Security National Bank in Witt, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Security National Bank in Witt, Illinois (IL)
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Security National Bank routing number info

Security National Bank - Overview

  • General
  • FDIC Certificate #: 3845
    Status: Active
    Federal Reserve ID: 151546
    Bank Holding Company (Regulatory Top Holder): Lbt Bancshares, Inc. (RSSDID: 1099195, Location: Litchfield, IL)
    Date Established: November 17, 1932
    WWW: http://www.securitynb.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 4 (Domestic: 4, Interstate: No)
    FDIC's unique #: 2502
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Agricultural lending institution: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Agricultural Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 1 West Broadway, Witt, IL 62094
    County: Montgomery
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Springfield Il
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $67.9 mil
    Equity capital: $8.0 mil
    Deposits held in domestic offices: $58.4 mil
    Return on assets (ROA): 1.14% ($0.8 mil)
    Quarterly return on assets: 0.99% ($0.7 mil)
    Return on Equity (ROE): 9.57% ($0.8 mil)
    Quarterly return on equity: 8.22% ($0.7 mil)
    Net income: $0.7 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 1.66% ($1,126.5 mil)
    Quarterly Pretax return on assets: 1.51% ($1,024.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 23Total employees (full-time equivalent)
  • $67,860Total assets
  • $2,849Cash and due from depository institutions
  • $0Interest-bearing balances
  • $25,161Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $38,358Net loans & leases
  • $738Loan loss allowance
  • $0Trading account assets
  • $540Bank premises and fixed assets
  • $94Other real estate owned
  • $0Goodwill and other intangibles
  • $67,860Life insurance assets
  • $858All other assets
  • $59,825Total liabilities and capital
  • $58,418Total liabilities
  • $49,242Total deposits
  • $58,418Interest-bearing deposits
  • $98Deposits held in domestic offices
  • 930.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $477Subordinated debt
  • $8,035All other liabilities
  • $8,035Total equity capital
  • $8,035Total bank equity capital
  • $0Perpetual preferred stock
  • $300Common stock
  • $950Surplus
  • $6,785Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $277Income earned, not collected on loans
  • $0Earning assets
  • $640Long-term assets (5+ years)
  • $63,519Average Assets, year-to-date
  • $35,434Average Assets, quarterly
  • $65,250Volatile liabilities
  • $67,215Insider loans
  • $40,756FHLB advances
  • $66,611Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $7,523Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $2,877Restructured Loans and leases
  • $230Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,191Total interest income
  • $585Total interest expense
  • $2,606Net interest income
  • $235Provision for loan and lease losses
  • $385Total noninterest income
  • $0Fiduciary activities
  • $153Service charges on deposit accounts
  • $0Trading account gains & fees
  • $232Additional noninterest income
  • $1,703Total noninterest expense
  • $835Salaries and employee benefits
  • $181Premises and equipment expense
  • $687Additional noninterest expense
  • $1,053Pre-tax net operating income
  • $30Securities gains (losses)
  • $336Applicable income taxes
  • $747Income before extraordinary items
  • $0Extraordinary gains - net
  • $747Net income attributable to bank
  • $0Net charge-offs
  • $747Cash dividends
  • $166Sale, conversion, retirement of capital stock, net
  • $560Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.17%Yield on earning assets
  • 0.95%Cost of funding earning assets
  • 4.23%Net interest margin
  • 0.62%Noninterest income to earning assets
  • 2.76%Noninterest expense to earning assets
  • 1.11%Net operating income to assets
  • 1.14%Return on assets (ROA)
  • 1.66%Pretax return on assets
  • 9.57%Return on equity (ROE)
  • 2.40%Retained earnings to average equity (YTD only)
  • 0.43%Net charge-offs to loans
  • 141.57%Credit loss provision to net charge-offs
  • 7.76%Efficiency ratio
  • 56,937Assets per employee
  • 2.95%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 74.97%Loss allowance to loans
  • 1.89%Loss allowance to noncurrent loans
  • 266.43%Noncurrent assets plus other real estate owned to assets
  • 0.55%Noncurrent loans to loans
  • 0.71%Net loans and leases to deposits
  • 65.66%Net loans and leases to core deposits
  • 67.38%Equity capital to assets
  • 11.84%Core capital (leverage) ratio
  • 11.29%Tier 1 risk-based capital ratio
  • 18.46%Total risk-based capital ratio
  • Memoranda
  • $20Average assets
  • $65,250Average earning assets
  • $7,807Average equity
  • $61,662Average loans

List of branches

  • 4 Illinois Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    02502Security National Bank1 West Broadway, Witt, IL 62094November 17, 1932Full Service Brick and Mortar
    1201986Irving FacilityRoute 16 And Pine Street, Irving, IL 62051October 07, 1988Limited Service Facility
    2201987Fillmore Branch107 South Main Street, Fillmore, IL 62032December 23, 1994Limited Service Facility
    317469Coffeen Branch200 West Main Street, Coffeen, IL 62017July 12, 1984Full Service Brick and Mortar

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