated debt
$6,451All other liabilities
$6,451Total equity capital
$6,451Total bank equity capital
$0Perpetual preferred stock
$340Common stock
$340Surplus
$5,771Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$2,852Income earned, not collected on loans
$88Earning assets
$348Long-term assets (5+ years)
$50,791Average Assets, year-to-date
$20,705Average Assets, quarterly
$51,030Volatile liabilities
$53,509Insider loans
$25,806FHLB advances
$53,665Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$6,153Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$3,960Restructured Loans and leases
$461Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$2,002Total interest income
$344Total interest expense
$1,658Net interest income
$100Provision for loan and lease losses
$234Total noninterest income
$1Fiduciary activities
$212Service charges on deposit accounts
$0Trading account gains & fees
$21Additional noninterest income
$1,488Total noninterest expense
$811Salaries and employee benefits
$169Premises and equipment expense
$508Additional noninterest expense
$304Pre-tax net operating income
$8Securities gains (losses)
-$15Applicable income taxes
$327Income before extraordinary items
$0Extraordinary gains - net
$327Net income attributable to bank
$0Net charge-offs
$327Cash dividends
$74Sale, conversion, retirement of capital stock, net
$196Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.23%Yield on earning assets
0.73%Cost of funding earning assets
3.51%Net interest margin
0.49%Noninterest income to earning assets
3.15%Noninterest expense to earning assets
0.63%Net operating income to assets
0.64%Return on assets (ROA)
0.61%Pretax return on assets
5.19%Return on equity (ROE)
2.08%Retained earnings to average equity (YTD only)
0.35%Net charge-offs to loans
135.14%Credit loss provision to net charge-offs
5.46%Efficiency ratio
78,647Assets per employee
2.85%Cash dividends to net income (YTD only)
Condition Ratios (%)
59.94%Loss allowance to loans
2.29%Loss allowance to noncurrent loans
15.74%Noncurrent assets plus other real estate owned to assets
5.42%Noncurrent loans to loans
14.55%Net loans and leases to deposits
40.36%Net loans and leases to core deposits
41.25%Equity capital to assets
11.91%Core capital (leverage) ratio
11.47%Tier 1 risk-based capital ratio
23.84%Total risk-based capital ratio
Memoranda
$25Average assets
$51,030Average earning assets
$6,304Average equity
$47,280Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$23Managed Assets
1Number of Accounts
$23Personal trust and agency accounts
$23Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
1Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

2 Arkansas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	14790	The First National Bank Of Mcgehee	500 North Second Street, Mcgehee, AR 71654	January 02, 1974	Full Service Brick and Mortar
1	252787	Mcgehee Branch	703 Ushwy 65 N., Mcgehee, AR 71654	December 30, 1997	Full Service Brick and Mortar

The First National Bank of McGehee in Mcgehee, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

The First National Bank of McGehee - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

The First National Bank of McGehee in Mcgehee, Arkansas (AR)Overview, Financial Summary, Detailed Financial Reports, Branches

The First National Bank of McGehee - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

The First National Bank of McGehee in Mcgehee, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches