FDIC Certificate #: 58342 Status: Active Federal Reserve ID: 3599578 Date Established: May 10, 2007 WWW:http://www.bankoasis.com Trust Powers Granted: No Bank Charter Class: Savings banks, state charter, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 446817 Numeric code: 41 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) FDIC Insured: Yes Insured Savings Institution: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Mortgage Lending Specialization Date of Deposit Insurance: May 10, 2007 Last Structure Change Effective Date: Febuary 10, 2010 Last Structure Change Process Date: Febuary 10, 2011 Last Data Update: Febuary 10, 2011 Data Source Date: April 05, 2012
Location
Address: 1800 West Loop South, 13th Floor, Houston, TX 77027 County: Harris Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Houston Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): Houston, TX (#3360) Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42) Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288) Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420) CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
Financial Summary
Total assets: $81.3 mil Equity capital: $9.5 mil Deposits held in domestic offices: $70.2 mil Return on assets (ROA): 1.06% ($0.9 mil) Quarterly return on assets: 1.17% ($0.9 mil) Return on Equity (ROE): 9.43% ($0.9 mil) Quarterly return on equity: 10.08% ($1.0 mil) Net income: $0.9 mil Quarterly Net income: $0.2 mil Pretax return on assets: 0.77% ($625.9 mil) Quarterly Pretax return on assets: 0.58% ($471.5 mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
14Total employees (full-time equivalent)
$81,288Total assets
$18,881Cash and due from depository institutions
$16,081Interest-bearing balances
$2,441Securities
$1,095Federal funds sold & reverse repurchase agreements
$57,838Net loans & leases
$602Loan loss allowance
$0Trading account assets
$79Bank premises and fixed assets
$96Other real estate owned
$0Goodwill and other intangibles
$81,288Life insurance assets
$858All other assets
$71,763Total liabilities and capital
$70,185Total liabilities
$61,428Total deposits
$70,185Interest-bearing deposits
$95Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$1,290Trading liabilities
$0Other borrowed funds
$288Subordinated debt
$9,525All other liabilities
$9,525Total equity capital
$9,525Total bank equity capital
$0Perpetual preferred stock
$1,341Common stock
$12,259Surplus
$-4,075Undivided profits
Memoranda
$0Noncurrent loans and leases
$295Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$324Long-term assets (5+ years)
$77,455Average Assets, year-to-date
$1,907Average Assets, quarterly
$80,256Volatile liabilities
$81,166Insider loans
$41,143FHLB advances
$80,904Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$9,530Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$26Restructured Loans and leases
$512Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$4,188Total interest income
$770Total interest expense
$3,418Net interest income
$81Provision for loan and lease losses
$232Total noninterest income
$0Fiduciary activities
$67Service charges on deposit accounts
$0Trading account gains & fees
$165Additional noninterest income
$2,955Total noninterest expense
$1,328Salaries and employee benefits
$283Premises and equipment expense
$1,344Additional noninterest expense
$614Pre-tax net operating income
$0Securities gains (losses)
-$240Applicable income taxes
$854Income before extraordinary items
$0Extraordinary gains - net
$854Net income attributable to bank
$0Net charge-offs
$854Cash dividends
$101Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
5.45%Yield on earning assets
1.00%Cost of funding earning assets
4.45%Net interest margin
0.30%Noninterest income to earning assets
3.84%Noninterest expense to earning assets
1.06%Net operating income to assets
1.06%Return on assets (ROA)
0.77%Pretax return on assets
9.43%Return on equity (ROE)
9.43%Retained earnings to average equity (YTD only)
0.17%Net charge-offs to loans
80.20%Credit loss provision to net charge-offs
6.88%Efficiency ratio
80,959Assets per employee
5.81%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.03%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.12%Noncurrent loans to loans
0.00%Net loans and leases to deposits
82.41%Net loans and leases to core deposits
127.62%Equity capital to assets
11.72%Core capital (leverage) ratio
11.78%Tier 1 risk-based capital ratio
23.16%Total risk-based capital ratio
Memoranda
$24Average assets
$80,256Average earning assets
$9,056Average equity
$76,857Average loans
List of branches
1 Texas Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
446817
Oasis Bank, Ssb
1800 West Loop South, 13th Floor, Houston, TX 77027
May 10, 2007
Full Service Brick and Mortar
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Oasis Bank, SSB.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: