The First National Bank of Wynne in Wynne, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches


The First National Bank of Wynne - Overview

  • General
  • FDIC Certificate #: 3897
    Status: Active
    Federal Reserve ID: 988845
    Bank Holding Company (Regulatory Top Holder): First National Corporation Of Wynne (RSSDID: 1132159, Location: Wynne, AR)
    Date Established: December 03, 1915
    WWW: http://www.fnbwynne.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 6 (Domestic: 6, Interstate: No)
    OTS Docket #: 12242
    FDIC's unique #: 2543
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 528 East Merriman Avenue, Wynne, AR 72396
    County: Cross
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Memphis
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $259.8 mil
    Equity capital: $34.4 mil
    Deposits held in domestic offices: $224.3 mil
    Return on assets (ROA): 0.68% ($1.8 mil)
    Quarterly return on assets: 0.70% ($1.8 mil)
    Return on Equity (ROE): 5.34% ($1.8 mil)
    Quarterly return on equity: 5.26% ($1.8 mil)
    Net income: $1.8 mil
    Quarterly Net income: $0.5 mil
    Pretax return on assets: 0.86% ($2,234.2 mil)
    Quarterly Pretax return on assets: 0.78% ($2,026.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 73Total employees (full-time equivalent)
  • $259,791Total assets
  • $39,562Cash and due from depository institutions
  • $8,519Interest-bearing balances
  • $73,314Securities
  • $3,000Federal funds sold & reverse repurchase agreements
  • $125,600Net loans & leases
  • $1,650Loan loss allowance
  • $0Trading account assets
  • $3,777Bank premises and fixed assets
  • $409Other real estate owned
  • $6,665Goodwill and other intangibles
  • $259,791Life insurance assets
  • $7,464All other assets
  • $225,380Total liabilities and capital
  • $224,298Total liabilities
  • $173,350Total deposits
  • $224,298Interest-bearing deposits
  • $88Deposits held in domestic offices
  • 686.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $396Subordinated debt
  • $34,411All other liabilities
  • $34,411Total equity capital
  • $34,411Total bank equity capital
  • $0Perpetual preferred stock
  • $1Common stock
  • $20,304Surplus
  • $14,106Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,904Income earned, not collected on loans
  • $16Earning assets
  • $2,037Long-term assets (5+ years)
  • $210,433Average Assets, year-to-date
  • $57,448Average Assets, quarterly
  • $259,674Volatile liabilities
  • $257,352Insider loans
  • $172,973FHLB advances
  • $253,409Loans and leases held for sale
  • $2,326Unused loan commitments
  • $2,326Tier 1 (core) risk-based capital
  • $27,387Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $45,995Restructured Loans and leases
  • $10,046Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $10,775Total interest income
  • $1,809Total interest expense
  • $8,966Net interest income
  • $912Provision for loan and lease losses
  • $1,956Total noninterest income
  • $101Fiduciary activities
  • $1,064Service charges on deposit accounts
  • $0Trading account gains & fees
  • $791Additional noninterest income
  • $7,900Total noninterest expense
  • $4,016Salaries and employee benefits
  • $1,008Premises and equipment expense
  • $2,876Additional noninterest expense
  • $2,110Pre-tax net operating income
  • $136Securities gains (losses)
  • $472Applicable income taxes
  • $1,774Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,774Net income attributable to bank
  • $0Net charge-offs
  • $1,774Cash dividends
  • $1,482Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.01%Yield on earning assets
  • 0.84%Cost of funding earning assets
  • 4.17%Net interest margin
  • 0.91%Noninterest income to earning assets
  • 3.67%Noninterest expense to earning assets
  • 0.64%Net operating income to assets
  • 0.68%Return on assets (ROA)
  • 0.86%Pretax return on assets
  • 5.34%Return on equity (ROE)
  • 5.34%Retained earnings to average equity (YTD only)
  • 1.10%Net charge-offs to loans
  • 61.54%Credit loss provision to net charge-offs
  • 2.04%Efficiency ratio
  • 70,024Assets per employee
  • 3.56%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.30%Loss allowance to noncurrent loans
  • 86.66%Noncurrent assets plus other real estate owned to assets
  • 0.89%Noncurrent loans to loans
  • 1.50%Net loans and leases to deposits
  • 56.00%Net loans and leases to core deposits
  • 59.32%Equity capital to assets
  • 13.25%Core capital (leverage) ratio
  • 10.81%Tier 1 risk-based capital ratio
  • 15.83%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $259,674Average earning assets
  • $33,195Average equity
  • $214,995Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $13,254Managed Assets
  • 1Number of Accounts
  • $9,567Personal trust and agency accounts
  • $5,859Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $3,708Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 39Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $3,687Other retirement accounts
  • $3,439Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $248Fiduciary accounts held in foreign offices

List of branches

  • 6 Arkansas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    02543The First National Bank Of Wynne528 East Merriman Avenue, Wynne, AR 72396December 03, 1915Full Service Brick and Mortar
    3189281Cherry Valley Branch3251 Highway 42w, Cherry Valley, AR 72324November 14, 1988Full Service Brick and Mortar
    4288201Forrest City Branch810 North Washington, Forrest City, AR 72335December 05, 1986Full Service Brick and Mortar
    5364681Harrisburg Branch605 N Illinois, Suite 2, Harrisburg, AR 72432July 30, 2001Full Service Retail
    6448790Harrisburg Branch201 East Jackson, Harrisburg, AR 72432January 17, 2006Full Service Brick and Mortar
    7479630Ridgeview Branch806 Highway 64e, Wynne, AR 72396September 17, 2007Full Service Brick and Mortar
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