FIRST NATIONAL BANK OF NOKOMIS in city_name, state_name - Detailed Financial Reports, Location

FIRST NATIONAL BANK OF NOKOMIS in Nokomis, Illinois (IL)
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FIRST NATIONAL BANK OF NOKOMIS routing number info

FIRST NATIONAL BANK OF NOKOMIS - Overview

General
FDIC Certificate #: 15763
Status: Active
Federal Reserve ID: 330248
Bank Holding Company (Regulatory Top Holder): First Nokomis Bancorp, Inc. (RSSDID: 1248809, Location: Nokomis, IL)
Date Established: September 03, 1940
WWW: http://www.fnbnokomis.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 3 (Domestic: 3, Interstate: No)
OTS Docket #: 15425
FDIC's unique #: 10011
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: September 03, 1940
Last Structure Change Effective Date: July 31, 2006
Last Structure Change Process Date: October 12, 2006
Last Data Update: October 12, 2006
Data Source Date: April 05, 2012
Location
Address: 122 West State Street, Nokomis, IL 62075
County: Montgomery
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Springfield Il
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
History of Changes
Office Purchased
Financial Summary
Total assets: $146.9 mil
Equity capital: $16.9 mil
Deposits held in domestic offices: $129.1 mil
Return on assets (ROA): 1.53% ($2.2 mil)
Quarterly return on assets: 1.61% ($2.4 mil)
Return on Equity (ROE): 13.11% ($2.2 mil)
Quarterly return on equity: 13.77% ($2.3 mil)
Net income: $2.2 mil
Quarterly Net income: $0.6 mil
Pretax return on assets: 1.55% ($2,276.8 mil)
Quarterly Pretax return on assets: 1.63% ($2,394.3 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
36Total employees (full-time equivalent)
$146,890Total assets
$14,392Cash and due from depository institutions
$7,508Interest-bearing balances
$43,860Securities
$1,129Federal funds sold & reverse repurchase agreements
$80,228Net loans & leases
$908Loan loss allowance
$0Trading account assets
$1,611Bank premises and fixed assets
$0Other real estate owned
$1,212Goodwill and other intangibles
$146,890Life insurance assets
$4,458All other assets
$129,997Total liabilities and capital
$129,056Total liabilities
$108,025Total deposits
$129,056Interest-bearing deposits
$89Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$136Trading liabilities
$0Other borrowed funds
$805Subordinated debt
$16,893All other liabilities
$16,893Total equity capital
$16,893Total bank equity capital
$0Perpetual preferred stock
$1,300Common stock
$4,150Surplus
$11,443Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$381Income earned, not collected on loans
$0Earning assets
$1,122Long-term assets (5+ years)
$132,725Average Assets, year-to-date
$48,434Average Assets, quarterly
$142,003Volatile liabilities
$146,907Insider loans
$85,767FHLB advances
$143,910Loans and leases held for sale
$2,437Unused loan commitments
$2,437Tier 1 (core) risk-based capital
$14,783Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$9,754Restructured Loans and leases
$423Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$6,045Total interest income
$1,216Total interest expense
$4,829Net interest income
$118Provision for loan and lease losses
$568Total noninterest income
$0Fiduciary activities
$346Service charges on deposit accounts
$0Trading account gains & fees
$222Additional noninterest income
$3,113Total noninterest expense
$1,910Salaries and employee benefits
$281Premises and equipment expense
$922Additional noninterest expense
$2,166Pre-tax net operating income
$31Securities gains (losses)
$27Applicable income taxes
$2,170Income before extraordinary items
$0Extraordinary gains - net
$2,170Net income attributable to bank
$0Net charge-offs
$2,170Cash dividends
-$16Sale, conversion, retirement of capital stock, net
$1,530Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.66%Yield on earning assets
0.94%Cost of funding earning assets
3.72%Net interest margin
0.44%Noninterest income to earning assets
2.40%Noninterest expense to earning assets
1.51%Net operating income to assets
1.53%Return on assets (ROA)
1.55%Pretax return on assets
13.11%Return on equity (ROE)
3.87%Retained earnings to average equity (YTD only)
-0.02%Net charge-offs to loans
-737.50%Credit loss provision to net charge-offs
0.00%Efficiency ratio
55,772Assets per employee
4.08%Cash dividends to net income (YTD only)
Condition Ratios (%)
70.51%Loss allowance to loans
1.12%Loss allowance to noncurrent loans
238.32%Noncurrent assets plus other real estate owned to assets
0.26%Noncurrent loans to loans
0.47%Net loans and leases to deposits
62.17%Net loans and leases to core deposits
65.17%Equity capital to assets
11.50%Core capital (leverage) ratio
10.27%Tier 1 risk-based capital ratio
17.24%Total risk-based capital ratio
Memoranda
$18Average assets
$142,003Average earning assets
$16,551Average equity
$129,729Average loans

List of branches

3 Illinois Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	10011	First National Bank Of Nokomis	122 West State Street, Nokomis, IL 62075	September 03, 1940	Full Service Brick and Mortar
1	1207	Ayars Moweaqua Branch	106 North Main Street, Moweaqua, IL 62550	January 01, 1920	Full Service Brick and Mortar
2	243355	Arthur Branch	120 West Progress Street, Arthur, IL 61911	October 21, 1996	Full Service Brick and Mortar

FIRST NATIONAL BANK OF NOKOMIS in Nokomis, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

FIRST NATIONAL BANK OF NOKOMIS - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

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FIRST NATIONAL BANK OF NOKOMIS in Nokomis, Illinois (IL)Overview, Financial Summary, Detailed Financial Reports, Branches

FIRST NATIONAL BANK OF NOKOMIS - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

FIRST NATIONAL BANK OF NOKOMIS in Nokomis, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches