The Union Bank of Mena in city_name, state_name - Detailed Financial Reports, Location

The Union Bank of Mena in Mena, Arkansas (AR)
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The Union Bank of Mena routing number info

The Union Bank of Mena - Overview

General
FDIC Certificate #: 14597
Status: Active
Federal Reserve ID: 86349
Bank Holding Company (Regulatory Top Holder): Union Bankshares, Inc. (RSSDID: 1099805, Location: Mena, AR)
Date Established: July 25, 1934
WWW: http://www.unionbankofmena.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 3 (Domestic: 3, Interstate: No)
OTS Docket #: 11083
FDIC's unique #: 9124
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Consumer Lending Specialization
Date of Deposit Insurance: July 26, 1934
Last Structure Change Effective Date: September 20, 2011
Last Structure Change Process Date: September 20, 2011
Last Data Update: September 20, 2011
Data Source Date: April 05, 2012
Location
Address: 303 Highway 71 North, Mena, AR 71953
County: Polk
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Little Rock
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Financial Summary
Total assets: $177.4 mil
Equity capital: $16.9 mil
Deposits held in domestic offices: $156.3 mil
Return on assets (ROA): 2.21% ($3.9 mil)
Quarterly return on assets: 2.19% ($3.9 mil)
Return on Equity (ROE): 23.82% ($4.0 mil)
Quarterly return on equity: 22.77% ($3.9 mil)
Net income: $3.9 mil
Quarterly Net income: $1.0 mil
Pretax return on assets: 2.21% ($3,920.1 mil)
Quarterly Pretax return on assets: 2.19% ($3,884.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
54Total employees (full-time equivalent)
$177,378Total assets
$21,043Cash and due from depository institutions
$17,489Interest-bearing balances
$15,493Securities
$870Federal funds sold & reverse repurchase agreements
$132,049Net loans & leases
$2,490Loan loss allowance
$0Trading account assets
$4,164Bank premises and fixed assets
$238Other real estate owned
$0Goodwill and other intangibles
$177,378Life insurance assets
$3,521All other assets
$160,429Total liabilities and capital
$156,311Total liabilities
$116,489Total deposits
$156,311Interest-bearing deposits
$86Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$2,626Trading liabilities
$0Other borrowed funds
$1,492Subordinated debt
$16,949All other liabilities
$16,949Total equity capital
$16,949Total bank equity capital
$0Perpetual preferred stock
$1,200Common stock
$1,800Surplus
$13,949Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$936Income earned, not collected on loans
$0Earning assets
$812Long-term assets (5+ years)
$165,901Average Assets, year-to-date
$29,848Average Assets, quarterly
$175,514Volatile liabilities
$177,167Insider loans
$110,171FHLB advances
$176,604Loans and leases held for sale
$299Unused loan commitments
$299Tier 1 (core) risk-based capital
$16,782Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$4,122Restructured Loans and leases
$1,540Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$9,670Total interest income
$905Total interest expense
$8,765Net interest income
$497Provision for loan and lease losses
$1,873Total noninterest income
$0Fiduciary activities
$1,555Service charges on deposit accounts
$0Trading account gains & fees
$318Additional noninterest income
$6,264Total noninterest expense
$3,518Salaries and employee benefits
$680Premises and equipment expense
$2,066Additional noninterest expense
$3,877Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$3,877Income before extraordinary items
$0Extraordinary gains - net
$3,877Net income attributable to bank
$0Net charge-offs
$3,877Cash dividends
$128Sale, conversion, retirement of capital stock, net
$1,953Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.88%Yield on earning assets
0.55%Cost of funding earning assets
5.33%Net interest margin
1.14%Noninterest income to earning assets
3.81%Noninterest expense to earning assets
2.21%Net operating income to assets
2.21%Return on assets (ROA)
2.21%Pretax return on assets
23.82%Return on equity (ROE)
11.82%Retained earnings to average equity (YTD only)
0.10%Net charge-offs to loans
388.28%Credit loss provision to net charge-offs
34.17%Efficiency ratio
58,883Assets per employee
3.28%Cash dividends to net income (YTD only)
Condition Ratios (%)
50.37%Loss allowance to loans
1.85%Loss allowance to noncurrent loans
266.03%Noncurrent assets plus other real estate owned to assets
0.66%Noncurrent loans to loans
0.70%Net loans and leases to deposits
84.48%Net loans and leases to core deposits
86.68%Equity capital to assets
9.56%Core capital (leverage) ratio
9.50%Tier 1 risk-based capital ratio
15.23%Total risk-based capital ratio
Memoranda
$16Average assets
$175,514Average earning assets
$16,280Average equity
$164,457Average loans

List of branches

3 Arkansas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	9124	The Union Bank Of Mena	303 Highway 71 North, Mena, AR 71953	July 25, 1934	Full Service Brick and Mortar
1	231774	Wickes Teller Window Branch	First Street And State Highway 4, Wickes, AR 71973	January 02, 1970	Full Service Brick and Mortar
2	231775	Hatfield Branch	Highway 71 North At Taylor Street, Hatfield, AR 71945	Febuary 01, 1982	Full Service Brick and Mortar

The Union Bank of Mena in Mena, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

The Union Bank of Mena - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

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The Union Bank of Mena in Mena, Arkansas (AR)Overview, Financial Summary, Detailed Financial Reports, Branches

The Union Bank of Mena - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

The Union Bank of Mena in Mena, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches