The National Bank of Indianapolis in Indianapolis, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • The National Bank of Indianapolis in Indianapolis, Indiana (IN)
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The National Bank of Indianapolis routing number info

The National Bank of Indianapolis - Overview

  • General
  • FDIC Certificate #: 33860
    Status: Active
    Federal Reserve ID: 2132941
    Bank Holding Company (Regulatory Top Holder): National Bank Of Indianapolis Corporation, The (RSSDID: 2149622, Location: Indianapolis, IN)
    Date Established: December 08, 1993
    WWW: http://www.nbofi.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 13 (Domestic: 12, Foreign: 1, Interstate: No)
    OTS Docket #: 13754
    FDIC's unique #: 48168
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: Yes
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: December 08, 1993
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 107 North Pennsylvania Street, Indianapolis, IN 46204
    County: Marion
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Indianapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Indianapolis, IN (#3480)
    Combined Statistical Area (CSA): Indianapolis-Anderson-Columbus, IN (#294)
    Core Based Statistical Area (CBSA): Indianapolis-Carmel, IN (#26900)
    CBSA Metro Statistical Area: Indianapolis-Carmel, IN (#26900)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $1,454.7 mil
    Equity capital: $99.8 mil
    Deposits held in domestic offices: $1,217.5 mil
    Return on assets (ROA): 0.53% ($7.7 mil)
    Quarterly return on assets: 0.49% ($7.1 mil)
    Return on Equity (ROE): 8.18% ($8.2 mil)
    Quarterly return on equity: 7.22% ($7.2 mil)
    Net income: $7.8 mil
    Quarterly Net income: $1.8 mil
    Pretax return on assets: 0.72% ($10,473.7 mil)
    Quarterly Pretax return on assets: 0.62% ($9,019.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 274Total employees (full-time equivalent)
  • $1,454,686Total assets
  • $192,424Cash and due from depository institutions
  • $159,290Interest-bearing balances
  • $254,283Securities
  • $3,911Federal funds sold & reverse repurchase agreements
  • $939,343Net loans & leases
  • $14,242Loan loss allowance
  • $0Trading account assets
  • $26,093Bank premises and fixed assets
  • $7,575Other real estate owned
  • $1,455Goodwill and other intangibles
  • $1,454,686Life insurance assets
  • $29,602All other assets
  • $1,354,913Total liabilities and capital
  • $1,246,231Total liabilities
  • $986,051Total deposits
  • $1,217,544Interest-bearing deposits
  • $46Deposits held in domestic offices
  • 95585.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $5,000Other borrowed funds
  • $8,097Subordinated debt
  • $99,773All other liabilities
  • $99,773Total equity capital
  • $99,773Total bank equity capital
  • $0Perpetual preferred stock
  • $1,320Common stock
  • $30,730Surplus
  • $67,723Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $23,733Income earned, not collected on loans
  • $0Earning assets
  • $4,403Long-term assets (5+ years)
  • $1,356,827Average Assets, year-to-date
  • $112,135Average Assets, quarterly
  • $1,455,741Volatile liabilities
  • $1,468,436Insider loans
  • $1,020,219FHLB advances
  • $1,486,642Loans and leases held for sale
  • $12,278Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $96,063Tier 2 risk-based capital
  • $12,278Total risk weighted assets
  • $0Total unused commitments
  • $350,788Restructured Loans and leases
  • $38,790Derivatives
  • $339Total assets and liabilities in foreign offices

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $47,909Total interest income
  • $5,685Total interest expense
  • $42,224Net interest income
  • $3,824Provision for loan and lease losses
  • $14,289Total noninterest income
  • $6,193Fiduciary activities
  • $2,790Service charges on deposit accounts
  • $0Trading account gains & fees
  • $5,306Additional noninterest income
  • $42,241Total noninterest expense
  • $26,082Salaries and employee benefits
  • $3,692Premises and equipment expense
  • $12,467Additional noninterest expense
  • $10,448Pre-tax net operating income
  • $45Securities gains (losses)
  • $2,718Applicable income taxes
  • $7,775Income before extraordinary items
  • $0Extraordinary gains - net
  • $7,775Net income attributable to bank
  • $0Net charge-offs
  • $7,775Cash dividends
  • $4,716Sale, conversion, retirement of capital stock, net
  • $1,423Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 3.53%Yield on earning assets
  • 0.42%Cost of funding earning assets
  • 3.11%Net interest margin
  • 1.05%Noninterest income to earning assets
  • 3.11%Noninterest expense to earning assets
  • 0.53%Net operating income to assets
  • 0.53%Return on assets (ROA)
  • 0.72%Pretax return on assets
  • 8.18%Return on equity (ROE)
  • 6.68%Retained earnings to average equity (YTD only)
  • 0.51%Net charge-offs to loans
  • 81.09%Credit loss provision to net charge-offs
  • 3.03%Efficiency ratio
  • 74,746Assets per employee
  • 5.31%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 18.30%Loss allowance to loans
  • 1.49%Loss allowance to noncurrent loans
  • 60.01%Noncurrent assets plus other real estate owned to assets
  • 2.15%Noncurrent loans to loans
  • 2.49%Net loans and leases to deposits
  • 75.37%Net loans and leases to core deposits
  • 80.17%Equity capital to assets
  • 6.86%Core capital (leverage) ratio
  • 6.46%Tier 1 risk-based capital ratio
  • 9.42%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $1,455,741Average earning assets
  • $95,022Average equity
  • $1,356,552Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $1,208,174Managed Assets
  • 1Number of Accounts
  • $739,058Personal trust and agency accounts
  • $195,413Employee benefit-defined contribution accounts
  • $139,257Employee benefit-defined benefit accounts
  • $19,610Other retirement accounts
  • $55,875Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $284,818Other fiduciary accounts
  • $44,085Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 1147Number of Accounts
  • $0Personal trust and agency accounts
  • $55,385Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $469,116Other retirement accounts
  • $137,881Corporate trust and agency accounts
  • $235,418Other fiduciary accounts
  • $3,433Fiduciary accounts held in foreign offices

List of branches

  • 1 Branch as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    10445966Cayman Islands Branch11 Dr. Roy's Drive, George Town, 0January 01, 2005Full Service Brick and Mortar
  • 12 Indiana Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    048168The National Bank Of Indianapolis107 North Pennsylvania Street, Indianapolis, IN 46204December 08, 1993Full Service Brick and Mortar
    1289984Ditch Road Branch8451 Ditch Road, Indianapolis, IN 46260Febuary 21, 1995Full Service Brick and Mortar
    2289985Castleton Branch6807 East 82nd Street, Indianapolis, IN 46250December 28, 1995Full Service Brick and Mortar
    3289986Chamber Of Commerce Branch320 North Meridian Street, Indianapolis, IN 46204March 04, 1996Full Service Retail
    4289987Penn Street Branch4930 N. Pennsylvania Street, Indianapolis, IN 46205March 02, 1998Full Service Retail
    5289988Aul BranchOne American Square Suite 100, Indianapolis, IN 46282June 14, 1999Full Service Retail
    7360278Carmel Branch650 East Carmel Drive, Carmel, IN 46032September 05, 2000Full Service Brick and Mortar
    8364462Greenwood Branch1689 West Smith Valley Road, Greenwood, IN 46142October 22, 2001Full Service Brick and Mortar
    9442256West Carmel/Zionsville Branch10590 North Michigan Road, Carmel, IN 46032January 18, 2005Full Service Brick and Mortar
    11478800Westfield/Carmel Branch2714 East 146th Street, Carmel, IN 46033Febuary 01, 2008Full Service Brick and Mortar
    12493446Villages Of West Clay Branch2410 Harleston Street, Carmel, IN 46032November 20, 2008Full Service Brick and Mortar
    13505902Fishers BranchEast 116th Street & Olio Rd, Fishers, IN 46037December 07, 2009Full Service Brick and Mortar

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