Peoples Bank of Commerce in city_name, state_name - Detailed Financial Reports, Location

Peoples Bank of Commerce in Medford, Oregon (OR)
Show street view No street view available for this location

Peoples Bank of Commerce routing number info

Peoples Bank of Commerce - Overview

General
FDIC Certificate #: 34685
Status: Active
Federal Reserve ID: 2661861
Date Established: March 02, 1998
WWW: http://www.peoplesbankofcommerce.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 3 (Domestic: 3, Interstate: No)
FDIC's unique #: 61197
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: March 02, 1998
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 750 Biddle Road, Medford, OR 97504
County: Jackson
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: Portland
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Medford-Ashland, OR (#4890)
Core Based Statistical Area (CBSA): Medford, OR (#32780)
CBSA Metro Statistical Area: Medford, OR (#32780)
History of Changes
Corrections
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $126.7 mil
Equity capital: $13.6 mil
Deposits held in domestic offices: $110.6 mil
Return on assets (ROA): 0.46% ($0.6 mil)
Quarterly return on assets: 0.70% ($0.9 mil)
Return on Equity (ROE): 4.03% ($0.6 mil)
Quarterly return on equity: 6.32% ($0.9 mil)
Net income: $0.5 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 0.63% ($798.3 mil)
Quarterly Pretax return on assets: 1.06% ($1,343.2 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
41Total employees (full-time equivalent)
$126,716Total assets
$5,933Cash and due from depository institutions
$798Interest-bearing balances
$11,606Securities
$0Federal funds sold & reverse repurchase agreements
$96,419Net loans & leases
$1,583Loan loss allowance
$0Trading account assets
$4,155Bank premises and fixed assets
$2,606Other real estate owned
$150Goodwill and other intangibles
$126,716Life insurance assets
$5,847All other assets
$113,102Total liabilities and capital
$110,571Total liabilities
$78,227Total deposits
$110,571Interest-bearing deposits
$93Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$1,476Trading liabilities
$0Other borrowed funds
$1,055Subordinated debt
$13,614All other liabilities
$13,614Total equity capital
$13,614Total bank equity capital
$0Perpetual preferred stock
$5,688Common stock
$7,095Surplus
$831Undivided profits
Memoranda
$0Noncurrent loans and leases
$4,228Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$145Income earned, not collected on loans
$21Earning assets
$335Long-term assets (5+ years)
$108,823Average Assets, year-to-date
$47,955Average Assets, quarterly
$114,451Volatile liabilities
$122,479Insider loans
$102,264FHLB advances
$124,181Loans and leases held for sale
$3,787Unused loan commitments
$3,787Tier 1 (core) risk-based capital
$13,339Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$14,654Restructured Loans and leases
$3,169Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$5,540Total interest income
$700Total interest expense
$4,840Net interest income
$411Provision for loan and lease losses
$1,368Total noninterest income
$0Fiduciary activities
$163Service charges on deposit accounts
$0Trading account gains & fees
$1,205Additional noninterest income
$5,199Total noninterest expense
$2,985Salaries and employee benefits
$712Premises and equipment expense
$1,502Additional noninterest expense
$598Pre-tax net operating income
$122Securities gains (losses)
$192Applicable income taxes
$528Income before extraordinary items
$0Extraordinary gains - net
$528Net income attributable to bank
$0Net charge-offs
$528Cash dividends
$258Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.63%Yield on earning assets
0.71%Cost of funding earning assets
4.92%Net interest margin
1.39%Noninterest income to earning assets
5.29%Noninterest expense to earning assets
0.38%Net operating income to assets
0.46%Return on assets (ROA)
0.63%Pretax return on assets
4.03%Return on equity (ROE)
4.03%Retained earnings to average equity (YTD only)
0.29%Net charge-offs to loans
159.30%Credit loss provision to net charge-offs
3.91%Efficiency ratio
83,747Assets per employee
3.09%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.62%Loss allowance to noncurrent loans
1091.72%Noncurrent assets plus other real estate owned to assets
2.17%Noncurrent loans to loans
0.15%Net loans and leases to deposits
87.20%Net loans and leases to core deposits
99.31%Equity capital to assets
10.74%Core capital (leverage) ratio
10.74%Tier 1 risk-based capital ratio
13.04%Total risk-based capital ratio
Memoranda
$14Average assets
$114,451Average earning assets
$13,102Average equity
$98,321Average loans

List of branches

3 Oregon Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	61197	Peoples Bank Of Commerce	750 Biddle Road, Medford, OR 97504	March 02, 1998	Full Service Brick and Mortar
1	444891	Ashland Branch	1500 Siskiyou Boulevard, Ashland, OR 97520	October 03, 2005	Full Service Brick and Mortar
2	478540	Central Point Branch	1017 E Pine Street, Central Point, OR 97502	June 04, 2008	Full Service Brick and Mortar

work from home

⚠

Hi,

This is (your name). I am an enthusiastic writer. While surfing the internet, I found your site - (add site name here) that seemed to be very interesting and informative.

I would love to discuss an opportunity to create an article for you. My article would be custom made for your site and would be helpful for your readers.

Please let me know if this is something you would be interested in.

I look forward to your reply.

Best regards,

Peoples Bank of Commerce in Medford, Oregon (OR)
Overview, Financial Summary, Detailed Financial Reports, Branches

Peoples Bank of Commerce - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Peoples Bank of Commerce in Medford, Oregon (OR)Overview, Financial Summary, Detailed Financial Reports, Branches

Peoples Bank of Commerce - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Peoples Bank of Commerce in Medford, Oregon (OR)
Overview, Financial Summary, Detailed Financial Reports, Branches