The Monroe County Bank in Monroeville, Alabama (AL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 01, 2004

The Monroe County Bank in Monroeville, Alabama (AL)
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The Monroe County Bank - Overview

General
FDIC Certificate #: 9611
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: BankTrust (#26607)
Federal Reserve ID: 506230
Date Established: January 01, 1904
WWW: http://www.monroebk.com
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Interstate: No)
FDIC's unique #: 6139
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: May 01, 2004
Last Structure Change Process Date: July 06, 2004
Last Data Update: July 06, 2004
Data Source Date: April 05, 2012
Location
Address: 129 Hines Street, Monroeville, AL 36461
County: Monroe
Quarterly Banking Profile Region: Atlanta
FDIC Geographic Region: Atlanta
FDIC Supervisory Region: Atlanta
FDIC Field Office: Montgomery
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Financial Summary
Total assets: $126.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)

Dollar figures in thousands
31Total employees (full-time equivalent)
$126,577Total assets
$3,787Cash and due from depository institutions
$0Interest-bearing balances
$70,178Securities
$1,382Federal funds sold & reverse repurchase agreements
$44,504Net loans & leases
$688Loan loss allowance
$0Trading account assets
$1,415Bank premises and fixed assets
$0Other real estate owned
$3,981Goodwill and other intangibles
$0Life insurance assets
$1,330All other assets
$126,577Total liabilities and capital
$111,106Total liabilities
$109,223Total deposits
$92,576Interest-bearing deposits
$109,223Deposits held in domestic offices
0.00%% insured (estimated)
$745Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$1,138All other liabilities
$15,471Total equity capital
$15,471Total bank equity capital
$15,471Perpetual preferred stock
$0Common stock
$1Surplus
$19,235Undivided profits
Memoranda
$-3,765Noncurrent loans and leases
$10,432Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$5Earning assets
$0Long-term assets (5+ years)
$767Average Assets, year-to-date
$116,064Average Assets, quarterly
$52,244Volatile liabilities
$130,445Insider loans
$126,918FHLB advances
$14,764Loans and leases held for sale
$2,945Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$10,432Total unused commitments
$0Restructured Loans and leases
$688Derivatives

Income and Expense (December 31, 2003)

Dollar figures in thousands
$5,315Total interest income
$1,480Total interest expense
$3,835Net interest income
$0Provision for loan and lease losses
$794Total noninterest income
$0Fiduciary activities
$481Service charges on deposit accounts
$0Trading account gains & fees
$313Additional noninterest income
$2,321Total noninterest expense
$1,371Salaries and employee benefits
$320Premises and equipment expense
$630Additional noninterest expense
$2,308Pre-tax net operating income
$169Securities gains (losses)
$601Applicable income taxes
$1,876Income before extraordinary items
$0Extraordinary gains - net
$1,876Net income attributable to bank
$0Net charge-offs
$0Cash dividends
-$4Sale, conversion, retirement of capital stock, net
$4,525Net operating income

Performance and Condition Ratios (December 31, 2003)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.41%Yield on earning assets
1.23%Cost of funding earning assets
3.18%Net interest margin
0.66%Noninterest income to earning assets
1.93%Noninterest expense to earning assets
1.34%Net operating income to assets
1.44%Return on assets (ROA)
1.90%Pretax return on assets
10.37%Return on equity (ROE)
-14.65%Retained earnings to average equity (YTD only)
-0.01%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
50,140Assets per employee
4.08%Cash dividends to net income (YTD only)
Condition Ratios (%)
241.20%Loss allowance to loans
1.52%Loss allowance to noncurrent loans
13760.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.01%Net loans and leases to deposits
40.75%Net loans and leases to core deposits
46.75%Equity capital to assets
12.22%Core capital (leverage) ratio
8.72%Tier 1 risk-based capital ratio
13.88%Total risk-based capital ratio
Memoranda
$15Average assets
$130,445Average earning assets
$18,083Average equity
$120,558Average loans

1

Alyssa Westerfield

Apr 29, 2023 @ 6:18 pm

I had CDs left At this bank how do I find them now ..

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