Eastern International Bank in Los Angeles, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches


Eastern International Bank - Overview

  • General
  • FDIC Certificate #: 32277
    Status: Active
    Federal Reserve ID: 206772
    Date Established: Febuary 26, 1985
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 8084
    FDIC's unique #: 45111
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: Febuary 26, 1985
    Last Structure Change Effective Date: December 02, 2008
    Last Structure Change Process Date: December 02, 2008
    Last Data Update: December 02, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 688 New High Street, Los Angeles, CA 90012
    County: Los Angeles
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Los Angeles (North)
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Los Angeles-Long Beach, CA (#4480)
    Consolidated Metropolitan Statistical Area (CMSA): Los Angeles-Riverside-Orange County, CA (#49)
    Combined Statistical Area (CSA): Los Angeles-Long Beach-Riverside, CA (#348)
    Core Based Statistical Area (CBSA): Los Angeles-Long Beach-Santa Ana, CA (#31100)
    CBSA Metro Statistical Area: Los Angeles-Long Beach-Santa Ana, CA (#31100)
    Core Based Statistical Division: Los Angeles-Long Beach-Glendale, CA (#31084)
  • Financial Summary
  • Total assets: $126.7 mil
    Equity capital: $15.3 mil
    Deposits held in domestic offices: $111.3 mil
    Return on assets (ROA): 0.82% ($1.0 mil)
    Quarterly return on assets: 0.74% ($0.9 mil)
    Return on Equity (ROE): 6.64% ($1.0 mil)
    Quarterly return on equity: 6.12% ($0.9 mil)
    Net income: $1.0 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 1.42% ($1,799.5 mil)
    Quarterly Pretax return on assets: 1.35% ($1,710.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 26Total employees (full-time equivalent)
  • $126,723Total assets
  • $36,842Cash and due from depository institutions
  • $35,936Interest-bearing balances
  • $4,004Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $84,359Net loans & leases
  • $1,230Loan loss allowance
  • $0Trading account assets
  • $46Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $126,723Life insurance assets
  • $1,472All other assets
  • $111,382Total liabilities and capital
  • $111,258Total liabilities
  • $107,062Total deposits
  • $111,258Interest-bearing deposits
  • $82Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $124Subordinated debt
  • $15,341All other liabilities
  • $15,341Total equity capital
  • $15,341Total bank equity capital
  • $0Perpetual preferred stock
  • $4,237Common stock
  • $2,186Surplus
  • $8,918Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $361Long-term assets (5+ years)
  • $124,299Average Assets, year-to-date
  • $15,809Average Assets, quarterly
  • $120,825Volatile liabilities
  • $125,392Insider loans
  • $87,839FHLB advances
  • $126,555Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $15,338Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,373Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,229Total interest income
  • $984Total interest expense
  • $4,245Net interest income
  • $6Provision for loan and lease losses
  • $190Total noninterest income
  • $0Fiduciary activities
  • $116Service charges on deposit accounts
  • $0Trading account gains & fees
  • $74Additional noninterest income
  • $2,713Total noninterest expense
  • $1,402Salaries and employee benefits
  • $635Premises and equipment expense
  • $676Additional noninterest expense
  • $1,716Pre-tax net operating income
  • $0Securities gains (losses)
  • $730Applicable income taxes
  • $986Income before extraordinary items
  • $0Extraordinary gains - net
  • $986Net income attributable to bank
  • $0Net charge-offs
  • $986Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $53Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.42%Yield on earning assets
  • 0.83%Cost of funding earning assets
  • 3.59%Net interest margin
  • 0.16%Noninterest income to earning assets
  • 2.29%Noninterest expense to earning assets
  • 0.82%Net operating income to assets
  • 0.82%Return on assets (ROA)
  • 1.42%Pretax return on assets
  • 6.64%Return on equity (ROE)
  • 6.28%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 61,172Assets per employee
  • 4.87%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 5.38%Loss allowance to loans
  • 1.44%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 75.82%Net loans and leases to core deposits
  • 89.85%Equity capital to assets
  • 12.11%Core capital (leverage) ratio
  • 12.12%Tier 1 risk-based capital ratio
  • 17.46%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $120,825Average earning assets
  • $14,848Average equity
  • $118,361Average loans

List of branches

  • 2 California Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    045111Eastern International Bank688 New High Street, Los Angeles, CA 90012Febuary 26, 1985Full Service Brick and Mortar
    101287445Alhambra Branch328 West Valley Boulevard, Alhambra, CA 91803June 30, 1988Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Eastern International Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents