The Provident Bank in city_name, state_name - Detailed Financial Reports, Location

The Provident Bank in Cincinnati, Ohio (OH)
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The Provident Bank - Overview

General
FDIC Certificate #: 744
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: National City Bank (#6557)
Federal Reserve ID: 612618
Date Established: November 10, 1900
WWW: http://www.providentbank.com
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 66 (Interstate: No)
OTS Docket #: 11424
FDIC's unique #: 473
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
Oakar Institutions: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 04, 2005
Last Structure Change Process Date: March 24, 2005
Last Data Update: March 24, 2005
Data Source Date: April 05, 2012
Location
Address: 1 East 4th Street, Cincinnati, OH 45202
County: Hamilton
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Columbus
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Cincinnati, OH-KY-IN (#1640)
Consolidated Metropolitan Statistical Area (CMSA): Cincinnati-Hamilton, OH-KY-IN (#21)
Combined Statistical Area (CSA): Cincinnati-Middletown-Wilmington, OH-KY-IN (#178)
Core Based Statistical Area (CBSA): Cincinnati-Middletown, OH-KY-IN (#17140)
CBSA Metro Statistical Area: Cincinnati-Middletown, OH-KY-IN (#17140)
Financial Summary
Total assets: $16,548.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

Dollar figures in thousands
2,547Total employees (full-time equivalent)
$16,548,147Total assets
$983,173Cash and due from depository institutions
$210,774Interest-bearing balances
$2,665,416Securities
$180,449Federal funds sold & reverse repurchase agreements
$9,008,992Net loans & leases
$153,743Loan loss allowance
$71,147Trading account assets
$47,986Bank premises and fixed assets
$1,030Other real estate owned
$2,120,809Goodwill and other intangibles
$0Life insurance assets
$1,469,145All other assets
$16,548,147Total liabilities and capital
$13,738,399Total liabilities
$9,425,659Total deposits
$8,165,856Interest-bearing deposits
$9,425,659Deposits held in domestic offices
0.00%% insured (estimated)
$1,966,854Federal funds purchased & repurchase agreements
$0Trading liabilities
$1,472,787Other borrowed funds
$249,500Subordinated debt
$623,599All other liabilities
$2,809,748Total equity capital
$2,809,748Total bank equity capital
$2,809,748Perpetual preferred stock
$0Common stock
$50,000Surplus
$2,687,768Undivided profits
Memoranda
$71,980Noncurrent loans and leases
$6,258,571Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$88,553Earning assets
$0Long-term assets (5+ years)
$44,411Average Assets, year-to-date
$12,136,778Average Assets, quarterly
$2,984,340Volatile liabilities
$16,962,147Insider loans
$17,249,996FHLB advances
$6,239,837Loans and leases held for sale
$2,624Unused loan commitments
$625,669Tier 1 (core) risk-based capital
$8,130,131Tier 2 risk-based capital
$547,848Total risk weighted assets
$6,258,571Total unused commitments
$0Restructured Loans and leases
$374,929Derivatives
$106,310Total assets and liabilities in foreign offices

Income and Expense (December 31, 2004)

Dollar figures in thousands
$336,404Total interest income
$110,923Total interest expense
$225,481Net interest income
$42,253Provision for loan and lease losses
$235,600Total noninterest income
$3,519Fiduciary activities
$23,229Service charges on deposit accounts
$1,973Trading account gains & fees
$206,879Additional noninterest income
$358,748Total noninterest expense
$125,431Salaries and employee benefits
$149,320Premises and equipment expense
$83,997Additional noninterest expense
$60,080Pre-tax net operating income
$11,655Securities gains (losses)
$21,525Applicable income taxes
$50,210Income before extraordinary items
$0Extraordinary gains - net
$50,210Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$42,253Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2004)

Dollar figures in thousands
Performance Ratios (%, annualized)
2.50%Yield on earning assets
0.83%Cost of funding earning assets
1.68%Net interest margin
1.75%Noninterest income to earning assets
2.67%Noninterest expense to earning assets
0.25%Net operating income to assets
0.30%Return on assets (ROA)
0.42%Pretax return on assets
2.93%Return on equity (ROE)
2.93%Retained earnings to average equity (YTD only)
0.46%Net charge-offs to loans
100.00%Credit loss provision to net charge-offs
2.42%Efficiency ratio
73,922Assets per employee
6.50%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.68%Loss allowance to noncurrent loans
173.62%Noncurrent assets plus other real estate owned to assets
0.55%Noncurrent loans to loans
0.97%Net loans and leases to deposits
95.58%Net loans and leases to core deposits
159.02%Equity capital to assets
16.98%Core capital (leverage) ratio
6.67%Tier 1 risk-based capital ratio
8.61%Total risk-based capital ratio
Memoranda
$12Average assets
$16,962,147Average earning assets
$1,712,907Average equity
$13,441,936Average loans

Total Fiduciary and Related Assets (December 31, 2004)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$1,400,416Managed Assets
1Number of Accounts
$395,937Personal trust and agency accounts
$303,248Employee benefit-defined contribution accounts
$18,661Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$74,028Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
1034Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$1,004,479Other retirement accounts
$460,157Corporate trust and agency accounts
$416,469Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

Bank Assets Sold and Securitized (December 31, 2004)

Dollar figures in thousands
Principal balance with servicing or other recourse retained
$01-4 family residential loans
$77,504Home equity lines
$0Credit cards receivables
$0Auto loans
$0Other consumer loans
$0Commercial and industrial loans

JUDITH M PALMISANO

⚠

Oct 12, 2023 @ 1:13 pm

My husband Michael Palmisano had an account at this bank, can you tell me where it went? Last 4 of social number is 3116
Thank you

The Provident Bank in Cincinnati, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

The Provident Bank - Overview

Assets and Liabilities (December 31, 2004)

Income and Expense (December 31, 2004)

Performance and Condition Ratios (December 31, 2004)

Total Fiduciary and Related Assets (December 31, 2004)

Bank Assets Sold and Securitized (December 31, 2004)

Comment about this bank, ask questions, or add new information about it:

The Provident Bank in Cincinnati, Ohio (OH)Overview, Financial Summary, Detailed Financial Reports, Branches

The Provident Bank - Overview

Assets and Liabilities (December 31, 2004)

Income and Expense (December 31, 2004)

Performance and Condition Ratios (December 31, 2004)

Total Fiduciary and Related Assets (December 31, 2004)

Bank Assets Sold and Securitized (December 31, 2004)

Comment about this bank, ask questions, or add new information about it:

The Provident Bank in Cincinnati, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches