York Traditions Bank in city_name, state_name - Detailed Financial Reports, Location

York Traditions Bank in York, Pennsylvania (PA)
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York Traditions Bank routing number info

York Traditions Bank - Overview

General
FDIC Certificate #: 57377
Status: Active
Federal Reserve ID: 3145797
Date Established: October 28, 2002
WWW: http://www.yorktraditionsbank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 5 (Domestic: 5, Interstate: No)
FDIC's unique #: 362827
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: October 28, 2002
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 235 St. Charles Way, York, PA 17402
County: York
Quarterly Banking Profile Region: New York
FDIC Geographic Region: New York
FDIC Supervisory Region: New York
FDIC Field Office: Harrisburg
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Metropolitan Statistical Area (MSA): York, PA (#9280)
Combined Statistical Area (CSA): York-Hanover-Gettysburg, PA (#564)
Core Based Statistical Area (CBSA): York-Hanover, PA (#49620)
CBSA Metro Statistical Area: York-Hanover, PA (#49620)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $252.1 mil
Equity capital: $26.3 mil
Deposits held in domestic offices: $215.3 mil
Return on assets (ROA): 0.66% ($1.7 mil)
Quarterly return on assets: 0.60% ($1.5 mil)
Return on Equity (ROE): 6.34% ($1.6 mil)
Quarterly return on equity: 5.69% ($1.5 mil)
Net income: $1.6 mil
Quarterly Net income: $0.4 mil
Pretax return on assets: 0.97% ($2,445.0 mil)
Quarterly Pretax return on assets: 0.87% ($2,192.9 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
64Total employees (full-time equivalent)
$252,058Total assets
$3,317Cash and due from depository institutions
$263Interest-bearing balances
$32,799Securities
$4,229Federal funds sold & reverse repurchase agreements
$199,987Net loans & leases
$2,279Loan loss allowance
$0Trading account assets
$3,103Bank premises and fixed assets
$571Other real estate owned
$0Goodwill and other intangibles
$252,058Life insurance assets
$8,052All other assets
$225,802Total liabilities and capital
$215,350Total liabilities
$200,852Total deposits
$215,350Interest-bearing deposits
$93Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$9,500Trading liabilities
$0Other borrowed funds
$952Subordinated debt
$26,256All other liabilities
$26,256Total equity capital
$26,256Total bank equity capital
$5,115Perpetual preferred stock
$2,064Common stock
$17,458Surplus
$1,619Undivided profits
Memoranda
$0Noncurrent loans and leases
$6,022Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$69Income earned, not collected on loans
$0Earning assets
$689Long-term assets (5+ years)
$237,278Average Assets, year-to-date
$51,951Average Assets, quarterly
$244,150Volatile liabilities
$249,252Insider loans
$208,238FHLB advances
$246,848Loans and leases held for sale
$4,001Unused loan commitments
$0Tier 1 (core) risk-based capital
$25,445Tier 2 risk-based capital
$0Total risk weighted assets
$4,001Total unused commitments
$48,111Restructured Loans and leases
$5,086Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$11,704Total interest income
$3,277Total interest expense
$8,427Net interest income
$334Provision for loan and lease losses
$1,945Total noninterest income
$0Fiduciary activities
$209Service charges on deposit accounts
$0Trading account gains & fees
$1,736Additional noninterest income
$7,684Total noninterest expense
$4,326Salaries and employee benefits
$1,065Premises and equipment expense
$2,293Additional noninterest expense
$2,354Pre-tax net operating income
$8Securities gains (losses)
$754Applicable income taxes
$1,608Income before extraordinary items
$0Extraordinary gains - net
$1,608Net income attributable to bank
$0Net charge-offs
$1,608Cash dividends
-$11Sale, conversion, retirement of capital stock, net
$295Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.03%Yield on earning assets
1.41%Cost of funding earning assets
3.62%Net interest margin
0.84%Noninterest income to earning assets
3.30%Noninterest expense to earning assets
0.66%Net operating income to assets
0.66%Return on assets (ROA)
0.97%Pretax return on assets
6.34%Return on equity (ROE)
5.17%Retained earnings to average equity (YTD only)
-0.01%Net charge-offs to loans
-3036.36%Credit loss provision to net charge-offs
0.00%Efficiency ratio
74,084Assets per employee
3.94%Cash dividends to net income (YTD only)
Condition Ratios (%)
18.35%Loss allowance to loans
1.13%Loss allowance to noncurrent loans
3302.90%Noncurrent assets plus other real estate owned to assets
0.25%Noncurrent loans to loans
0.03%Net loans and leases to deposits
92.87%Net loans and leases to core deposits
97.00%Equity capital to assets
10.42%Core capital (leverage) ratio
10.31%Tier 1 risk-based capital ratio
12.22%Total risk-based capital ratio
Memoranda
$13Average assets
$244,150Average earning assets
$25,375Average equity
$232,810Average loans

List of branches

5 Pennsylvania Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	362827	York Traditions Bank	235 St. Charles Way, York, PA 17402	October 28, 2002	Full Service Brick and Mortar
1	418469	York Branch	235 St Charles Way, York, PA 17402	March 03, 2003	Limited Service Messenger
2	445222	2450 Eastern Boulevard	2450 Eastern Boulevard, York, PA 17402	October 03, 2005	Full Service Brick and Mortar
3	465729	Susquehanna Trail Office Branch	2305 Susquehanna Trail, York, PA 17404	July 05, 2006	Full Service Brick and Mortar
4	512623	White Street Branch	2170 White Street, York, PA 17404	September 13, 2010	Full Service Brick and Mortar

Kajin Hassan

⚠

Hello,

I am working with a mutual client who is currently refinancing on their property. Could you please provide the payoff for

Deed of trust/mortgage in the amount of $31,900.00,(open-end) in favor of York Traditions Bank, a Chartered Bank, executed by Alicia M. Bracken and Matthew R. Bracken, dated 08/08/2019, recorded 08/23/2019, in book 2532, page 5217.

Thank you,

Kajin Hassan

York Traditions Bank in York, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

York Traditions Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

York Traditions Bank in York, Pennsylvania (PA)Overview, Financial Summary, Detailed Financial Reports, Branches

York Traditions Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

York Traditions Bank in York, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches