FDIC Certificate #: 29532 Status: Active Federal Reserve ID: 285777 Date Established: January 01, 1881 WWW:http://www.nokomissavings.com Trust Powers Granted: No Bank Charter Class: Savings banks, state charter, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) OTS Docket #: 3607 FDIC's unique #: 42366 Numeric code: 42 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) FDIC Insured: Yes Insured Savings Institution: Yes Deposit Insurance Fund member: Yes Agricultural lending institution: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Agricultural Specialization Date of Deposit Insurance: July 11, 1938 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 100 West State Street, Nokomis, IL 62075 County: Montgomery Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Springfield Il Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $28.6 mil Equity capital: $4.2 mil Deposits held in domestic offices: $19.6 mil Return on assets (ROA): 0.65% ($0.2 mil) Quarterly return on assets: 0.85% ($0.2 mil) Return on Equity (ROE): 4.66% ($0.2 mil) Quarterly return on equity: 5.87% ($0.2 mil) Net income: $0.2 mil Quarterly Net income: $0.1 mil Pretax return on assets: 0.95% ($272.0 mil) Quarterly Pretax return on assets: 1.26% ($360.8 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
7Total employees (full-time equivalent)
$28,634Total assets
$1,356Cash and due from depository institutions
$1,137Interest-bearing balances
$13,864Securities
$0Federal funds sold & reverse repurchase agreements
$12,510Net loans & leases
$40Loan loss allowance
$0Trading account assets
$139Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$28,634Life insurance assets
$765All other assets
$24,439Total liabilities and capital
$19,630Total liabilities
$19,273Total deposits
$19,630Interest-bearing deposits
$99Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$4,500Trading liabilities
$0Other borrowed funds
$309Subordinated debt
$4,195All other liabilities
$4,195Total equity capital
$4,195Total bank equity capital
$0Perpetual preferred stock
$0Common stock
$0Surplus
$4,195Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$251Long-term assets (5+ years)
$27,511Average Assets, year-to-date
$21,867Average Assets, quarterly
$28,306Volatile liabilities
$28,562Insider loans
$16,825FHLB advances
$28,436Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$3,798Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$0Restructured Loans and leases
$166Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$1,130Total interest income
$350Total interest expense
$780Net interest income
$8Provision for loan and lease losses
$15Total noninterest income
$0Fiduciary activities
$2Service charges on deposit accounts
$0Trading account gains & fees
$13Additional noninterest income
$577Total noninterest expense
$316Salaries and employee benefits
$54Premises and equipment expense
$207Additional noninterest expense
$210Pre-tax net operating income
$59Securities gains (losses)
$86Applicable income taxes
$183Income before extraordinary items
$0Extraordinary gains - net
$183Net income attributable to bank
$0Net charge-offs
$183Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.16%Yield on earning assets
1.29%Cost of funding earning assets
2.87%Net interest margin
0.06%Noninterest income to earning assets
2.12%Noninterest expense to earning assets
0.50%Net operating income to assets
0.65%Return on assets (ROA)
0.95%Pretax return on assets
4.66%Return on equity (ROE)
4.66%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
72,579Assets per employee
4.09%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
0.32%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
63.73%Net loans and leases to core deposits
63.73%Equity capital to assets
14.65%Core capital (leverage) ratio
13.36%Tier 1 risk-based capital ratio
22.57%Total risk-based capital ratio
Memoranda
$23Average assets
$28,306Average earning assets
$3,927Average equity
$27,183Average loans
List of branches
1 Illinois Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
42366
Nokomis Savings Bank
100 West State Street, Nokomis, IL 62075
January 01, 1881
Full Service Brick and Mortar
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