The Fidelity Deposit and Discount Bank in city_name, state_name

The Fidelity Deposit and Discount Bank in Dunmore, Pennsylvania (PA)
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The Fidelity Deposit and Discount Bank routing number info

The Fidelity Deposit and Discount Bank - Overview

General
FDIC Certificate #: 11868
Status: Active
Federal Reserve ID: 1007819
Bank Holding Company (Regulatory Top Holder): Fidelity D&D Bancorp, Inc. (RSSDID: 2858773, Location: Dunmore, PA)
Date Established: May 11, 1903
WWW: http://www.bankatfidelity.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 14 (Domestic: 14, Interstate: No)
OTS Docket #: 11124
FDIC's unique #: 7582
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: January 21, 2011
Last Structure Change Process Date: January 21, 2011
Last Data Update: January 21, 2011
Data Source Date: April 05, 2012
Location
Address: Blakely And Drinker Streets, Dunmore, PA 18512
County: Lackawanna
Quarterly Banking Profile Region: New York
FDIC Geographic Region: New York
FDIC Supervisory Region: New York
FDIC Field Office: Philadelphia
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Metropolitan Statistical Area (MSA): Scranton--Wilkes-Barre--Hazleton, PA (#7560)
Core Based Statistical Area (CBSA): Scranton-Wilkes-Barre, PA (#42540)
CBSA Metro Statistical Area: Scranton-Wilkes-Barre, PA (#42540)
Financial Summary
Total assets: $606.3 mil
Equity capital: $53.3 mil
Deposits held in domestic offices: $515.8 mil
Return on assets (ROA): 0.88% ($5.3 mil)
Quarterly return on assets: 0.80% ($4.8 mil)
Return on Equity (ROE): 10.49% ($5.6 mil)
Quarterly return on equity: 9.39% ($5.0 mil)
Net income: $5.2 mil
Quarterly Net income: $1.2 mil
Pretax return on assets: 1.17% ($7,093.8 mil)
Quarterly Pretax return on assets: 1.07% ($6,487.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
161Total employees (full-time equivalent)
$606,309Total assets
$52,165Cash and due from depository institutions
$37,007Interest-bearing balances
$108,105Securities
$0Federal funds sold & reverse repurchase agreements
$402,923Net loans & leases
$8,108Loan loss allowance
$0Trading account assets
$13,802Bank premises and fixed assets
$1,169Other real estate owned
$800Goodwill and other intangibles
$606,309Life insurance assets
$27,345All other assets
$553,056Total liabilities and capital
$515,805Total liabilities
$419,647Total deposits
$515,805Interest-bearing deposits
$80Deposits held in domestic offices
9507.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$21,000Trading liabilities
$0Other borrowed funds
$6,744Subordinated debt
$53,253All other liabilities
$53,253Total equity capital
$53,253Total bank equity capital
$0Perpetual preferred stock
$1,410Common stock
$7,388Surplus
$44,455Undivided profits
Memoranda
$0Noncurrent loans and leases
$4,537Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$14,227Income earned, not collected on loans
$379Earning assets
$2,082Long-term assets (5+ years)
$548,035Average Assets, year-to-date
$297,393Average Assets, quarterly
$594,074Volatile liabilities
$612,696Insider loans
$451,762FHLB advances
$606,545Loans and leases held for sale
$9,740Unused loan commitments
$9,740Tier 1 (core) risk-based capital
$52,725Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$78,983Restructured Loans and leases
$3,193Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$26,306Total interest income
$4,761Total interest expense
$21,545Net interest income
$1,800Provision for loan and lease losses
$5,058Total noninterest income
$420Fiduciary activities
$1,800Service charges on deposit accounts
$0Trading account gains & fees
$2,838Additional noninterest income
$17,631Total noninterest expense
$8,762Salaries and employee benefits
$3,546Premises and equipment expense
$5,323Additional noninterest expense
$7,172Pre-tax net operating income
-$210Securities gains (losses)
$1,734Applicable income taxes
$5,228Income before extraordinary items
$0Extraordinary gains - net
$5,228Net income attributable to bank
$0Net charge-offs
$5,228Cash dividends
$1,590Sale, conversion, retirement of capital stock, net
$1,044Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.91%Yield on earning assets
0.89%Cost of funding earning assets
4.02%Net interest margin
0.94%Noninterest income to earning assets
3.29%Noninterest expense to earning assets
0.91%Net operating income to assets
0.88%Return on assets (ROA)
1.17%Pretax return on assets
10.49%Return on equity (ROE)
8.40%Retained earnings to average equity (YTD only)
0.39%Net charge-offs to loans
113.21%Credit loss provision to net charge-offs
5.64%Efficiency ratio
66,274Assets per employee
3.77%Cash dividends to net income (YTD only)
Condition Ratios (%)
19.97%Loss allowance to loans
1.97%Loss allowance to noncurrent loans
56.99%Noncurrent assets plus other real estate owned to assets
2.71%Noncurrent loans to loans
3.46%Net loans and leases to deposits
78.12%Net loans and leases to core deposits
81.95%Equity capital to assets
8.78%Core capital (leverage) ratio
8.69%Tier 1 risk-based capital ratio
11.67%Total risk-based capital ratio
Memoranda
$13Average assets
$594,074Average earning assets
$49,826Average equity
$536,071Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$186,894Managed Assets
1Number of Accounts
$75,387Personal trust and agency accounts
$47,816Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$3,139Corporate trust and agency accounts
$12,221Investment management agency accounts
$10,571Other fiduciary accounts
$1,640Fiduciary accounts held in foreign offices
$0Non-managed Assets
228Number of Accounts
$0Personal trust and agency accounts
$3,139Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$111,507Other retirement accounts
$3,025Corporate trust and agency accounts
$0Other fiduciary accounts
$1,591Fiduciary accounts held in foreign offices

List of branches

14 Pennsylvania Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	7582	The Fidelity Deposit And Discount Ba	Blakely And Drinker Streets, Dunmore, PA 18512	May 11, 1903	Full Service Brick and Mortar
1	225851	Dunmore Branch	Industrial Park Drive, Dunmore, PA 18512	June 04, 1982	Full Service Brick and Mortar
2	225852	Green Ridge Branch	111 Green Ridge Street, Scranton, PA 18509	October 01, 1988	Full Service Brick and Mortar
4	225854	Morgan Highway Branch	Morgan Highway, State Route 307, Clarks Summit, PA 18411	December 04, 1995	Full Service Brick and Mortar
7	225857	Trust Department	Blakely & Drinker Streets, Dunmore, PA 18512	September 03, 1997	Limited Service Trust
8	225858	801 Wyoming Avenue Branch	801 Wyoming Avenue, West Pittston, PA 18643	Febuary 09, 1999	Full Service Brick and Mortar
9	225859	North Washington Avenue Branch	338 North Washington Avenue, Scranton, PA 18503	March 15, 1999	Full Service Brick and Mortar
10	225860	Moosic Branch	4010 Birney Ave, Moosic, PA 18507	May 17, 1999	Full Service Brick and Mortar
11	357600	Peckville Branch	1598 Main Street, Peckville, PA 18452	March 01, 2000	Full Service Brick and Mortar
13	360026	247 Wyoming Avenue Branch	247 Wyoming Avenue, Kingston, PA 18704	April 16, 2001	Full Service Brick and Mortar
14	419641	Eynon Office Branch	511 Scranton-Carbondale Highway, Eynon, PA 18403	July 17, 2002	Full Service Brick and Mortar
15	452400	Call Center Branch	338. N Washington Ave, Scranton, PA 18503	August 01, 2005	Full Service Cyber
16	480387	West Scranton Branch	400 South Main Avenue, Scranton, PA 18504	August 11, 2008	Full Service Brick and Mortar
17	499960	Clarks Summit State Hospital Branch	1451 Hillside Drive, Clarks Summit, PA 18411	March 02, 1998	Limited Service Mobile

The Fidelity Deposit and Discount Bank in Dunmore, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

The Fidelity Deposit and Discount Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

The Fidelity Deposit and Discount Bank in Dunmore, Pennsylvania (PA)Overview, Financial Summary, Detailed Financial Reports, Branches

The Fidelity Deposit and Discount Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

The Fidelity Deposit and Discount Bank in Dunmore, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches