Goldman Sachs Bank USA in New York, New York (NY), MA, NJ, TX, UT
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Goldman Sachs Bank USA in New York, New York (NY), MA, NJ, TX, UT
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Goldman Sachs Bank USA routing number info

Goldman Sachs Bank USA - Overview

  • General
  • FDIC Certificate #: 33124
    Status: Active
    Federal Reserve ID: 2182786
    Bank Holding Company (Regulatory Top Holder): Goldman Sachs Group, Inc., The (RSSDID: 2380443, Location: New York, NY)
    Date Established: August 30, 1990
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 5 (Domestic: 5, Interstate: Yes)
    FDIC's unique #: 46359
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: Yes
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization > 1 Billion
    Date of Deposit Insurance: November 28, 2008
    Last Structure Change Effective Date: July 01, 2010
    Last Structure Change Process Date: August 08, 2011
    Last Data Update: August 08, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 200 West Street, New York, NY 10282
    County: New York
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: New York City
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): New York, NY (#5600)
    Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70)
    Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408)
    Core Based Statistical Area (CBSA): New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    CBSA Metro Statistical Area: New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    Core Based Statistical Division: New York-White Plains-Wayne, NY-NJ (#35644)
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $103,790.0 mil
    Equity capital: $19,214.0 mil
    Deposits held in domestic offices: $44,764.0 mil
    Return on assets (ROA): 1.42% ($1,473.8 mil)
    Quarterly return on assets: 0.90% ($934.1 mil)
    Return on Equity (ROE): 7.15% ($1,373.8 mil)
    Quarterly return on equity: 4.92% ($945.3 mil)
    Net income: $1,335.0 mil
    Quarterly Net income: $235.0 mil
    Pretax return on assets: 2.39% ($2,480,581.0 mil)
    Quarterly Pretax return on assets: 1.51% ($1,567,229.0 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 295Total employees (full-time equivalent)
  • $103,790,000Total assets
  • $40,861,000Cash and due from depository institutions
  • $40,826,000Interest-bearing balances
  • $0Securities
  • $4,689,000Federal funds sold & reverse repurchase agreements
  • $11,969,000Net loans & leases
  • $6,000Loan loss allowance
  • $37,334,000Trading account assets
  • $0Bank premises and fixed assets
  • $0Other real estate owned
  • $4,000Goodwill and other intangibles
  • $103,790,000Life insurance assets
  • $8,933,000All other assets
  • $84,535,000Total liabilities and capital
  • $44,764,000Total liabilities
  • $44,764,000Total deposits
  • $44,764,000Interest-bearing deposits
  • $55Deposits held in domestic offices
  • 15275000.00%% insured (estimated)
  • $15,831,000Federal funds purchased & repurchase agreements
  • $1,121,000Trading liabilities
  • $0Other borrowed funds
  • $7,544,000Subordinated debt
  • $19,255,000All other liabilities
  • $19,214,000Total equity capital
  • $19,214,000Total bank equity capital
  • $0Perpetual preferred stock
  • $8,000,000Common stock
  • $5,636,000Surplus
  • $5,578,000Undivided profits
  • Memoranda
  • $41,000Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $86,000Long-term assets (5+ years)
  • $64,368,000Average Assets, year-to-date
  • $636,000Average Assets, quarterly
  • $94,171,600Volatile liabilities
  • $104,152,000Insider loans
  • $112,823,800FHLB advances
  • $104,129,000Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $19,251,000Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $54,711,000Restructured Loans and leases
  • $0Derivatives
  • $61,000Total assets and liabilities in foreign offices

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $883,000Total interest income
  • $645,000Total interest expense
  • $238,000Net interest income
  • $2,000Provision for loan and lease losses
  • $3,327,000Total noninterest income
  • $33,000Fiduciary activities
  • $0Service charges on deposit accounts
  • $2,185,000Trading account gains & fees
  • $1,109,000Additional noninterest income
  • $1,305,000Total noninterest expense
  • $165,000Salaries and employee benefits
  • $9,000Premises and equipment expense
  • $1,131,000Additional noninterest expense
  • $2,258,000Pre-tax net operating income
  • $0Securities gains (losses)
  • $915,000Applicable income taxes
  • $1,343,000Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,335,000Net income attributable to bank
  • $8,000Net charge-offs
  • $1,343,000Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $1,000,000Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 1.52%Yield on earning assets
  • 1.11%Cost of funding earning assets
  • 0.41%Net interest margin
  • 5.71%Noninterest income to earning assets
  • 2.24%Noninterest expense to earning assets
  • 1.43%Net operating income to assets
  • 1.42%Return on assets (ROA)
  • 2.39%Pretax return on assets
  • 7.15%Return on equity (ROE)
  • 1.79%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 36,606Assets per employee
  • 351.83%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 74.91%Loss allowance to loans
  • 0.05%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 26.74%Net loans and leases to core deposits
  • 47.90%Equity capital to assets
  • 18.51%Core capital (leverage) ratio
  • 18.49%Tier 1 risk-based capital ratio
  • 17.06%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $94,171,600Average earning assets
  • $18,679,400Average equity
  • $58,264,800Average loans

Bank Assets Sold and Securitized (December 31, 2010)

  • Dollar figures in thousands
  • Principal balance with servicing or other recourse retained
  • $7,163,0001-4 family residential loans
  • $0Home equity lines
  • $0Credit cards receivables
  • $125,000Auto loans
  • $0Other consumer loans
  • $0Commercial and industrial loans

List of branches

  • 1 Massachusetts Branch as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    3494815Boston Branch125 High Street, Boston, MA 2110November 28, 2008Limited Service Trust
  • 1 New Jersey Branch as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    7512445Jersey City Trust Branch30 Hudson Street, Jersey City, NJ 7302November 30, 2008Limited Service Trust
  • 1 New York Branch as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    046359Goldman Sachs Bank Usa200 West Street, New York, NY 10282August 30, 1990Full Service Brick and Mortar
  • 1 Texas Branch as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    2479349Texas Office Branch100 Crescent Court, Suite 1000, Dallas, TX 75201May 21, 2008Limited Service Loan Production
  • 1 Utah Branch as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    1364200Salt Lake City Branch295 Chipeta Way, 4th Floor, Salt Lake City, UT 84108July 06, 2004Full Service Brick and Mortar

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